本文選題：農(nóng)戶信貸需求 + 農(nóng)村金融體系�。� 參考：《山東財經(jīng)大學(xué)》2012年碩士論文

【摘要】：我國當(dāng)前存在的政策性、商業(yè)性和合作性的三大類金融機構(gòu)，這三類的金融機構(gòu)看似能夠覆蓋不同農(nóng)村地區(qū)、農(nóng)戶的金融需求，但是實踐情況并不理想，多數(shù)的農(nóng)村金融機構(gòu)并沒有充分發(fā)揮其應(yīng)有的作用，這不利于我國國民經(jīng)濟的發(fā)展和社會主義新農(nóng)村建設(shè)。探索如何進行農(nóng)村金融體系改革，實現(xiàn)農(nóng)村金融體系有序、完善的運行，充分滿足農(nóng)村地區(qū)，特別是農(nóng)戶的信貸需求，是一個非常具有現(xiàn)實意義的論題，也是亟待解決的重要問題。 本論文從農(nóng)戶信貸需求的角度入手，對我國農(nóng)村金融體系改革問題進行分析。通過對山東省農(nóng)戶信貸狀況的調(diào)查，并且運用單因素分析和Logit分析，對影響農(nóng)戶信貸需求的主要因素進行闡述。結(jié)合當(dāng)前農(nóng)戶信貸需求的現(xiàn)狀，又進一步指出我國農(nóng)村金融供給存在的問題，找到農(nóng)戶信貸供需之間的矛盾點。在此基礎(chǔ)上，，研究我國農(nóng)村金融體系改革的具體思路，并提出政策建議。
[Abstract]:There are currently three types of financial institutions in China: policy-oriented, commercial and cooperative. These three types of financial institutions seem to be able to cover the financial needs of farmers in different rural areas, but the practical situation is not satisfactory. Most rural financial institutions do not give full play to their due role, which is not conducive to the development of our national economy and the construction of a new socialist countryside. To explore how to reform the rural financial system, to realize the orderly and perfect operation of the rural financial system, and to fully meet the credit needs of rural areas, especially farmers, is a topic of great practical significance. It is also an important problem to be solved. From the perspective of farmers' credit demand, this paper analyzes the reform of rural financial system in China. Through the investigation of the credit situation of farmers in Shandong Province, and the single factor analysis and Logit analysis, this paper expounds the main factors that affect the credit demand of farmers. Combined with the current situation of farmers' credit demand, this paper further points out the problems existing in the supply of rural finance in China, and finds out the contradiction between the supply and demand of farmers' credit. On this basis, this paper studies the specific ideas of rural financial system reform in China, and puts forward policy recommendations.
【學(xué)位授予單位】：山東財經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F832.4

【相似文獻】

相關(guān)期刊論文 前10條

1 ;聚焦農(nóng)村金融[J];江蘇農(nóng)村經(jīng)濟;2011年08期

2 唐曉旺;;新型農(nóng)村金融機構(gòu)發(fā)展的實踐與探索[J];中國農(nóng)民合作社;2011年07期

3 張美華;張偉;;穩(wěn)健貨幣政策對農(nóng)村金融機構(gòu)的影響及對策建議[J];內(nèi)蒙古金融研究;2011年06期

4 呂志強;;新型農(nóng)村金融機構(gòu)何時到位[J];w

本文編號：1818871