本文選題：農(nóng)村金融服務(wù)體系 + 二元經(jīng)濟(jì)結(jié)構(gòu)　； 參考：《首都經(jīng)濟(jì)貿(mào)易大學(xué)》2012年碩士論文

【摘要】：建國至今,我國農(nóng)村金融服務(wù)體系已初步形成了政策性金融、合作金融、商業(yè)性金融分工合作、密切配合的農(nóng)村金融服務(wù)體系。多年來，我國農(nóng)村金融服務(wù)體系的發(fā)展和農(nóng)村金融制度的變遷，并沒有產(chǎn)生有效的農(nóng)村金融服務(wù)供求機(jī)制，未能很好地解決制約農(nóng)村經(jīng)濟(jì)發(fā)展的“瓶頸”問題。長期以來，我國農(nóng)村金融服務(wù)體系的改革一直滯后于農(nóng)村經(jīng)濟(jì)發(fā)展的需要，因此，研究農(nóng)村金融服務(wù)體系建設(shè)的問題一方面關(guān)系到農(nóng)民增收、農(nóng)業(yè)發(fā)展和農(nóng)村穩(wěn)定的大局，關(guān)系到黨和國家“三農(nóng)”基本國策的順利實(shí)施；另一方面，有利于改善農(nóng)村金融環(huán)境，加快農(nóng)村金融服務(wù)產(chǎn)品創(chuàng)新，優(yōu)化資源配置，進(jìn)而推動整個(gè)國民經(jīng)濟(jì)的可持續(xù)發(fā)展。 北京作為我國的首都，國際化大都市，其現(xiàn)代化進(jìn)程舉世矚目。這些特點(diǎn)決定了北京農(nóng)村金融服務(wù)體系必須適應(yīng)其多樣化要求。同時(shí)北京的經(jīng)濟(jì)結(jié)構(gòu)具有典型的二元特征，，因此農(nóng)村金融服務(wù)體系的完善和金融服務(wù)產(chǎn)品的創(chuàng)新研究顯得尤為必要。 本文圍繞農(nóng)村金融服務(wù)體系的構(gòu)建問題以北京市為切入點(diǎn)進(jìn)行研究。通過實(shí)證分析呈現(xiàn)北京農(nóng)村金融服務(wù)體系的現(xiàn)狀及存在問題。其次結(jié)合農(nóng)村金融服務(wù)的供給和需求模型分析金融服務(wù)供給機(jī)制不完善的內(nèi)在原因。在此基礎(chǔ)上借鑒國外發(fā)展經(jīng)驗(yàn)，重點(diǎn)探討政府作用如何發(fā)揮、金融服務(wù)資源如何優(yōu)化配置等問題，進(jìn)而提出完善和創(chuàng)新京郊農(nóng)村金融服務(wù)體系的對策建議。
[Abstract]:Since the founding of the people's Republic of China, the rural financial service system of our country has formed the rural financial service system of policy finance, cooperative finance and commercial finance. Over the years, the development of rural financial service system and the changes of rural financial system have not produced an effective mechanism of rural financial service supply and demand, and have failed to solve the "bottleneck" problem which restricts the development of rural economy. For a long time, the reform of rural financial service system in our country has lagged behind the need of rural economic development. Therefore, the research on the construction of rural financial service system on the one hand relates to the overall situation of increasing farmers' income, agricultural development and rural stability. On the other hand, it is beneficial to improve the rural financial environment, speed up the innovation of rural financial service products, optimize the allocation of resources, and then promote the sustainable development of the whole national economy. Beijing as the capital of our country, international metropolis, its modernization process attracts worldwide attention. These characteristics determine that Beijing's rural financial service system must adapt to its diversified requirements. At the same time, the economic structure of Beijing has the characteristic of duality, so it is necessary to perfect the rural financial service system and innovate the financial service products. This paper focuses on the construction of rural financial service system with Beijing as the starting point. The present situation and existing problems of Beijing rural financial service system are presented through empirical analysis. Secondly, the paper analyzes the internal causes of the imperfect supply mechanism of financial services by combining the supply and demand models of rural financial services. On the basis of this, the author draws lessons from the experience of foreign countries, and probes into how to play the role of the government and how to optimize the allocation of financial service resources, and puts forward some countermeasures and suggestions for perfecting and innovating the rural financial service system in the suburbs of Beijing.
【學(xué)位授予單位】：首都經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F832.35

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