本文選題：金融物流　切入點(diǎn)：變遷　出處：《西安建筑科技大學(xué)》2012年碩士論文

【摘要】：金融物流是物流服務(wù)與金融服務(wù)相結(jié)合的產(chǎn)物，是銀行和第三方物流企業(yè)進(jìn)行業(yè)務(wù)創(chuàng)新的產(chǎn)物，能夠?yàn)殂y行和第三方物流企業(yè)帶來(lái)新的利潤(rùn)增長(zhǎng)點(diǎn)，能夠緩解中小企業(yè)融資難的問(wèn)題，盤活原材料、產(chǎn)成品的資金占用。 我國(guó)金融物流的發(fā)展正處于起步階段，同國(guó)外相比，無(wú)論是在體制、技術(shù)、規(guī)模還是理論研究上，都比較落后。已有的研究大多集中在定性層面上，只注重模式研究，忽略了主觀信用風(fēng)險(xiǎn)控制方面的研究；在模式研究上，對(duì)金融物流范圍的界定有點(diǎn)狹隘，只從單個(gè)節(jié)點(diǎn)或者單一供應(yīng)鏈的角度來(lái)研究金融物流模式。為了使金融物流在我國(guó)更好的推廣，發(fā)揮其對(duì)中小企業(yè)、第三方物流企業(yè)、銀行以及國(guó)民經(jīng)濟(jì)發(fā)展的貢獻(xiàn)，本文選此主題進(jìn)行研究。本文在前人研究的基礎(chǔ)上，，將金融物流的研究視角擴(kuò)展到整個(gè)經(jīng)濟(jì)網(wǎng)絡(luò)中，首先從物流和金融制度兩個(gè)方面全面的分析了金融物流變遷的過(guò)程，并總結(jié)出金融物流變遷的動(dòng)因有經(jīng)濟(jì)因素、政治因素、物流政策因素、科技進(jìn)步因素、物流服務(wù)內(nèi)容的市場(chǎng)需求因素。其次，從供應(yīng)鏈上和供應(yīng)鏈外兩個(gè)方面來(lái)全面的研究金融物流的發(fā)展模式，并從微觀操作、宏觀效應(yīng)和與傳統(tǒng)融資模式的比較三個(gè)方面對(duì)該模式進(jìn)行了分析。無(wú)論金融物流的發(fā)展模式有多少，具體的業(yè)務(wù)操作如何千差萬(wàn)別，萬(wàn)變不離其宗的是銀行必須掌控融資企業(yè)的貨權(quán)，保持商品總值對(duì)融資敞口的保障效應(yīng)。金融物流在具體運(yùn)作過(guò)程中會(huì)存在一定的客觀風(fēng)險(xiǎn)，如質(zhì)押品選擇風(fēng)險(xiǎn)、質(zhì)押監(jiān)管風(fēng)險(xiǎn)等。再次，論文指出了金融物流三方參與主體的關(guān)系有互利互惠關(guān)系和博弈關(guān)系，通過(guò)構(gòu)建三方參與主體的博弈模型，定量的分析了一些因素對(duì)金融物流業(yè)務(wù)主觀信用風(fēng)險(xiǎn)產(chǎn)生的影響，并結(jié)合案例進(jìn)行分析驗(yàn)證。最后，在上述研究的基礎(chǔ)上提出了促進(jìn)我國(guó)金融物流健康發(fā)展的政策建議。
[Abstract]:Financial logistics is the product of the combination of logistics service and financial service. It is the product of business innovation of banks and third-party logistics enterprises. It can bring new profit growth point for banks and third-party logistics enterprises.Can ease the financing difficulties of small and medium-sized enterprises, invigorating raw materials, finished products of capital occupation.The development of financial logistics in China is in its infancy. Compared with foreign countries, it is relatively backward in terms of system, technology, scale and theoretical research.Most of the existing studies focus on qualitative aspects, only pay attention to the model research, ignoring the subjective credit risk control research; in the model research, the definition of financial logistics scope is a little narrow,Only from a single node or a single supply chain to study the financial logistics model.In order to promote the financial logistics in our country and give full play to its contribution to the development of small and medium-sized enterprises, third party logistics enterprises, banks and the national economy, this paper chooses this topic to study.Based on the previous studies, this paper extends the research perspective of financial logistics to the whole economic network. Firstly, it analyzes the process of financial logistics change from two aspects: logistics and financial system.The causes of financial logistics change include economic factor, political factor, logistics policy factor, scientific and technological progress factor, market demand factor of logistics service content.Secondly, the development model of financial logistics is studied from two aspects of supply chain and outside supply chain, and it is analyzed from three aspects: micro operation, macro effect and comparison with traditional financing mode.No matter how much the development mode of financial logistics is and how different the specific business operation is, it is necessary for banks to control the cargo rights of financing enterprises and to maintain the safeguard effect of total commodity value on their exposure to financing.There are some objective risks in the process of financial logistics, such as the risk of the choice of pledge, the risk of supervision of pledge and so on.Thirdly, the paper points out that the relationship between the three parties involved in financial logistics has the relationship of mutual benefit and game.Quantitative analysis of the impact of some factors on the financial logistics business subjective credit risk, and combined with the case analysis to verify.Finally, on the basis of the above research, the paper puts forward some policy suggestions to promote the healthy development of financial logistics in China.
【學(xué)位授予單位】：西安建筑科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F252;F832.2

