本文選題：中小企業(yè)　切入點：鏈?zhǔn)饺谫Y　出處：《河北工業(yè)大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：近年來，國內(nèi)外貿(mào)易環(huán)境不斷惡化，那些風(fēng)險承受能力較低的外向型中小企業(yè)更容易發(fā)生資金鏈斷裂從而破產(chǎn)。資金流是中小企業(yè)生存的生命線，傳統(tǒng)的貿(mào)易融資方式在這種新的國內(nèi)外環(huán)境下已經(jīng)不能很好的為我國眾多的外向型中小企業(yè)起到保駕護航的作用。因此，本文就一種新型的融資方式－鏈?zhǔn)饺谫Y進行詳細(xì)分析，通過與傳統(tǒng)貿(mào)易融資方式的比較和基于信用風(fēng)險評價的角度進行實證分析得出目前采用鏈?zhǔn)饺谫Y的必要性。 本文首先對目前國內(nèi)外關(guān)于鏈?zhǔn)饺谫Y的發(fā)展理論進行了梳理，對相關(guān)概念進行了界定。第二部分通過分析外向型中小企業(yè)的發(fā)展現(xiàn)狀指出缺乏資金支持和貨物流通是這些企業(yè)面臨的最大問題，又通過困境分析得出傳統(tǒng)的貿(mào)易融資手段已經(jīng)不能適應(yīng)社會發(fā)展，給予不了企業(yè)及時的資金融通。而這些制約因素在鏈?zhǔn)饺谫Y上可以很好地解決，并通過詳細(xì)介紹鏈?zhǔn)饺谫Y具體的運作模式和運用機理以及鏈?zhǔn)饺谫Y與傳統(tǒng)貿(mào)易融資的比較得出鏈?zhǔn)饺谫Y的優(yōu)越性。第四部分是從銀行角度基于信用風(fēng)險評價來對鏈?zhǔn)饺谫Y進行實證分析。第五部分是提出鏈?zhǔn)饺谫Y在目前運行過程中存在的問題，并針對相關(guān)問題提出對策建議。最后，對文章進行簡單總結(jié)，對未來進行一下展望。 本文屬于針對鏈?zhǔn)饺谫Y在理論基礎(chǔ)上的應(yīng)用型研究，采用了一些較新的數(shù)據(jù)和案例，，希望能夠為解決中小企業(yè)融資提供一些思路。
[Abstract]:In recent years, the domestic and foreign trade environment is deteriorating, those export-oriented small and medium-sized enterprises with low risk bearing capacity are more likely to break the capital chain and then go bankrupt. Capital flow is the lifeline for the survival of small and medium-sized enterprises. Under this new domestic and international environment, the traditional trade financing method has not been able to protect the large number of export-oriented small and medium-sized enterprises in China. Therefore, this paper makes a detailed analysis of a new type of financing method-chain financing. Through the comparison with the traditional trade financing and the empirical analysis based on the credit risk evaluation, the necessity of using chain financing is obtained. In this paper, firstly, the development theory of chain financing at home and abroad is combed. The second part points out that the lack of financial support and goods circulation are the biggest problems faced by these enterprises through the analysis of the current development situation of export-oriented small and medium-sized enterprises. Through the predicament analysis, we can draw the conclusion that the traditional trade financing means can no longer adapt to the social development, and can not give the enterprise timely financing. And these constraints can be solved very well in the chain financing. And through the detailed introduction of chain financing operation mode and application mechanism, as well as the comparison between chain financing and traditional trade financing, the superiority of chain financing is obtained. The fourth part is based on credit risk evaluation from the perspective of banks. The fifth part is to put forward the problems of chain financing in the current operation process. Finally, briefly summarize the article and prospect the future. This paper is an applied research on chain financing on the basis of theory, and adopts some new data and cases, hoping to provide some ideas for solving the financing of small and medium-sized enterprises.
【學(xué)位授予單位】：河北工業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F276.3;F275;F752

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本文編號：1651941