發(fā)布時(shí)間：2018-04-16 15:21

  本文選題：金融發(fā)展 + 普惠金融��； 參考：《湖南農(nóng)業(yè)大學(xué)》2012年碩士論文

【摘要】：2005年,聯(lián)合國在國際小額信貸年上推出了普惠金融體系這樣一個全新的概念。本文所做研究是圍繞我國普惠金融發(fā)展的金融基礎(chǔ)設(shè)施建設(shè)展開的,通過廣泛吸收國內(nèi)外學(xué)者對普惠金融與金融基礎(chǔ)設(shè)施建設(shè)的相關(guān)研究成果,深入分析了金融基礎(chǔ)設(shè)施建設(shè)與金融發(fā)展的關(guān)系,結(jié)合我國普惠金融基礎(chǔ)設(shè)施建設(shè)的現(xiàn)狀,在借鑒國外普惠金融基礎(chǔ)設(shè)施建設(shè)經(jīng)驗(yàn)基礎(chǔ)上,對我國普惠金融基礎(chǔ)設(shè)施的制度績效進(jìn)行實(shí)證分析,并提出了完善我國普惠金融基礎(chǔ)設(shè)施建設(shè)的建議。 論文總共分為五個部分,第一章是導(dǎo)論部分,首先分析了論文的研究背景、目的及意義,然后對國內(nèi)外動態(tài)研究與述評進(jìn)行了總結(jié),并對基本概念如普惠金融和金融基礎(chǔ)設(shè)施等進(jìn)行了界定,介紹了研究方法和篇章結(jié)構(gòu)及技術(shù)路線,最后闡述了本研究的創(chuàng)新之處。第二章研究了普惠金融基礎(chǔ)設(shè)施建設(shè)及對普惠金融發(fā)展的影響。在該章中首先對金融基礎(chǔ)設(shè)施與金融發(fā)展的關(guān)系進(jìn)行了研究,得出二者之間是一個相互促進(jìn)的關(guān)系；其次對普惠金融的特殊性及其對金融基礎(chǔ)設(shè)施建設(shè)的要求進(jìn)行了分析；最后對當(dāng)前普惠金融基礎(chǔ)設(shè)施建設(shè)情況進(jìn)行了研究,分析了我國當(dāng)前金融基礎(chǔ)設(shè)施對普惠金融發(fā)展的影響。第三章是基于金融法律制度視角來對我國普惠金融基礎(chǔ)設(shè)施建設(shè)的績效進(jìn)行評價(jià)。首先對金融法律制度績效和績效評價(jià)等進(jìn)行了詳細(xì)界定；其次闡述了建立普惠金融法律制度評價(jià)指標(biāo)體系原則,進(jìn)而構(gòu)建了普惠金融法律制度績效多級綜合評價(jià)模型；再次對我國普惠金融法律制度績效評價(jià)進(jìn)行實(shí)證分析,得出了相關(guān)結(jié)論。第四章探討了普惠金融基礎(chǔ)設(shè)施建設(shè)的經(jīng)驗(yàn)借鑒和啟示。首先對國外普惠金融發(fā)展較為成功的模式進(jìn)行了分析,如孟加拉鄉(xiāng)村銀行、玻利維亞陽光銀行等,從中得出對我國普惠金融發(fā)展及普惠金融基礎(chǔ)設(shè)施建設(shè)的可借鑒經(jīng)驗(yàn)。第五章主要研究了加強(qiáng)我國普惠金融基礎(chǔ)設(shè)施建設(shè)的政策與建議。先對我國普惠金融基礎(chǔ)設(shè)施建設(shè)的重難點(diǎn)進(jìn)行了全面分析,如目前普惠金融法律地位缺失和監(jiān)管模糊；然后從普惠金融法律制度、普惠金融監(jiān)管體系、支付結(jié)算體系和信用體系四個角度提出了完善我國普惠金融基礎(chǔ)設(shè)施建設(shè)的建議。
[Abstract]:In 2005, the United Nations introduced a new concept of inclusive financial system at the International year of Microcredit.The research in this paper is carried out around the financial infrastructure construction of inclusive finance development in China. Through the extensive absorption of domestic and foreign scholars on inclusive finance and financial infrastructure construction related research results,This paper deeply analyzes the relationship between financial infrastructure construction and financial development, combined with the current situation of inclusive financial infrastructure construction in China, on the basis of drawing lessons from the experience of overseas inclusive financial infrastructure construction.This paper makes an empirical analysis on the institutional performance of China's inclusive financial infrastructure, and puts forward some suggestions for improving the construction of inclusive financial infrastructure in China.The paper is divided into five parts. The first chapter is the introduction part. Firstly, it analyzes the research background, purpose and significance of the paper, and then summarizes the dynamic research and review at home and abroad.The basic concepts such as inclusive finance and financial infrastructure are defined, and the research methods, text structure and technical route are introduced. At last, the innovations of this study are expounded.The second chapter studies the construction of inclusive financial infrastructure and its impact on the development of inclusive finance.In this chapter, firstly, the relationship between financial infrastructure and financial development is studied, and the relationship between them is a mutually reinforcing relationship, secondly, the particularity of inclusive finance and the requirements of financial infrastructure construction are analyzed.In the end, the author studies the construction of inclusive financial infrastructure, and analyzes the influence of current financial infrastructure on inclusive financial development.The third chapter is based on the perspective of financial legal system to evaluate the performance of inclusive financial infrastructure construction in China.Firstly, the performance and performance evaluation of financial legal system are defined in detail; secondly, the principles of establishing the evaluation index system of inclusive financial legal system are expounded, and then the multi-level comprehensive evaluation model of the performance of inclusive financial legal system is constructed.Thirdly, the paper makes an empirical analysis on the performance evaluation of inclusive financial legal system in China, and draws the relevant conclusions.Chapter four discusses the experience and enlightenment of inclusive financial infrastructure construction.Firstly, the successful models of inclusive finance development abroad are analyzed, such as Grameen Bank of Bangladesh and Sunshine Bank of Bolivia, from which we can draw lessons from the development of inclusive finance and the construction of inclusive financial infrastructure in China.The fifth chapter mainly studies the policy and suggestion of strengthening the construction of inclusive financial infrastructure in China.First of all, the paper makes a comprehensive analysis of the important and difficult points in the construction of inclusive financial infrastructure in China, such as the lack of legal status and fuzzy supervision of inclusive finance at present, and then from the perspective of the inclusive financial legal system, the inclusive financial regulatory system.Four aspects of payment and settlement system and credit system are put forward to improve China's inclusive financial infrastructure construction.
【學(xué)位授予單位】：湖南農(nóng)業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F832

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