本文選題：存貨質(zhì)押 + 統(tǒng)一授信��； 參考：《天津大學(xué)》2014年碩士論文

【摘要】：進(jìn)入21世紀(jì)以來(lái)，隨著我國(guó)經(jīng)濟(jì)的迅速發(fā)展和物流企業(yè)功能的多樣化，，各種基于第三方物流企業(yè)的供應(yīng)鏈金融模式也不斷創(chuàng)新，有效解決了我國(guó)中小企業(yè)融資難問題。存貨質(zhì)押作為供應(yīng)鏈金融的一種主要運(yùn)作模式日漸發(fā)展和成熟，其運(yùn)作模式可以分為倉(cāng)單質(zhì)押、委托監(jiān)管、統(tǒng)一授信、物流銀行等。 統(tǒng)一授信存貨質(zhì)押融資模式是指銀行依據(jù)物流企業(yè)的資質(zhì)給予其一定的貸款額度，借款企業(yè)使用自身存貨出質(zhì)來(lái)向物流企業(yè)取得貸款的一種融資模式，由于統(tǒng)一授信模式具有便于操作、節(jié)省成本等優(yōu)點(diǎn)所以得到廣泛應(yīng)用。 本文主要研究基于統(tǒng)一授信模式的存貨質(zhì)押融資問題，采用定性分析與定量分析相結(jié)合的方法建立物流企業(yè)在該模式下的收益模型。探索性的在該模式中引入核心企業(yè)供應(yīng)商對(duì)借款企業(yè)零售商的回購(gòu)擔(dān)保行為，用回購(gòu)價(jià)格和回購(gòu)率來(lái)描述擔(dān)保程度，并考慮物流企業(yè)的監(jiān)管程度。得出物流企業(yè)的期望利潤(rùn)與核心企業(yè)的回購(gòu)率、回購(gòu)價(jià)格、單位物流服務(wù)費(fèi)用、自身的監(jiān)管程度成正相關(guān)，給出物流企業(yè)的最優(yōu)質(zhì)押率決策，并做算例分析。最后對(duì)統(tǒng)一授信模式下物流企業(yè)的存貨質(zhì)押融資風(fēng)險(xiǎn)進(jìn)行分析，引入模糊綜合評(píng)價(jià)法評(píng)估其風(fēng)險(xiǎn)并給出風(fēng)險(xiǎn)控制的建議。并結(jié)合中儲(chǔ)等大型物流公司的存貨質(zhì)押融資業(yè)務(wù)實(shí)際狀況進(jìn)行分析，說明了研究成果在實(shí)踐中的應(yīng)用價(jià)值。
[Abstract]:Since the beginning of the 21st century, with the rapid development of economy and diversification of the functions of logistics enterprises, various supply chain financial models based on third-party logistics enterprises have been innovated, which has effectively solved the financing difficulties of small and medium-sized enterprises in China. As a main operation mode of supply chain finance, inventory pledge can be divided into warehouse receipt pledge, entrustment supervision, unified credit, logistics bank and so on. The financing mode of unified credit inventory pledge refers to a kind of financing mode in which banks give certain loan quota according to the qualification of logistics enterprises, and loan enterprises use their own inventory pledge to obtain loans from logistics enterprises. The unified credit mode is widely used because of its advantages of easy operation and cost saving. This paper mainly studies the inventory pledge financing problem based on the unified credit model, and establishes the profit model of logistics enterprises under this model by combining qualitative analysis with quantitative analysis. In this model, the author introduces the repurchase guarantee behavior of the core enterprise supplier to the borrowing enterprise retailer, describes the degree of guarantee by using the repo price and the repurchase rate, and considers the supervision degree of the logistics enterprise. It is concluded that the expected profit of the logistics enterprise is positively related to the repurchase rate, the repurchase price, the unit logistics service cost and the supervision degree of the core enterprise. The optimal pledge rate decision of the logistics enterprise is given, and an example is given. Finally, the paper analyzes the risk of inventory pledge financing of logistics enterprises under the unified credit mode, and introduces the fuzzy comprehensive evaluation method to evaluate the risk and give the suggestion of risk control. The application value of the research results in practice is explained by analyzing the actual situation of inventory pledge financing business of large logistics companies such as China Reserve.
【學(xué)位授予單位】：天津大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F259.2;F832.4

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本文編號(hào)：2069738