本文關(guān)鍵詞：重慶金融發(fā)展對經(jīng)濟增長影響的研究　出處：《重慶工商大學》2015年碩士論文　論文類型：學位論文

  更多相關(guān)文章： 金融發(fā)展 金融因素 經(jīng)濟增長

【摘要】：金融發(fā)展不僅關(guān)系到整個金融行業(yè),而且是現(xiàn)代經(jīng)濟發(fā)展中非常重要的組成部分。從金融業(yè)的發(fā)展歷程看,許多國家都十分重視金融業(yè)的發(fā)展。重慶作為西部唯一的直轄市,想要成為西部的增長極,成為長江上游金融中心,必須提高金融發(fā)展水平,才能通過集聚效應帶動經(jīng)濟的增長。在理論研究中,國內(nèi)外學者一致認為金融發(fā)展是一國經(jīng)濟增長中重要的影響因素。因此,在這樣的背景下研究重慶金融發(fā)展對經(jīng)濟增長的影響具有很重要的理論意義和現(xiàn)實意義。本文首先結(jié)合金融結(jié)構(gòu)論,金融深化理論和金融功能論,系統(tǒng)地總結(jié)了國內(nèi)外關(guān)于金融與經(jīng)濟增長的研究。其次,分析了重慶金融發(fā)展現(xiàn)狀,包括信貸市場、保險市場和證券市場的運行特點以及對經(jīng)濟增長的支撐。再次,通過實證分析量化分金融發(fā)展總體水平對經(jīng)濟增長的影響,金融因素對經(jīng)濟增長的影響,并將金融因素劃分為信貸市場因素,保險市場因素和證券市場因素。研究信貸市場因素對經(jīng)濟增長的影響采用的是1984-2013年的時間序列數(shù)據(jù)為樣本,選擇實際人均GDP增長率(LNY)、金融規(guī)模(LNSC)、中長期貸款率(LNLL)、金融效率(LNLD)為指標體系,基于向量自回歸模型(即VAR模型)的框架,通過實證分析量化信貸市場因素對經(jīng)濟增長的影響。研究保險市場因素和股票市場因素對經(jīng)濟增長的影響主要采用1997-2013年的時間序列數(shù)據(jù)為樣本,選擇重慶實際人均GDP(LRP),保險密度(LRP)和股票籌資額(LS)為指標體系,采用E-G兩步法進行檢驗。本文得出了以下結(jié)論:總體來看,重慶金融發(fā)展綜合水平對經(jīng)濟增長產(chǎn)生正向的促進作用。長期來看,重慶信貸市場因素與經(jīng)濟增長確實存在長期均衡關(guān)系,并且中長期貸款率與金融效率對經(jīng)濟增長有正向的促進作用,金融規(guī)模對經(jīng)濟增長產(chǎn)生負向的作用。短期來看,金融規(guī)模與中長期貸款是引起經(jīng)濟增長的重要金融因素,而金融效率對經(jīng)濟增長沒有明顯的作用效果。保險市場因素對經(jīng)濟增長具有正向的促進作用,而在目前,股票市場因素對重慶經(jīng)濟增長的解釋力度不強。
[Abstract]:Financial development is not only related to the entire financial industry, but also a very important part of modern economic development. Many countries attach great importance to the development of the financial industry. Chongqing, as the only municipality directly under the Central Government in the west, wants to become the growth pole of the western region and become a financial center in the upper reaches of the Yangtze River. In the theoretical research, scholars at home and abroad agree that financial development is an important factor in a country's economic growth. Under this background, it is of great theoretical and practical significance to study the impact of financial development on economic growth in Chongqing. Firstly, this paper combines the theory of financial structure, the theory of financial deepening and the theory of financial function. This paper systematically summarizes the research on finance and economic growth at home and abroad. Secondly, it analyzes the current situation of financial development in Chongqing, including the credit market. The operating characteristics of insurance market and securities market and the support to economic growth. Thirdly, through the empirical analysis of quantitative analysis of the overall level of financial development on economic growth, the impact of financial factors on economic growth. Financial factors are divided into credit market factors. Insurance market factors and securities market factors. The impact of credit market factors on economic growth is studied using time series data from 1984 to 2013 as a sample. Select real per capita GDP growth rate, financial scale, medium and long term loan ratio LNLL, financial efficiency LNLDs as the indicator system. A framework based on vector autoregressive model (VAR model). Through empirical analysis of quantitative credit market factors on economic growth. To study the impact of insurance market factors and stock market factors on economic growth, mainly using the 1997-2013 time series data as a sample. . Taking the real per capita GDP LRPU, the insurance density and the stock raising amount as the index system in Chongqing and using the E-G two-step method to test, the paper draws the following conclusions: overall. The comprehensive level of financial development in Chongqing has a positive effect on economic growth. In the long run, there is a long-term equilibrium relationship between Chongqing credit market factors and economic growth. And medium and long term loan ratio and financial efficiency have a positive role in promoting economic growth, financial scale has a negative effect on economic growth. In the short term. Financial scale and medium and long-term loans are important financial factors that cause economic growth, but financial efficiency has no obvious effect on economic growth. Insurance market factors have a positive effect on economic growth. But at present, the stock market factor to Chongqing's economic growth explanation strength is not strong.
【學位授予單位】：重慶工商大學
【學位級別】：碩士
【學位授予年份】：2015
【分類號】：F127;F832.7

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相關(guān)博士學位論文 前2條

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本文編號：1356171