發(fā)布時(shí)間：2018-02-16 12:14

  本文關(guān)鍵詞： 中信銀行 煤炭供應(yīng)鏈金融 風(fēng)險(xiǎn)管理 管理體系　出處：《湖南大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：隨著現(xiàn)代全球經(jīng)濟(jì)一體化的不斷深入,企業(yè)之間的競爭已經(jīng)從單純的單體企業(yè)之間的競爭,逐漸演變成了為了供應(yīng)商、生產(chǎn)商和零售商等構(gòu)成的供應(yīng)鏈之間的競爭。為了使整個(gè)供應(yīng)鏈的競爭力得到極大的提升,需要在供應(yīng)鏈中實(shí)現(xiàn)物流、信息流以及資金流的合理配置,“供應(yīng)鏈金融”由此應(yīng)運(yùn)而生。隨著金融進(jìn)一步深化和利率市場化趨勢的加快,大型企業(yè)集團(tuán)通過發(fā)行債券拓寬融資渠道、降低融資成本的意愿大幅提高,中小型商業(yè)銀行的議價(jià)能力將進(jìn)一步降低。 本文以中信銀行長沙分行作為研究對象,通過分析其目前風(fēng)險(xiǎn)管理中存在的問題和成因,并借鑒國際先進(jìn)的風(fēng)險(xiǎn)管理理論和成功實(shí)踐經(jīng)驗(yàn),提出了中信銀行長沙分行在煤炭供應(yīng)鏈金融風(fēng)險(xiǎn)管理策略。論文首先對國內(nèi)外有關(guān)供應(yīng)鏈金融風(fēng)險(xiǎn)的研究進(jìn)行了簡要綜述,認(rèn)為中信銀行長沙分行有必要加強(qiáng)供應(yīng)鏈金融風(fēng)險(xiǎn)管理的研究。其次,分析了供應(yīng)鏈金融風(fēng)險(xiǎn)管理的研究基礎(chǔ),包括供應(yīng)鏈金融的定義和供應(yīng)鏈風(fēng)險(xiǎn)的研究。然后,通過中信銀行長沙分行發(fā)展歷程和風(fēng)險(xiǎn)狀況的考察,重點(diǎn)分析了當(dāng)前中信銀行長沙分行在煤炭供應(yīng)鏈金融風(fēng)險(xiǎn)管理中存在的問題和成因。最后,為了解決這些問題,本文提出了相對的解決措施以求建立中信銀行長沙分行煤炭供應(yīng)鏈金融風(fēng)險(xiǎn)管理體系。 借助供應(yīng)鏈金融業(yè)務(wù),商業(yè)銀行能夠以低風(fēng)險(xiǎn)的手段占領(lǐng)數(shù)量眾多、融資需求巨大的中小企業(yè)市場,這對于銀行拓寬客戶范圍、優(yōu)化客戶結(jié)構(gòu)和提高綜合收益具有重要意義。
[Abstract]:With the deepening of modern global economic integration, the competition among enterprises has gradually evolved from the competition among individual enterprises to that of suppliers. In order to improve the competitiveness of the whole supply chain, it is necessary to realize logistics in the supply chain. With the rational allocation of information flow and capital flow, "supply chain finance" emerges as the times require. With the further deepening of finance and the acceleration of interest rate marketization, large enterprise groups broaden their financing channels by issuing bonds. The willingness to reduce the cost of financing will be greatly increased, and the bargaining power of small and medium commercial banks will be further reduced. This paper takes Changsha Branch of CITIC Bank as the research object, analyzes the existing problems and causes of its risk management at present, and draws lessons from international advanced risk management theory and successful practice experience. This paper puts forward the financial risk management strategy of CITIC Bank Changsha Branch in coal supply chain. Firstly, this paper briefly summarizes the research on supply chain financial risk at home and abroad. It is necessary to strengthen the research of supply chain financial risk management in Changsha Branch of CITIC Bank. Secondly, the research foundation of supply chain financial risk management is analyzed, including the definition of supply chain finance and the study of supply chain risk. Based on the investigation of the development history and risk situation of Changsha Branch of CITIC Bank, this paper analyzes the problems and causes of Changsha Branch of CITIC Bank in the financial risk management of coal supply chain. Finally, in order to solve these problems, This paper puts forward relative measures to set up CITIC Bank Changsha Branch coal supply chain financial risk management system. With the aid of the supply chain financial business, commercial banks can occupy a large number of small and medium-sized enterprises with a large number of financing needs by means of low risk, which is of great significance for banks to broaden the scope of customers, optimize customer structure and increase comprehensive returns.
【學(xué)位授予單位】：湖南大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.33;F832.2

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本文編號：1515493