本文選題：第三方電子支付 + 刑事犯罪��； 參考：《廣西民族大學(xué)》2014年碩士論文

【摘要】：電子商務(wù)的產(chǎn)生，改變了傳統(tǒng)的交易方式，節(jié)約了交易成本。隨著電子商務(wù)的快速發(fā)展，第三方電子支付模式應(yīng)運(yùn)而生。第三方電子支付機(jī)構(gòu)在整個(gè)電子交易過(guò)程中充當(dāng)著中介機(jī)構(gòu)、擔(dān)保機(jī)構(gòu)等作用，為網(wǎng)絡(luò)購(gòu)物的消費(fèi)者和商戶(hù)提供了一個(gè)快捷、方便的交易平臺(tái)。但是，隨著第三方電子支付行業(yè)的迅速擴(kuò)充，法律監(jiān)管的漏洞逐步凸顯，由此帶來(lái)的法律風(fēng)險(xiǎn)也極大地?fù)p害了消費(fèi)者的合法權(quán)益，對(duì)第三方電子支付行業(yè)的發(fā)展也造成一定的阻礙。 關(guān)于利用第三方電子支付機(jī)構(gòu)進(jìn)行的刑事犯罪活動(dòng)，大致分為利用第三方電子支付機(jī)構(gòu)進(jìn)行信用卡套現(xiàn)、盜竊、詐騙、賭博以及洗錢(qián)等五類(lèi)刑事犯罪。計(jì)算機(jī)網(wǎng)絡(luò)所具有的隱蔽性、復(fù)雜性等特點(diǎn)，也給司法實(shí)踐帶來(lái)很大的壓力與困難。建立適宜的刑事立法體系，就顯得尤為重要。但是，我國(guó)關(guān)于通過(guò)第三方電子支付機(jī)構(gòu)刑事犯罪方面的刑事立法相對(duì)落后，雖然近年來(lái)通過(guò)修正案或司法解釋等形式逐步進(jìn)行了完善，但依然沒(méi)有建立系統(tǒng)性的刑法規(guī)制體系；學(xué)術(shù)理論上也缺乏體系性的研究，只是少量學(xué)者就個(gè)罪進(jìn)行了分析和研究。 本文將“擔(dān)保型”第三方電子支付機(jī)構(gòu)作為主要研究對(duì)象，對(duì)利用該機(jī)構(gòu)進(jìn)行信用卡套現(xiàn)、盜竊、詐騙、賭博以及洗錢(qián)等五類(lèi)刑事犯罪案例加以分析研究，對(duì)立法現(xiàn)狀進(jìn)行了梳理。在此基礎(chǔ)上，，借鑒國(guó)外立法的成功經(jīng)驗(yàn)，對(duì)我國(guó)關(guān)于利用第三方電子支付機(jī)構(gòu)刑事犯罪方面的立法，提出了建議和完善構(gòu)想。希望更好地保護(hù)網(wǎng)絡(luò)消費(fèi)者的合法權(quán)益，也希望通過(guò)刑法規(guī)制能夠使得第三方電子支付行業(yè)走上健康穩(wěn)健的發(fā)展道路。
[Abstract]:The emergence of e-commerce has changed the traditional transaction mode and saved transaction cost. With the rapid development of e-commerce, the third-party electronic payment mode emerges as the times require. Third party electronic payment organization acts as intermediary and guarantee agency in the whole process of electronic transaction, which provides a quick and convenient trading platform for consumers and merchants of online shopping. However, with the rapid expansion of the third party electronic payment industry, the loopholes in legal supervision have gradually become prominent, and the legal risks brought about thereby have greatly damaged the legitimate rights and interests of consumers. The development of third-party electronic payment industry also caused some obstacles. About the criminal activities carried out by the third party electronic payment organization, it can be divided into five kinds: credit card cash, theft, fraud, gambling and money laundering. The features of computer network, such as concealment and complexity, also bring great pressure and difficulty to judicial practice. It is very important to establish an appropriate criminal legislation system. However, China's criminal legislation on criminal offences through third-party electronic payment institutions is relatively backward, although in recent years it has been gradually improved through amendments or judicial interpretations. However, there is still no systematic system of criminal law regulation; the academic theory is also lack of systematic research, only a small number of scholars on the analysis and research of the crime. This paper takes the "guaranteed" third-party electronic payment institution as the main research object, and analyzes and studies five kinds of criminal cases, such as credit card cash, theft, fraud, gambling and money laundering. The current situation of legislation has been combed. On the basis of this, using the successful experience of foreign countries for reference, this paper puts forward some suggestions and perfect ideas on the legislation of criminal offence of the third party electronic payment institution in our country. We hope to better protect the legitimate rights and interests of network consumers, but also hope that through the criminal law regulation can make the third party electronic payment industry on a healthy and stable development path.
【學(xué)位授予單位】：廣西民族大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：D924.3

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本文編號(hào)：1830774