【摘要】：P2P網(wǎng)貸糾紛是近幾年伴隨著互聯(lián)網(wǎng)金融發(fā)展出現(xiàn)的新型糾紛。傳統(tǒng)糾紛解決機制因制度設計與實踐運行中存在種種缺陷,使得其無法低成本、高效率地處理P2P網(wǎng)貸糾紛。而"互聯(lián)網(wǎng)+"戰(zhàn)略為創(chuàng)新糾紛解決方式提供了新的思路。在線仲裁的互聯(lián)網(wǎng)屬性使其與P2P網(wǎng)貸糾紛這類在線糾紛有著天然的契合性。電子證據(jù)、電子合同、電子簽名的法律認可為在線仲裁提供了合法性基礎。但不可否認,P2P網(wǎng)貸糾紛在線仲裁還存在身份識別、證據(jù)認定與保全、缺乏信任的適用障礙。因而,構建適合P2P網(wǎng)貸糾紛的在線仲裁具有重要意義。
[Abstract]:P2P network loan dispute is a new type of dispute with the development of Internet finance in recent years. Because of the defects in the system design and practice, the traditional dispute resolution mechanism is unable to deal with P2P network loan disputes with low cost and high efficiency. The "Internet" strategy provides new ideas for innovative dispute resolution. The Internet attribute of online arbitration makes it have natural agreement with online disputes such as P2P network loan disputes. Legal recognition of electronic evidence, electronic contracts, and electronic signatures provides a legal basis for online arbitration. However, it is undeniable that online arbitration of P2P network loan disputes still has the obstacles of identity identification, evidence identification and preservation, and lack of trust. Therefore, it is of great significance to construct online arbitration for P2P network loan disputes.
【作者單位】： 廈門大學法學院;
【分類號】：D925.7

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