本文選題：云計算　切入點：銀行業(yè)　出處：《財政部財政科學(xué)研究所》2012年碩士論文

【摘要】：近幾年來,云計算在我國的發(fā)展可謂風(fēng)起云涌。云計算被看作是互聯(lián)網(wǎng)發(fā)展的第三個里程碑,將會給公眾的生產(chǎn)、生活以及社會運作方式帶來巨大變革。對于IT企業(yè)來說,云計算代表著發(fā)展的新方向,意味著市場新機(jī)會,堪稱未來兵家必爭之地；對于地方政府來說,云計算是謀求經(jīng)濟(jì)發(fā)展方式轉(zhuǎn)變的突破口之一,有望成為地方經(jīng)濟(jì)健康發(fā)展的新增長點。同時,就國際競爭而言,在云計算領(lǐng)域,我國與西方發(fā)達(dá)國家處于同一起跑線,努力發(fā)展則可能躋身世界一流,擁有核心優(yōu)勢。 云計算(cloud computing)是基于互聯(lián)網(wǎng)的相關(guān)服務(wù)的增加、使用和交付模式,通過互聯(lián)網(wǎng)來提供動態(tài)易擴(kuò)展的虛擬化資源。它不是一種新技術(shù),而是一種獲取資源和服務(wù)的創(chuàng)新商業(yè)模式。它能夠?qū)崿F(xiàn)對IT資源的動態(tài)調(diào)配,提升和簡化IT管理,把IT資源作為標(biāo)準(zhǔn)化服務(wù)呈現(xiàn)出來。云計算模式具有數(shù)據(jù)存儲安全性高、終端簡單、按需提供服務(wù)、存儲和計算潛能無限等等特點。 隨著外資銀行進(jìn)入我國,并且在業(yè)務(wù)創(chuàng)新和服務(wù)上迅速建立起口碑,我國的銀行開始思變。其根本就是銀行業(yè)務(wù)的創(chuàng)新,支撐它的則是IT服務(wù)的優(yōu)化。近年來,中小銀行響應(yīng)國家政策的號召紛紛建立,為地方經(jīng)濟(jì)建設(shè)的發(fā)展提供了強(qiáng)有力的金融支持。但是,中小銀行缺錢少人,在信息化的建設(shè)上常常力不從心。在時代變革的驅(qū)使下,迅速增長的業(yè)務(wù)形式及不斷擴(kuò)張的數(shù)據(jù)吞吐量使銀行的IT系統(tǒng)面臨重重挑戰(zhàn)。 而云計算,無疑為解決這些難題提供了一種新的方式。云計算模式的推出將為銀行帶來降低成本、降低風(fēng)險、增強(qiáng)數(shù)據(jù)分析能力、縮短運行時間和響應(yīng)時間等等競爭優(yōu)勢。銀行業(yè)的特殊性使其在新技術(shù)面前,始終采取謹(jǐn)慎的態(tài)度。他們提出了這樣的問題：云是否適合在銀行業(yè)中使用?云計算給銀行業(yè)帶來了什么?“云”安全嗎?針對這些問題,除去引言和結(jié)論外,論文分為以下章節(jié)展開論述。 第2章首先闡述了云計算的基本概念、特點及分類,然后回顧了云計算的發(fā)展歷程,最后深入分析了云計算在國內(nèi)外的發(fā)展現(xiàn)狀。 第3章主要介紹了銀行業(yè)信息化建設(shè)的要求及信息化發(fā)展現(xiàn)狀。首先深入分析了銀行業(yè)這個特殊行業(yè)對信息化建設(shè)的要求；其次介紹了銀行業(yè)在當(dāng)今激烈的市場競爭中所面臨的困境；最后總結(jié)了銀行業(yè)信息化發(fā)展的現(xiàn)狀,提出了在銀行業(yè)運用云計算是提升其競爭力、推動其改革的一個可靠方式。 第4章首先闡述了云計算為銀行業(yè)的發(fā)展所能帶來的優(yōu)勢；其次通過分析大中小型商業(yè)銀行應(yīng)用云計算的核心訴求,提出大型銀行宜用私有云、中小型銀行可采用“公有云”這一觀點；再次,總結(jié)了各類商業(yè)銀行探索云計算的共同出發(fā)點：最后提出制約云計算在銀行業(yè)運用的幾個問題。 第5章深入詳細(xì)地分析了澳洲西太銀行郵件服務(wù)外包案例,總結(jié)出該案例對中國銀行業(yè)云計算應(yīng)用的啟發(fā)和借鑒意義。 第6章提出了本文的主要結(jié)論：我國各類商業(yè)銀行根據(jù)自身的資源能力及特點,對云計算服務(wù)的應(yīng)用有不同的出發(fā)點。大型銀行可以通過搭建“私有云”來確保數(shù)據(jù)傳輸?shù)陌踩?而中小型銀行可以采用“公有云”,將部分或者全部業(yè)務(wù)外包,無需一次性投入巨資建設(shè)IT系統(tǒng)。最后,針對目前實際情況,提出一些在銀行業(yè)安全運用云計算的對策建議。
[Abstract]:In recent years, the development of cloud computing in China is raging like a storm. Cloud computing is regarded as the development of the Internet third milepost, will give the public the production, life and social operation brought great changes. The IT enterprise, cloud computing represents a new development direction, means that the market opportunity is the future of the military a hotly contested spot; as for the local government, cloud computing is one of seeking a breakthrough in the transformation of economic development mode, the healthy development of the local economy is expected to become a new growth point. At the same time, the international competition, in the field of cloud computing, China and western developed countries in the same starting line, may be among the world's development efforts first, have the core advantage.
Cloud computing (Cloud Computing) is related to an increase in service based on the Internet, the use and delivery mode, to provide a dynamic and scalable virtualized resources via the Internet. It is not a new technology, but a kind of access to resources and services of the business model innovation. It can realize the dynamic allocation of IT resources, improve and simplify IT management, the IT resources as the standard service rendered. Cloud computing data storage mode has high safety, simple terminal, provide on-demand services, storage and computing potential and so on.
