本文關(guān)鍵詞： 中小民營企業(yè) 融資 公司治理結(jié)構(gòu) 金融創(chuàng)新　出處：《遼寧工程技術(shù)大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：阜新市民營經(jīng)濟(jì)已經(jīng)成為市、縣、區(qū)經(jīng)濟(jì)的主體、地方財(cái)政收入的主要來源、城鎮(zhèn)職工就業(yè)與再就業(yè)和農(nóng)村剩余勞動(dòng)力轉(zhuǎn)移的主渠道、全市經(jīng)濟(jì)發(fā)展最重要的增長(zhǎng)點(diǎn)。民營經(jīng)濟(jì)在阜新市經(jīng)濟(jì)轉(zhuǎn)型中發(fā)揮著舉足輕重的作用。然而融資問題一直以來嚴(yán)重阻礙著阜新民營經(jīng)濟(jì)的發(fā)展。以資本結(jié)構(gòu)理論、權(quán)衡理論、信息不對(duì)稱理論和融資優(yōu)序理論為理論依據(jù),以廣廈鋼結(jié)構(gòu)有限公司為案例企業(yè),描述了案例企業(yè)因?yàn)橐?guī)模小,自有資金不足、銀企信息不對(duì)稱、信用擔(dān)保機(jī)制不完善等原因遇到的融資難題,以及采用小額信貸、股權(quán)融資、訂單融資和保證貸款等方式解決融資難題。深入剖析后總結(jié)出公司治理結(jié)構(gòu)不健全是影響中小民營企業(yè)融資的根本原因；財(cái)務(wù)制度缺失是制約中小民營企業(yè)融資直接原因；金融創(chuàng)新產(chǎn)品理解不透是影響中小民營企業(yè)融資的客觀原因的結(jié)論。最后結(jié)合案例企業(yè)提出了解決中小民營企業(yè)融資問題的政策建議。
[Abstract]:Fuxin's private economy has become the main body of the city, county and district economy, the main source of local financial revenue, the main channel of urban workers' employment and re-employment and the transfer of rural surplus labor. The private economy plays an important role in the economic transformation of Fuxin. However, the financing problem has been a serious hindrance to the development of the private economy in Fuxin. On the basis of information asymmetry theory and financing priority theory, taking Guangxia Steel structure Co., Ltd. as a case enterprise, the paper describes the case enterprises because of their small scale, lack of their own funds and asymmetric information between banks and enterprises. The financing problems encountered due to the imperfect credit guarantee mechanism, as well as the use of microcredit, equity financing, After deep analysis, it is concluded that the imperfect corporate governance structure is the fundamental reason that affects the financing of small and medium-sized private enterprises, and the lack of financial system is the direct reason to restrict the financing of small and medium-sized private enterprises. The conclusion that the understanding of financial innovation products is not clear is the objective reason that affects the financing of small and medium-sized private enterprises. Finally, the paper puts forward some policy suggestions to solve the financing problems of small and medium-sized private enterprises combined with the case of enterprises.
【學(xué)位授予單位】：遼寧工程技術(shù)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F406.7;F426.92

【參考文獻(xiàn)】

相關(guān)期刊論文 前8條

1 陳子靜;;芻議我國中小企業(yè)融資難問題及其解決對(duì)策[J];對(duì)外經(jīng)貿(mào);2012年07期

2 夏泰鳳;金雪軍;;供應(yīng)鏈金融解困中小企業(yè)融資難的優(yōu)勢(shì)分析[J];商業(yè)研究;2011年06期

3 尹永健;;對(duì)我國中小企業(yè)融資問題的思考[J];交通財(cái)會(huì);2009年10期

4 張希琳;;公司治理視角下中小企業(yè)融資難的根源分析[J];工業(yè)技術(shù)經(jīng)濟(jì);2009年09期

5 劉立麗;;我國中小企業(yè)籌資難成因及對(duì)策[J];合作經(jīng)濟(jì)與科技;2009年03期

6 王霄,張捷;銀行信貸配給與中小企業(yè)貸款——一個(gè)內(nèi)生化抵押品和企業(yè)規(guī)模的理論模型[J];經(jīng)濟(jì)研究;2003年07期

7 林毅夫,李永軍;中小金融機(jī)構(gòu)發(fā)展與中小企業(yè)融資[J];經(jīng)濟(jì)研究;2001年01期

8 張杰;漸進(jìn)改革中的金融支持[J];經(jīng)濟(jì)研究;1998年10期

，

本文編號(hào)：1532519