發(fā)布時(shí)間：2018-02-24 19:01

  本文關(guān)鍵詞： 負(fù)利率 通貨膨脹 通貨膨脹目標(biāo)制　出處：《華東師范大學(xué)》2012年碩士論文　論文類型：學(xué)位論文

【摘要】：中國政府第十二個(gè)五年計(jì)劃提出以人為本的原則,重點(diǎn)關(guān)心民生改善,著重解決與人民群眾切身利益密切相關(guān)的問題,把擴(kuò)大就業(yè),完善社會保障體系和生態(tài)環(huán)境建設(shè)放在突出位置,但在當(dāng)前經(jīng)濟(jì)條件下,通貨膨脹率高過同期銀行存款利率,產(chǎn)生了負(fù)利率現(xiàn)象,導(dǎo)致存款稀釋,這一現(xiàn)象嚴(yán)重影響了人民群眾對消費(fèi)、投資和儲蓄的選擇,不利于對存款者的利益保護(hù),而且沒有有效配置社會資源。負(fù)利率背景下,央行如何選擇和執(zhí)行具體的貨幣政策,從而既保證國民就業(yè)率,又兼顧經(jīng)濟(jì)均衡和持續(xù)增長問題,具有重要的理論意義和實(shí)踐價(jià)值。為了保護(hù)存款者利益,提高資源配置效率,實(shí)現(xiàn)社會經(jīng)濟(jì)協(xié)調(diào)發(fā)展,我國自2006年開始不斷的輪換運(yùn)用三大貨幣政策工具,試圖消除高通貨膨脹現(xiàn)象,但是效果始終不如人意,本文就我國貨幣政策的問題進(jìn)行了分析,提出了改善的建議,以應(yīng)對當(dāng)前負(fù)利率的局勢。
[Abstract]:The 12th Five-Year Plan of the Chinese Government has put forward the principle of putting people first, focusing on the improvement of people's livelihood, solving problems closely related to the vital interests of the people, and expanding employment. The improvement of the social security system and the construction of the ecological environment play a prominent role, but under the current economic conditions, the inflation rate is higher than the interest rate on bank deposits in the same period, resulting in the phenomenon of negative interest rates, which leads to the dilution of deposits. This phenomenon has seriously affected the people's choice of consumption, investment and savings, which is not conducive to the protection of the interests of depositors, and has not effectively allocated social resources. Under the background of negative interest rates, how should the central bank choose and implement specific monetary policies? It has important theoretical significance and practical value. In order to protect the interests of depositors, improve the efficiency of resource allocation, and realize the coordinated development of social economy, it is of great theoretical significance and practical value to ensure the national employment rate as well as to give consideration to the problem of economic balance and sustained growth. Since 2006, China has continuously used three monetary policy tools to eliminate the phenomenon of high inflation, but the effect is always unsatisfactory. This paper analyzes the problems of China's monetary policy and puts forward some suggestions for improvement. To deal with the current situation of negative interest rates.
【學(xué)位授予單位】：華東師范大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F822.0;F224

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本文編號：1531349