本文選題：小微企業(yè)　切入點(diǎn)：金融　出處：《湖南師范大學(xué)》2015年碩士論文　論文類型：學(xué)位論文

【摘要】：改革開放后,我國民營經(jīng)濟(jì)獲得了快速發(fā)展,尤其是沿海省份,如浙江省率先成為一個(gè)名副其實(shí)的民營經(jīng)濟(jì)強(qiáng)省。作為我國經(jīng)濟(jì)結(jié)構(gòu)的重要組成部分,民營經(jīng)濟(jì)的快速發(fā)展在推動(dòng)我國經(jīng)濟(jì)社會(huì)發(fā)展方面發(fā)揮了舉足輕重的作用,而數(shù)量多、活力強(qiáng)的小微企業(yè)群體是民營經(jīng)濟(jì)發(fā)展的關(guān)鍵。受益于民營經(jīng)濟(jì)的快速發(fā)展,我國民間積累了大量的資本,要盤活這部分資本并為我國經(jīng)濟(jì)社會(huì)發(fā)展作出進(jìn)一步貢獻(xiàn),單靠正規(guī)金融已經(jīng)無所滿足小微企業(yè)的融資需求,在此情況下民間金融已經(jīng)成為正規(guī)金融的重要補(bǔ)充,成為現(xiàn)代金融不可或缺的一部分,發(fā)揮著越來越重要的作用,尤其是在解決眾多小微企業(yè)融資難問題方面更是發(fā)揮了不可替代的作用。對(duì)于小微企業(yè)而言,其與上規(guī)模企業(yè)在市場(chǎng)競(jìng)爭(zhēng)中的地位是不平等的,尤其是在民間金融不被鼓勵(lì)的當(dāng)下而言,小微企業(yè)的生存現(xiàn)在十分艱巨,它們很難受到正規(guī)金融的青睞。伴隨著孫大午案、吳英案等民間融資問題頻發(fā),一定程度上預(yù)示著民間融資的政府監(jiān)管乏力,尤其是在民間融資越來越活躍的趨勢(shì)下,加強(qiáng)民間融資政府監(jiān)管刻不容緩。針對(duì)小微企業(yè)民間融資政府監(jiān)管,本文展開了系統(tǒng)全面的研究,全文分五章：第1章,緒論,包括研究背景與意義、國內(nèi)外研究綜述和研究方法；第2章,小微企業(yè)與民間融資政府監(jiān)管理論基礎(chǔ),重點(diǎn)論述了小微企業(yè)概念的界定、民間融資監(jiān)管的理論基礎(chǔ)兩部分,并作了專門的理論綜述；第3章,小微企業(yè)民間融資政府監(jiān)管現(xiàn)狀及原因剖析,重點(diǎn)論述了小微企業(yè)民間融資的監(jiān)管現(xiàn)狀,并就小微企業(yè)民間融資政府監(jiān)管問題產(chǎn)生的成因作了具體剖析；第4章,構(gòu)筑小微企業(yè)民間融資政府監(jiān)管體系思考,從借鑒國內(nèi)外立法實(shí)踐、完善民間融資政府監(jiān)管法律體系、完善小微企業(yè)傳統(tǒng)民間融資政府監(jiān)管機(jī)制、建立小微企業(yè)新興民間融資政府監(jiān)管機(jī)制四方面展開。第5章,結(jié)語。在當(dāng)前民間金融發(fā)展現(xiàn)狀的基礎(chǔ)上,本文對(duì)小微企業(yè)民間融資政府監(jiān)管問題展開了詳細(xì)研究,期望能有效彌補(bǔ)當(dāng)前研究不足,以及為以后的相關(guān)研究提供借鑒意義。
[Abstract]:After the reform and opening up, the private economy of our country has been developing rapidly, especially the coastal provinces, such as Zhejiang Province, which is the first to become a strong province of the private economy, which is an important part of the economic structure of our country. The rapid development of private economy has played an important role in promoting the economic and social development of our country, and a large number of small and micro enterprises with strong vitality are the key to the development of private economy, and benefit from the rapid development of private economy. China's private sector has accumulated a large amount of capital. To revitalize this part of the capital and make further contributions to our country's economic and social development, formal finance alone has failed to meet the financing needs of small and micro enterprises. Under such circumstances, private finance has become an important supplement to formal finance and an indispensable part of modern finance, playing an increasingly important role. In particular, it has played an irreplaceable role in solving the financing difficulties of many small and micro enterprises. For small and micro enterprises, their position in the market competition is not equal to that of the upper scale enterprises. Especially at a time when private finance is not encouraged, the survival of small and micro enterprises is very difficult now. It is very difficult for them to be favored by formal finance. With the Sun Tai Wu case, Wu Ying case and other private financing problems frequently occur. To a certain extent, it indicates that the government supervision of private financing is weak, especially in the trend of private financing becoming more and more active, so it is urgent to strengthen the government supervision of private financing. The thesis is divided into five chapters: chapter 1, introduction, including the research background and significance, domestic and foreign research review and research methods, chapter 2, small and micro enterprises and private financing government supervision theory foundation, This paper focuses on the definition of the concept of small and micro enterprises, the theoretical basis of private financing supervision, and makes a special theoretical summary. Chapter 3, the current situation and reasons of government supervision of private financing in small and micro enterprises are analyzed. This paper focuses on the current situation of the supervision of private financing in small and micro enterprises, and makes a concrete analysis of the causes of the government supervision of private financing in small and micro enterprises. Chapter 4, the construction of government supervision system of private financing in small and micro enterprises. From drawing lessons from domestic and foreign legislative practice, perfecting the legal system of private financing government supervision, perfecting the traditional private financing government supervision mechanism of small and micro enterprises, and establishing the government supervision mechanism of small and micro enterprises emerging private financing government. Chapter 5, Conclusion. On the basis of the current development of private finance, this paper makes a detailed study on the government supervision of private financing in small and micro enterprises, hoping that it can effectively make up for the deficiency of the current research and provide reference for the related research in the future.
【學(xué)位授予單位】：湖南師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類號(hào)】：F276.3;F832.4

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本文編號(hào)：1584443