【摘要】：21世紀(jì)人類(lèi)已經(jīng)進(jìn)入新經(jīng)濟(jì)時(shí)代，金融創(chuàng)新的程度和力度遠(yuǎn)超之前。加入世界貿(mào)易組織后，我國(guó)商業(yè)銀行業(yè)已處于世界競(jìng)爭(zhēng)的前沿，倍受世界金融創(chuàng)新的影響。國(guó)內(nèi)金融業(yè)的開(kāi)放商業(yè)銀行使同業(yè)競(jìng)爭(zhēng)日趨激烈,利率的市場(chǎng)化改革使其利潤(rùn)率趨于下降,資本市場(chǎng)的快速發(fā)展使間接融資所占比例不斷降低,這都要求商業(yè)銀行不斷進(jìn)行業(yè)務(wù)創(chuàng)新、開(kāi)拓新市場(chǎng)。 我國(guó)從20世紀(jì)90年代中期以來(lái)，金融業(yè)一直實(shí)行“分業(yè)經(jīng)營(yíng)、分業(yè)監(jiān)管”的體制。但新的經(jīng)濟(jì)金融形勢(shì)使金融業(yè)的混業(yè)經(jīng)營(yíng)成為必然趨勢(shì)，商業(yè)銀行發(fā)展投資銀行業(yè)務(wù)是其增加收入、提高競(jìng)爭(zhēng)力的一種有力途徑。商業(yè)銀行業(yè)務(wù)與投資銀行業(yè)務(wù)之間的差異很大，因此，商業(yè)銀行在發(fā)展投資銀行業(yè)務(wù)時(shí)要做好充足的準(zhǔn)備，，不能盲目而行，否則會(huì)使商業(yè)銀行面臨巨大的風(fēng)險(xiǎn)。我國(guó)商業(yè)銀行開(kāi)展投資銀行業(yè)務(wù)的歷史還不長(zhǎng)，與國(guó)外同行相比，無(wú)論是在模式選擇、管理水平、人才建設(shè)和產(chǎn)品創(chuàng)新方面都相差較遠(yuǎn)，需要借鑒國(guó)外先進(jìn)的管理經(jīng)驗(yàn)并結(jié)合自身特點(diǎn)，發(fā)展投資銀行業(yè)務(wù)。 本文以我國(guó)商業(yè)銀行的投資銀行業(yè)務(wù)發(fā)展為研究對(duì)象，在分析了國(guó)內(nèi)外理論研究的基礎(chǔ)上，首先對(duì)商業(yè)銀行業(yè)務(wù)和投資銀行業(yè)務(wù)進(jìn)行了比較，然后分析了國(guó)內(nèi)外商業(yè)銀行發(fā)展投資銀行業(yè)務(wù)的基本情況。進(jìn)而運(yùn)用SWOT分析方法，分析了我國(guó)商業(yè)銀發(fā)展投資銀行業(yè)務(wù)的優(yōu)勢(shì)和劣勢(shì)、機(jī)會(huì)和挑戰(zhàn)。最后為我國(guó)商業(yè)銀行的投資銀行業(yè)務(wù)發(fā)展提供了戰(zhàn)略選擇和策略指導(dǎo)。
[Abstract]:Human beings have entered the new economic era in the 21 st century, and the degree and intensity of financial innovation are far higher than before. After joining the World Trade Organization, China's commercial banking industry has been in the forefront of the world competition, and has been greatly influenced by the world financial innovation. The open commercial banks of domestic financial industry make the competition of the same industry more and more intense, the interest rate marketization reform makes its profit rate tend to decline, the rapid development of capital market causes the proportion of indirect financing to decrease continuously. This request commercial bank undertakes business innovation ceaselessly, open up new market. Since the mid-1990s, China's financial industry has been implementing the system of separate operation and supervision. However, the new economic and financial situation makes the mixed operation of the financial industry an inevitable trend, and the development of investment banking is a powerful way for commercial banks to increase their income and enhance their competitiveness. There is a great difference between commercial banking and investment banking. Therefore, commercial banks should make sufficient preparations for the development of investment banking business and should not act blindly, otherwise, commercial banks will face huge risks. The history of investment banking in Chinese commercial banks is not long. Compared with their counterparts abroad, there is a great difference in mode selection, management level, talent construction and product innovation. Need to learn from foreign advanced management experience and combined with their own characteristics to develop investment banking business. In this paper, the development of investment banking business of commercial banks in China is taken as the research object. Based on the analysis of the domestic and foreign theoretical research, this paper first compares the commercial bank business with the investment banking business. Then analyzed the domestic and foreign commercial banks to develop the investment banking business basic situation. Then, the advantages and disadvantages, opportunities and challenges of Chinese commercial banks developing investment banking business are analyzed by using SWOT analysis method. Finally, it provides strategic choice and strategic guidance for the development of investment banking business of Chinese commercial banks.
【學(xué)位授予單位】：東北師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F832.2

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