【摘要】：隨著中小企業(yè)發(fā)展步伐的加快,對(duì)資金的需求度不斷的增加,但是局限于現(xiàn)有的擔(dān)保體系不完善,并且融資成本較高的情況下,需要尋求一種不需要太多的固定資產(chǎn)作抵押、融資便捷且融資成本低的融資模式,而供應(yīng)鏈融資產(chǎn)品是以核心企業(yè)穩(wěn)定的經(jīng)營(yíng)能力和良好的信譽(yù)為依托,突破銀行傳統(tǒng)的評(píng)級(jí)授信要求,成為中小企業(yè)首選的融資模式。 本文首先對(duì)供應(yīng)鏈融資的基礎(chǔ)理論進(jìn)行了闡述,包含供應(yīng)鏈融資產(chǎn)生背景、定義、實(shí)質(zhì)、發(fā)展現(xiàn)狀等。根據(jù)第三方物流企業(yè)在供應(yīng)鏈融資模式中所扮演的不同的角色,討論了第三方物流企業(yè)參與下的傳統(tǒng)角色模式、銀行授信角色模式和控制角色模式三種模式的具體業(yè)務(wù)操作流程,并分別對(duì)每種模式下的參與方的收益給出定量分析比較,同時(shí)也對(duì)每種融資模式下的風(fēng)險(xiǎn)做出相應(yīng)分析。分析結(jié)果為中小企業(yè)選擇適合自己供應(yīng)鏈融資模式提供參考借鑒。 最后研究了供應(yīng)鏈融資模式在“農(nóng)超對(duì)接”中的應(yīng)用,針對(duì)農(nóng)民專業(yè)合作社特有的特點(diǎn),討論了傳統(tǒng)角色模式和控制角色模式在合作社融資過程中具體的操作流程,同時(shí)也討論了農(nóng)民專業(yè)合作社和第三方物流企業(yè)在這兩種模式下的收益與風(fēng)險(xiǎn),為農(nóng)民專業(yè)合作社提供參考意見。
[Abstract]:With the rapid development of small and medium-sized enterprises, the demand for funds is increasing, but limited to the existing guarantee system is not perfect, and the financing costs are high, we need to seek a kind of fixed assets that don't need too much as collateral. The supply chain financing products are based on the stable management ability and good reputation of the core enterprises, break through the traditional credit rating requirements of banks, and become the preferred financing mode for small and medium-sized enterprises. Firstly, this paper expounds the basic theory of supply chain financing, including the background, definition, essence and development status of supply chain financing. According to the different roles of the third party logistics enterprises in the supply chain financing mode, this paper discusses the traditional role model under the participation of the third party logistics enterprises. Bank credit role model and control role model of the specific business operation process, and each model of the participants to give a quantitative analysis of the return, but also for each financing mode of risk analysis. The results provide a reference for SMEs to choose a suitable supply chain financing model. Finally, the paper studies the application of supply chain financing mode in "Agricultural Super-docking", and discusses the specific operation flow of traditional role model and control role mode in the process of cooperative financing according to the special characteristics of farmers' specialized cooperatives. At the same time, the paper also discusses the income and risk of farmers' professional cooperatives and third party logistics enterprises in these two models, and provides reference for farmers' professional cooperatives.
【學(xué)位授予單位】：青島大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F275;F326.6

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本文編號(hào)：2372777