【摘要】：科技型中小企業(yè)作為高科技成果產(chǎn)業(yè)化轉(zhuǎn)變的重要媒介,是經(jīng)濟(jì)可持續(xù)發(fā)展的內(nèi)在動(dòng)力。但是,由于科技型中小企業(yè)的內(nèi)在特點(diǎn)及我國(guó)金融體系構(gòu)建不完善,科技型中小企業(yè)普遍存在融資困境。從區(qū)域性金融體系的發(fā)展而言,更是存在全國(guó)不平衡發(fā)展的現(xiàn)象。因此,需要結(jié)合地方經(jīng)濟(jì)發(fā)展特點(diǎn),有針對(duì)性的提出科技型中小企業(yè)的融資對(duì)策。 本文通過(guò)對(duì)湖南省科技型中小企業(yè)的融資現(xiàn)狀進(jìn)行研究,指出湖南省科技型中小企業(yè),一方面發(fā)揮科技創(chuàng)新優(yōu)勢(shì)快速地推動(dòng)湖南省經(jīng)濟(jì)發(fā)展,另一方面又受困于融資短缺的局面。并運(yùn)用金融成長(zhǎng)周期理論、信息不對(duì)稱理論及融資“雙缺口”困境對(duì)湖南省科技型中小企業(yè)的影響因素進(jìn)行了綜合分析,得出湖南省科技型中小企業(yè)信息披露機(jī)制不完善、不同發(fā)展階段差異化融資特征以及金融體系建設(shè)滯后等原因約束了湖南省科技型中小企業(yè)融資。結(jié)合湖南省科技型中小企業(yè)的融資特點(diǎn),學(xué)習(xí)和借鑒高新技術(shù)融資、知識(shí)產(chǎn)權(quán)質(zhì)押融資、信用擔(dān)保融資這三種國(guó)內(nèi)成功方式。并在最后,從科技型中小企業(yè)自身融資能力構(gòu)建和金融市場(chǎng)融資體系兩個(gè)方面,提出了解決湖南省科技型中小企業(yè)融資問(wèn)題的幾點(diǎn)建議。 本文分為五個(gè)部分。第一章為導(dǎo)論,主要對(duì)于文章的選題目的、選題意義、文獻(xiàn)綜述、研究思路和方法及研究?jī)?nèi)容和創(chuàng)新點(diǎn)進(jìn)行了介紹。第二章系統(tǒng)的研究科技型中小企業(yè)融資研究的相關(guān)理論基礎(chǔ)。第三章介紹了當(dāng)前湖南省科技型中小企業(yè)的發(fā)展現(xiàn)狀、問(wèn)題及影響因素分析。第四章從高新技術(shù)融資方式、知識(shí)產(chǎn)權(quán)質(zhì)押融資方式和信用擔(dān)保融資方式三個(gè)方面,推介了值得湖南科技型中小企業(yè)借鑒的成功融資方式。第五章針對(duì)現(xiàn)狀提出加快湖南省科技型中小企業(yè)融資體系構(gòu)建的建議,以期能對(duì)湖南科技型中小企業(yè)融資困境的解決,盡綿薄之力。
[Abstract]:As an important medium for the industrialization transformation of high-tech achievements, the small and medium-sized S & T enterprises are the internal motive force of the sustainable development of economy. However, due to the inherent characteristics of S & T SMEs and the imperfect construction of our financial system, there are generally financing difficulties for STMs. From the development of regional financial system, there is a national uneven development phenomenon. Therefore, it is necessary to combine the characteristics of local economic development and put forward the financing countermeasures of small and medium-sized technological enterprises. Based on the study of the financing situation of Hunan science and technology SMEs, this paper points out that on the one hand, Hunan science and technology small and medium-sized enterprises promote the economic development of Hunan province by giving full play to the advantages of science and technology innovation. On the other hand, they are caught in a financing shortage. Using the theory of financial growth cycle, the theory of information asymmetry and the dilemma of financing "double gap", this paper makes a comprehensive analysis on the influencing factors of Hunan science and technology SMEs, and concludes that the information disclosure mechanism of Hunan science and technology SMEs is not perfect. The financing characteristics of different development stages and the lag of financial system construction restrict the financing of science and technology SMEs in Hunan Province. Combined with the financing characteristics of Hunan science and technology small and medium-sized enterprises, learn and learn from the high-tech financing, intellectual property rights pledge financing, credit guarantee financing these three domestic successful ways. Finally, from two aspects of financing ability construction and financial market financing system of science and technology small and medium-sized enterprises, this paper puts forward some suggestions to solve the financing problem of Hunan science and technology small and medium-sized enterprises. This paper is divided into five parts. The first chapter is the introduction, which mainly introduces the purpose, significance, literature review, research ideas and methods, research content and innovation. The second chapter systematically studies the related theoretical basis of the financing research of science and technology small and medium-sized enterprises. The third chapter introduces the status quo, problems and influencing factors of the development of science and technology SMEs in Hunan Province. The fourth chapter introduces the successful financing methods of Hunan science and technology SMEs from three aspects: high-tech financing, intellectual property pledge financing and credit guarantee financing. The fifth chapter puts forward the suggestion of speeding up the construction of financing system of science and technology SMEs in Hunan province in order to solve the financing dilemma of Hunan science and technology small and medium-sized enterprises.
【學(xué)位授予單位】：湖南農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F275;F276.3

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