供應鏈融資模式下的中小企業(yè)融資問題研究
發(fā)布時間：2019-05-23 06:54
【摘要】：“資金饑渴癥”長期影響并制約著中小企業(yè)的健康發(fā)展，長久以來各種“治療”方案也層出不窮。供應鏈融資這一創(chuàng)新思維方式的出現可謂是治療中小企業(yè)“資金饑渴癥”的一劑良藥，使中小企業(yè)擺脫融資困境成為可能。中小企業(yè)供應鏈融資之所以能夠產生并快速發(fā)展的本質原因是其不僅能夠在一定程度上緩解中小企業(yè)的資金困境，并且還能使供應鏈上的各合作者都能獲得利于自身發(fā)展的益處，同時帶動整條供應鏈的良性發(fā)展。 然而，供應鏈融資在我國得以快速發(fā)展的同時，也存在一些問題，例如核心企業(yè)供應鏈管理意識薄弱，，中小企業(yè)對供應鏈融資模式了解甚少以及貸后中小企業(yè)與金融機構之間的合作與守信問題都會在不同程度上對供應鏈融資的大范圍推廣和具體應用產生影響，因此不同的企業(yè)根據自身的情況選擇適合的供應鏈融資模式就顯得尤為重要，同時也對提高供應鏈融資水平有較大的意義。 首先，本文基于供應鏈融資的理論，對中小企業(yè)生產經營情況和中小企業(yè)供應鏈融資的現狀進行了分析，并著重分析了現階段供應鏈內中小企業(yè)的資金缺口及其產生的不利影響。其次，分析應對中小企業(yè)資金缺口的供應鏈融資模式，并分析了供應鏈融資模式的正向效用，通過建立供應鏈融資模式和擔保機構參與的融資方式下的銀企博弈模型，進一步說明了供應鏈融資模式的優(yōu)勢，并建議中小企業(yè)在不同情形下選擇適合自身的供應鏈融資模式。然后，分析了供應鏈融資應用于中小企業(yè)的案例，并從創(chuàng)新價值和啟示兩方面分析了供應鏈融資案例，對供應鏈融資模式的優(yōu)勢及價值進行了具體分析。最后，針對如何完善中小企業(yè)供應鏈融資提出了的對策與建議，以期達到為中小企業(yè)不斷拓寬融資渠道、緩解中小企業(yè)融資難的目的。
[Abstract]:"Capital hunger" has long affected and restricted the healthy development of small and medium-sized enterprises, and a variety of "treatment" programs have emerged in endlessly for a long time. The emergence of the innovative mode of thinking of supply chain financing can be described as a good medicine to treat the "capital hunger" of small and medium-sized enterprises, which makes it possible for small and medium-sized enterprises to get out of the financing predicament. The essential reason why supply chain financing of small and medium-sized enterprises can produce and develop rapidly is that it can not only alleviate the financial predicament of small and medium-sized enterprises to a certain extent. And it can also make the partners in the supply chain get the benefits of their own development, and at the same time promote the healthy development of the whole supply chain. However, with the rapid development of supply chain financing in China, there are also some problems, such as the weak awareness of supply chain management in core enterprises. Small and medium-sized enterprises have little understanding of supply chain financing model and the cooperation and trustworthiness between small and medium-sized enterprises and financial institutions after loan will have an impact on the wide-scale promotion and specific application of supply chain financing to varying degrees. Therefore, it is particularly important for different enterprises to choose the appropriate supply chain financing mode according to their own situation, and it is also of great significance to improve the level of supply chain financing. First of all, based on the theory of supply chain financing, this paper analyzes the production and operation of small and medium-sized enterprises and the current situation of supply chain financing of small and medium-sized enterprises. At the same time, the capital gap of small and medium-sized enterprises in supply chain and its adverse effects are analyzed. Secondly, it analyzes the supply chain financing model to deal with the capital gap of small and medium-sized enterprises, and analyzes the positive utility of the supply chain financing model, through the establishment of supply chain financing model and the participation of guarantee institutions in the financing mode of the bank-enterprise game model. The advantages of supply chain financing mode are further explained, and it is suggested that small and medium-sized enterprises should choose their own supply chain financing mode under different circumstances. Then, it analyzes the case of supply chain financing applied to small and medium-sized enterprises, analyzes the case of supply chain financing from two aspects of innovative value and enlightenment, and analyzes the advantages and values of supply chain financing model. Finally, this paper puts forward some countermeasures and suggestions on how to perfect the supply chain financing of small and medium-sized enterprises, in order to broaden the financing channels for small and medium-sized enterprises and alleviate the financing difficulties of small and medium-sized enterprises.
【學位授予單位】：遼寧大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F275;F276.3;F274
本文編號：2483693
[Abstract]:"Capital hunger" has long affected and restricted the healthy development of small and medium-sized enterprises, and a variety of "treatment" programs have emerged in endlessly for a long time. The emergence of the innovative mode of thinking of supply chain financing can be described as a good medicine to treat the "capital hunger" of small and medium-sized enterprises, which makes it possible for small and medium-sized enterprises to get out of the financing predicament. The essential reason why supply chain financing of small and medium-sized enterprises can produce and develop rapidly is that it can not only alleviate the financial predicament of small and medium-sized enterprises to a certain extent. And it can also make the partners in the supply chain get the benefits of their own development, and at the same time promote the healthy development of the whole supply chain. However, with the rapid development of supply chain financing in China, there are also some problems, such as the weak awareness of supply chain management in core enterprises. Small and medium-sized enterprises have little understanding of supply chain financing model and the cooperation and trustworthiness between small and medium-sized enterprises and financial institutions after loan will have an impact on the wide-scale promotion and specific application of supply chain financing to varying degrees. Therefore, it is particularly important for different enterprises to choose the appropriate supply chain financing mode according to their own situation, and it is also of great significance to improve the level of supply chain financing. First of all, based on the theory of supply chain financing, this paper analyzes the production and operation of small and medium-sized enterprises and the current situation of supply chain financing of small and medium-sized enterprises. At the same time, the capital gap of small and medium-sized enterprises in supply chain and its adverse effects are analyzed. Secondly, it analyzes the supply chain financing model to deal with the capital gap of small and medium-sized enterprises, and analyzes the positive utility of the supply chain financing model, through the establishment of supply chain financing model and the participation of guarantee institutions in the financing mode of the bank-enterprise game model. The advantages of supply chain financing mode are further explained, and it is suggested that small and medium-sized enterprises should choose their own supply chain financing mode under different circumstances. Then, it analyzes the case of supply chain financing applied to small and medium-sized enterprises, analyzes the case of supply chain financing from two aspects of innovative value and enlightenment, and analyzes the advantages and values of supply chain financing model. Finally, this paper puts forward some countermeasures and suggestions on how to perfect the supply chain financing of small and medium-sized enterprises, in order to broaden the financing channels for small and medium-sized enterprises and alleviate the financing difficulties of small and medium-sized enterprises.
【學位授予單位】：遼寧大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F275;F276.3;F274
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