With the entry of foreign banks in China, and innovation in the business and services quickly established a reputation, Chinese banks began to think of change. It is simply the innovation of banking business, it is the support of optimizing IT services. In recent years, small and medium-sized banks in response to the call of the national policy have established, to provide strong financial support for the development of local economy. However, small and medium-sized bank money less, too often in the construction of information technology. Driven by the changes of the era, the rapid growth of business forms and expanding the throughput of data bank's IT systems face many challenges.
The cloud computing, it provides a new way to solve these problems. The launch of the cloud computing model for banks to reduce costs, reduce risk, enhance the ability of data analysis, shorten the operation time and response time and so on competitive advantage. The special nature of the banking industry in the face of new technology, always take a cautious attitude they raised the question of whether the cloud is suitable for use in the banking industry? Cloud computing bring to the banking industry what? "Cloud" safe? To solve these problems, besides the introduction and conclusion, the paper is divided into the following chapters to discuss.
The second chapter first describes the basic concepts, characteristics and classification of cloud computing, then reviews the development process of cloud computing, and finally analyzes the current development of cloud computing at home and abroad.
The third chapter mainly introduces the current situation of the development of banking informatization and informatization requirements. First in-depth analysis of the requirements of the informatization construction of the special industry of banking; followed by the introduction of the banking industry in the fierce competition in the market dilemma; finally summarizes the actuality of informatization development of banking industry, the banking industry in the use of cloud computing is to enhance its competitiveness, a reliable way to promote its reform.
The fourth chapter introduces that cloud computing can bring to the development of the banking industry's advantage; core demands of small and medium-sized commercial banks, followed by analysis of the application of cloud computing, the large banks should use private cloud, small and medium-sized banks can adopt this view of "public cloud"; thirdly, summarizes all kinds of commercial banks to explore common view point cloud computing. Finally puts forward several problems which restrict the application of cloud computing in the banking industry.
The fifth chapter analyzes the case of mail service outsourcing in Australia West Bank, and summarizes the inspiration and significance of this case to Chinese banking cloud computing application.
The sixth chapter puts forward the main conclusions of this paper: all kinds of commercial banks in China according to its own resources and characteristics, the application of cloud computing services have different starting point. The large banks can ensure the security of data transmission through the platform of "private cloud", the small and medium-sized banks can use the "public cloud", or part of all outsourcing, no one-time invested heavily in the construction of IT system. Finally, according to the actual situation, put forward some calculation in banking security using cloud countermeasures.

【學(xué)位授予單位】：財政部財政科學(xué)研究所
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F832.2

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前1條

1 朱金霞;云計算環(huán)境下中小企業(yè)信息化需求研究[D];南京大學(xué);2013年

，

本文編號：1702386