本文選題：金融服務(wù) + 經(jīng)濟(jì)發(fā)展　； 參考：《上海大學(xué)》2012年碩士論文

【摘要】：當(dāng)前我國經(jīng)濟(jì)發(fā)展模式面臨產(chǎn)業(yè)結(jié)構(gòu)調(diào)整和經(jīng)濟(jì)增長方式轉(zhuǎn)變，走可持續(xù)發(fā)展道路的客觀要求。高技術(shù)產(chǎn)業(yè)由于具有科技含量高、經(jīng)濟(jì)效益好、資源消耗低、環(huán)境污染少的產(chǎn)業(yè)特點(diǎn)，其對(duì)我國轉(zhuǎn)變經(jīng)濟(jì)增長方式和帶動(dòng)地區(qū)經(jīng)濟(jì)可持續(xù)發(fā)展起著重要作用。我國“十二五”規(guī)劃提出，要發(fā)揮國家重大科技專項(xiàng)的引領(lǐng)支撐作用，實(shí)施產(chǎn)業(yè)創(chuàng)新發(fā)展工程，加強(qiáng)財(cái)稅金融政策支持，推動(dòng)高技術(shù)產(chǎn)業(yè)做強(qiáng)做大。因此，如何為高技術(shù)產(chǎn)業(yè)發(fā)展提供更好的金融服務(wù)支持，加速其發(fā)展壯大，在當(dāng)前具有重要的現(xiàn)實(shí)意義。 本文在總結(jié)國內(nèi)外學(xué)者關(guān)于金融發(fā)展與經(jīng)濟(jì)增長、金融發(fā)展與產(chǎn)業(yè)發(fā)展等問題相關(guān)研究成果的基礎(chǔ)上，把研究對(duì)象集中在對(duì)中國各地區(qū)金融服務(wù)發(fā)展與高技術(shù)產(chǎn)業(yè)發(fā)展相關(guān)性的探討上，認(rèn)為地區(qū)金融服務(wù)的發(fā)展，，包括地區(qū)金融服務(wù)規(guī)模發(fā)展和效率水平的提升，將從資金基礎(chǔ)的擴(kuò)大、交易成本的降低、風(fēng)險(xiǎn)管理能力的加強(qiáng)、儲(chǔ)蓄轉(zhuǎn)化投資能力及資源配置效率的提高等方面對(duì)地區(qū)產(chǎn)業(yè)發(fā)展提供強(qiáng)大的外生動(dòng)力。此外，由于金融服務(wù)機(jī)構(gòu)本身較強(qiáng)的資金募集能力和社會(huì)資金引導(dǎo)能力，金融服務(wù)本身的產(chǎn)業(yè)選擇對(duì)于特定產(chǎn)業(yè)的發(fā)展顯的尤為重要。在此基礎(chǔ)上，本文采用多項(xiàng)指標(biāo)評(píng)價(jià)了地區(qū)高技術(shù)產(chǎn)業(yè)和金融服務(wù)發(fā)展水平，并選取29個(gè)省市自治區(qū)2003年到2010年地區(qū)面板數(shù)據(jù)，實(shí)證分析了地區(qū)金融服務(wù)規(guī)模和效率水平對(duì)地區(qū)高技術(shù)產(chǎn)業(yè)發(fā)展的影響。結(jié)果表明，我國地區(qū)金融服務(wù)規(guī)模的增長和擴(kuò)大并沒有有效的促進(jìn)地區(qū)高技術(shù)產(chǎn)業(yè)的發(fā)展，但地區(qū)金融服務(wù)效率的提升，由于更為有效的滿足了地區(qū)高技術(shù)產(chǎn)業(yè)的資金需求，顯著的促進(jìn)了地區(qū)高技術(shù)產(chǎn)業(yè)的發(fā)展。在此基礎(chǔ)上，本文進(jìn)一步分析了當(dāng)前我國地區(qū)高技術(shù)產(chǎn)業(yè)金融服務(wù)支持的現(xiàn)狀，認(rèn)為目前我國地區(qū)高技術(shù)產(chǎn)業(yè)存在投資水平低和科研活動(dòng)金融服務(wù)支撐不足的特點(diǎn)，金融服務(wù)要實(shí)現(xiàn)更好的促進(jìn)地區(qū)高技術(shù)產(chǎn)業(yè)的發(fā)展，需要從深化商業(yè)銀行現(xiàn)代企業(yè)制度改革、健全證券市場發(fā)展機(jī)制和完善政策性金融支持等方面做更多的努力。
[Abstract]:At present, China's economic development mode is faced with the objective requirements of industrial structure adjustment and economic growth mode transformation and sustainable development.The high-tech industry has the characteristics of high scientific and technological content, good economic benefit, low resource consumption and less environmental pollution. It plays an important role in transforming the mode of economic growth and driving the sustainable development of regional economy in China.In the 12th Five-Year Plan of our country, we should give full play to the leading and supporting role of major national scientific and technological projects, implement the project of industrial innovation and development, strengthen the support of fiscal, tax and financial policies, and promote the development of high-tech industries.Therefore, how to provide better financial service support for the development of high-tech industry and accelerate its development is of great practical significance at present.This paper summarizes the research achievements of domestic and foreign scholars on financial development and economic growth, financial development and industrial development.Focusing on the correlation between the development of regional financial services and the development of high-tech industries in China, the author thinks that the development of regional financial services, including the scale development of regional financial services and the improvement of efficiency level,It will provide strong exogenous power for the development of regional industry from the aspects of the expansion of capital base, the reduction of transaction cost, the strengthening of risk management ability, the improvement of saving conversion and investment ability and the improvement of resource allocation efficiency.In addition, due to the strong ability of raising funds and guiding social funds, the industry choice of financial service itself is particularly important for the development of specific industries.On this basis, this paper uses several indicators to evaluate the development level of high-tech industry and financial services in the region, and selects 29 provinces, cities and autonomous regions from 2003 to 2010.The impact of the scale and efficiency of regional financial services on the development of regional high-tech industry is analyzed empirically.The results show that the growth and expansion of regional financial service scale has not effectively promoted the development of regional high-tech industry, but the improvement of regional financial service efficiency has met the regional high-tech industry funding needs more effectively.It has greatly promoted the development of regional high-tech industry.On this basis, this paper further analyzes the current situation of financial service support for high-tech industries in China, and points out that the current high-tech industries in China have the characteristics of low level of investment and insufficient support of financial services for scientific research activities.In order to promote the development of regional high-tech industry, financial services need to make more efforts in deepening the reform of the modern enterprise system of commercial banks, perfecting the development mechanism of the securities market and perfecting the policy-oriented financial support.
【學(xué)位授予單位】：上海大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.7;F279.2;F127

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