【摘要】：通過對甘肅省100多家農(nóng)業(yè)產(chǎn)業(yè)化龍頭企業(yè)進行調(diào)查,并分析和研究調(diào)研數(shù)據(jù),選取現(xiàn)有資產(chǎn)、帶動農(nóng)戶發(fā)展的數(shù)量、市場占有率、成立時獲得政府資助、運行中獲得政府資助、金融機構(gòu)貸款金額為主要相關(guān)變量,采用普通最小二乘法建立多元回歸模型,分析并評價龍頭企業(yè)信貸融資與成長發(fā)育之間的關(guān)聯(lián)性。分析結(jié)果表明,金融機構(gòu)貸款和民間借貸對龍頭企業(yè)成長發(fā)育的促進作用雖然明顯,但當(dāng)前金融機構(gòu)支持與服務(wù)缺位的狀況,以及龍頭企業(yè)資金積累不足、農(nóng)戶資金追逐儲蓄、吝于對企業(yè)借貸的現(xiàn)象導(dǎo)致龍頭企業(yè)獲取信貸融資困難較大。最后,從增強農(nóng)村金融供給能力、提升農(nóng)村金融吸收民間資本能力、加強企業(yè)內(nèi)部融資環(huán)境和拓展企業(yè)融資渠道等方面提出了對策建議。
[Abstract]:Through the investigation of more than 100 leading enterprises in agricultural industrialization in Gansu Province, and the analysis and study of the investigation data, selecting the existing assets, promoting the number of farmers' development, market share, obtaining government support when they were founded, and getting government support in operation, The amount of loans from financial institutions is the main relevant variable. A multivariate regression model is established by using the ordinary least square method to analyze and evaluate the relationship between credit financing and growth and development of leading enterprises. The results show that although the promotion effect of financial institution loans and private loans on the growth and development of leading enterprises is obvious, the current situation of lack of financial institutions' support and services, and the insufficient accumulation of funds of leading enterprises, the farmers' funds chasing savings. The phenomenon of withholding loans to enterprises makes it more difficult for leading enterprises to obtain credit financing. Finally, some suggestions are put forward from the following aspects: strengthening the supply capacity of rural finance, enhancing the ability of rural finance to absorb private capital, strengthening the internal financing environment of enterprises and expanding the financing channels of enterprises.
【作者單位】： 甘肅農(nóng)業(yè)大學(xué)經(jīng)濟管理學(xué)院;甘肅農(nóng)業(yè)大學(xué)信息科學(xué)技術(shù)學(xué)院;
【基金】：甘肅省星火計劃項目(編號:1305NCXA227)
【分類號】：F302.6;F324;F832.4
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本文編號：2307260