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 王金圣;供應(yīng)鏈及供應(yīng)鏈管理理論的演變[J];財(cái)貿(mào)研究;2003年03期

2 徐雅麗;倉(cāng)單質(zhì)押貸款風(fēng)險(xiǎn)判斷指標(biāo)探析[J];中國(guó)儲(chǔ)運(yùn);2004年02期

3 李媛;徐萍;;倉(cāng)單質(zhì)押貸款風(fēng)險(xiǎn)管理研究[J];中國(guó)儲(chǔ)運(yùn);2006年02期

4 王開(kāi)勇;王豐;彭良濤;;金融物流在國(guó)際結(jié)算中的運(yùn)作模式研究[J];中國(guó)儲(chǔ)運(yùn);2007年02期

5 陳長(zhǎng);對(duì)博弈論的幾點(diǎn)認(rèn)識(shí)[J];貴州工業(yè)大學(xué)學(xué)報(bào)(社會(huì)科學(xué)版);2003年04期

6 陳淮;關(guān)于物資銀行的設(shè)想[J];中國(guó)工業(yè)經(jīng)濟(jì)研究;1987年03期

7 李玉寶,于天琪;組織激勵(lì)文獻(xiàn)綜述[J];工業(yè)技術(shù)經(jīng)濟(jì);2005年02期

8 施峰;中國(guó)古代倉(cāng)儲(chǔ)制度的作用與弊端及其對(duì)當(dāng)前糧食儲(chǔ)備管理的啟示[J];經(jīng)濟(jì)研究參考;2001年28期

9 艾東;中小企業(yè)物流融資風(fēng)險(xiǎn)管理探討[J];經(jīng)濟(jì)研究參考;2005年68期

10 劉莎;;在中國(guó)發(fā)展供應(yīng)鏈金融的探索[J];經(jīng)濟(jì)師;2009年03期

相關(guān)博士學(xué)位論文 前2條

1 王恒;商業(yè)銀行對(duì)中小企業(yè)授信風(fēng)險(xiǎn)管理研究[D];華僑大學(xué);2007年

2 楊頭平;企業(yè)物流系統(tǒng)成本分析與控制優(yōu)化研究[D];華中科技大學(xué);2008年

相關(guān)碩士學(xué)位論文 前2條

1 黃憲臣;物流業(yè)國(guó)際競(jìng)爭(zhēng)力評(píng)價(jià)方法研究[D];吉林大學(xué);2007年

2 敦蕾;經(jīng)濟(jì)全球化下的區(qū)域物流研究[D];河北師范大學(xué);2008年

本文編號(hào)：1697827