本文選題：利率市場(chǎng)化 + 銀行�。� 參考：《浙江金融》2014年04期

【摘要】：我國(guó)銀行從推出內(nèi)部資金轉(zhuǎn)移定價(jià),已積累了數(shù)年的經(jīng)驗(yàn),部分銀行逐步實(shí)現(xiàn)了全額及全部資產(chǎn)負(fù)債項(xiàng)目的內(nèi)部資金轉(zhuǎn)移定價(jià),定價(jià)基準(zhǔn)對(duì)成本、風(fēng)險(xiǎn)等基本要素的反映也更為突出。在利率市場(chǎng)化改革加快推進(jìn)的趨勢(shì)下,內(nèi)部資金轉(zhuǎn)移定價(jià)作為金融資源配置的市場(chǎng)化手段,不僅是實(shí)現(xiàn)精細(xì)化定價(jià)管理的基礎(chǔ),也是增強(qiáng)風(fēng)險(xiǎn)管理、資源配置和績(jī)效考核的重要方式,更是提高銀行價(jià)格調(diào)控效果和利率市場(chǎng)化適應(yīng)能力的關(guān)鍵環(huán)節(jié)。
[Abstract]:From the introduction of internal capital transfer pricing, Chinese banks have accumulated several years of experience. Some banks have gradually realized the internal capital transfer pricing for the full and all asset-liability projects. Risk and other basic elements of the response is more prominent. Under the trend of speeding up the reform of interest rate marketization, as a market-oriented means of financial resource allocation, internal capital transfer pricing is not only the basis for the realization of fine pricing management, but also the enhancement of risk management. The important way of resource allocation and performance appraisal is the key link to improve the effect of bank price regulation and interest rate marketization adaptability.
【作者單位】： 中國(guó)人民銀行金融研究所;
【分類號(hào)】：F830.42;F822.0

【參考文獻(xiàn)】

相關(guān)期刊論文 前3條

1 王平;肖軍;;利率市場(chǎng)化對(duì)銀行內(nèi)部資金轉(zhuǎn)移價(jià)格機(jī)制設(shè)計(jì)的影響[J];金融論壇;2012年05期

2 古e，

本文編號(hào)：2097150