本文關(guān)鍵詞： 低碳經(jīng)濟(jì) 商業(yè)銀行 碳金融業(yè)務(wù) 業(yè)務(wù)創(chuàng)新　出處：《山西財(cái)經(jīng)大學(xué)》2015年碩士論文　論文類型：學(xué)位論文

【摘要】：2013年以來(lái)，我國(guó)超過(guò)30個(gè)�。▍^(qū)、市）不同程度出現(xiàn)霧霾，受影響人口超過(guò)6億人，形成了全球最大規(guī)模的環(huán)境災(zāi)害，中國(guó)因此成為國(guó)際社會(huì)高度關(guān)注的焦點(diǎn)。經(jīng)研究發(fā)現(xiàn)，碳排放中的六種溫室氣體，其中有五種與PM2.5有關(guān)，可見(jiàn)，我國(guó)發(fā)展低碳經(jīng)濟(jì)已經(jīng)迫在眉睫。要走低碳經(jīng)濟(jì)道路，離不開金融業(yè)的大力支持，我國(guó)商業(yè)銀行作為金融體系的重中之重，企業(yè)融資的主渠道，必須逐步改變其經(jīng)營(yíng)戰(zhàn)略，將注意力轉(zhuǎn)移到碳金融領(lǐng)域，積極開展碳金融業(yè)務(wù)。 據(jù)世界銀行預(yù)測(cè)，到2020年，全球碳交易總額有望達(dá)到3.5萬(wàn)億美元，并會(huì)超過(guò)石油市場(chǎng)成為第一大交易市場(chǎng)。面對(duì)如此龐大的市場(chǎng)，國(guó)外銀行經(jīng)過(guò)多年發(fā)展，已經(jīng)在綠色信貸、碳基金、碳交易中間業(yè)務(wù)、碳金融衍生品交易業(yè)務(wù)等方面進(jìn)行了金融創(chuàng)新并取得了重大進(jìn)展。但我國(guó)國(guó)內(nèi)銀行卻只是初步涉足，在諸多方面還存在不足。目前，國(guó)內(nèi)商業(yè)銀行針對(duì)碳金融的研究多集中在發(fā)展必要性、赤道原則的經(jīng)驗(yàn)介紹、綠色信貸發(fā)展等方面，對(duì)商業(yè)銀行碳金融業(yè)務(wù)具體如何發(fā)展研究甚少，，這正是本文的探究主體和任務(wù)。 本文以商業(yè)銀行碳金融業(yè)務(wù)作為研究對(duì)象。首先對(duì)低碳經(jīng)濟(jì)與碳金融的內(nèi)涵和碳金融的理論基礎(chǔ)進(jìn)行研究，然后在分析我國(guó)商業(yè)銀行發(fā)展碳金融業(yè)務(wù)帶來(lái)的效應(yīng)基礎(chǔ)上，采用比較分析與案例分析相結(jié)合的方法對(duì)國(guó)內(nèi)外商業(yè)銀行碳金融發(fā)展現(xiàn)狀進(jìn)行研究，借鑒國(guó)內(nèi)外成功經(jīng)驗(yàn)，找出制約我國(guó)商業(yè)銀行碳金融業(yè)務(wù)發(fā)展的因素，最終從經(jīng)營(yíng)理念、業(yè)務(wù)創(chuàng)新、風(fēng)險(xiǎn)管理、配套設(shè)施四個(gè)方面提出對(duì)策建議，引導(dǎo)我國(guó)商業(yè)銀行更好的開展碳金融業(yè)務(wù)。
[Abstract]:Since 2013, more than 30 provinces (districts, municipalities) in China have appeared haze in different degrees, the affected population is more than 600 million people, forming the largest scale of environmental disasters in the world. As a result, China has become the focus of international attention. The study found that five of the six greenhouse gases in carbon emissions are related to PM2.5. The development of low-carbon economy in China is imminent. The road of low-carbon economy can not be separated from the support of the financial industry. Commercial banks are the most important part of the financial system and the main channel of enterprise financing. It is necessary to gradually change its management strategy, shift its attention to carbon finance, and actively carry out carbon finance business. By 2020, the World Bank predicts, global carbon trading is expected to reach $3.5 tillion, overtaking the oil market as the largest market. After years of development, foreign banks have been in green credit, carbon funds, carbon trading intermediary business. Carbon financial derivatives trading business and other aspects of financial innovation and has made significant progress, but our domestic banks are only preliminary involvement, in many areas are still inadequate. At present. Domestic commercial banks focus on the development of carbon finance in the necessity of development, equatorial principles of experience, green credit development and other aspects of the development of commercial banks carbon finance business specific research is very little. This is the subject and task of this paper. This paper takes the carbon finance business of commercial banks as the research object. Firstly, the connotation of low-carbon economy and carbon finance and the theoretical basis of carbon finance are studied. Then on the basis of analyzing the effect of the development of carbon finance business in China's commercial banks, the paper studies the current situation of carbon finance development of domestic and foreign commercial banks by using the method of comparative analysis and case analysis. Draw lessons from the successful experience at home and abroad, find out the factors that restrict the development of carbon finance business of commercial banks in China, and finally put forward the countermeasures and suggestions from four aspects: business concept, business innovation, risk management, supporting facilities. Guide our commercial banks to better carry out carbon finance business.
【學(xué)位授予單位】：山西財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類號(hào)】：F832.2

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