本文關(guān)鍵詞：我國(guó)上市商業(yè)銀行競(jìng)爭(zhēng)力分析　出處：《廣東外語(yǔ)外貿(mào)大學(xué)》2014年碩士論文　論文類(lèi)型：學(xué)位論文

  更多相關(guān)文章： 上市商業(yè)銀行 因子分析法 競(jìng)爭(zhēng)力

【摘要】：隨著經(jīng)濟(jì)全球化和金融一體化趨勢(shì)日益明顯，我國(guó)商業(yè)銀行也面臨著更多的機(jī)遇和挑戰(zhàn)。我國(guó)金融市場(chǎng)開(kāi)放的節(jié)奏加快、資本利率市場(chǎng)的放寬、資本賬戶(hù)的開(kāi)放、互聯(lián)網(wǎng)金融的崛起等，這些都對(duì)我國(guó)商業(yè)銀行的高效經(jīng)營(yíng)提出了更高的要求。據(jù)統(tǒng)計(jì)，2012年，我國(guó)銀行業(yè)總資產(chǎn)為104.6萬(wàn)億元，其中，我國(guó)17家上市商業(yè)銀行的資產(chǎn)規(guī)模達(dá)到86.3萬(wàn)億元，占比高達(dá)83%。由此可以看出，我國(guó)上市商業(yè)銀行可以說(shuō)是我國(guó)金融行業(yè)中最具活力的一部分，其競(jìng)爭(zhēng)力的強(qiáng)弱對(duì)我國(guó)經(jīng)濟(jì)發(fā)展有著重要影響。目前，我國(guó)上市商業(yè)銀行間的競(jìng)爭(zhēng)激烈，競(jìng)爭(zhēng)力也是參差不齊，如何在新環(huán)境下進(jìn)一步提升我國(guó)商業(yè)銀行的競(jìng)爭(zhēng)力，，顯得至關(guān)重要。因此，對(duì)我國(guó)上市商業(yè)銀行的競(jìng)爭(zhēng)力進(jìn)行分析與研究具有重要的理論及現(xiàn)實(shí)意義。 基于此，本文運(yùn)用因子分析法對(duì)我國(guó)目前17家上市商業(yè)銀行的競(jìng)爭(zhēng)力進(jìn)行了排名與研究。首先，本文就文章的研究背景、研究意義及研究方法等進(jìn)行了闡述。然后，本文對(duì)企業(yè)競(jìng)爭(zhēng)力及商業(yè)銀行競(jìng)爭(zhēng)力的相關(guān)理論及已有的研究成果進(jìn)行了概括。接著，在參考前人研究成果的基礎(chǔ)上建立起了我國(guó)上市商業(yè)銀行的指標(biāo)評(píng)價(jià)體系。再者，本文選取了我國(guó)17家上市商業(yè)銀行作為研究對(duì)象，以各銀行2012年的年度報(bào)表作為數(shù)據(jù)來(lái)源，采用因子分析法對(duì)這些上市商業(yè)銀行的競(jìng)爭(zhēng)力進(jìn)行評(píng)價(jià)，并確定了它們的競(jìng)爭(zhēng)力排名。此外，本文運(yùn)用回歸分析法得出了拉開(kāi)銀行競(jìng)爭(zhēng)力差距的顯著性指標(biāo)。最后，本文根據(jù)分析結(jié)果為我國(guó)上市商業(yè)銀行競(jìng)爭(zhēng)力的提升給出了針對(duì)性建議。
[Abstract]:With the increasing trend of economic globalization and financial integration, Chinese commercial banks are also facing more opportunities and challenges. The opening of capital account and the rise of Internet finance have put forward higher requirements for the efficient management of commercial banks in China. According to statistics, in 2012, the total assets of China's banking industry was 104.6 tillion yuan. Among them, the assets of 17 listed commercial banks in China reach 86.3 tillion yuan, accounting for as much as 833%. China's listed commercial banks can be said to be the most dynamic part of our financial industry, its competitiveness has an important impact on the economic development of our country. At present, the competition between listed commercial banks in China is fierce. Competitiveness is also uneven, how to further enhance the competitiveness of commercial banks in the new environment, it is very important. It is of great theoretical and practical significance to analyze and study the competitiveness of listed commercial banks in China. Based on this, this paper uses factor analysis to rank and study the competitiveness of 17 listed commercial banks in China. First, this paper studies the background of the article. The significance of the research and research methods are described. Then, this paper summarizes the relevant theories and existing research results of the competitiveness of enterprises and commercial banks. The index evaluation system of listed commercial banks in China is established based on the previous research results. Furthermore, 17 listed commercial banks in our country are selected as the research object in this paper. Taking the annual statements of each bank in 2012 as the data source, the competitiveness of these listed commercial banks is evaluated by factor analysis, and their competitiveness ranking is determined. This paper uses the regression analysis method to draw the significant index of the gap between the competitiveness of the banks. Finally, according to the results of the analysis, this paper gives targeted suggestions for the competitiveness of listed commercial banks in China.
【學(xué)位授予單位】：廣東外語(yǔ)外貿(mào)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F832.33;F271

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