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海上保險(xiǎn)保證的改革及對(duì)我國(guó)的啟示

發(fā)布時(shí)間:2018-11-28 17:28
【摘要】:海上保險(xiǎn)中的保證制度起源于英國(guó),在產(chǎn)生的當(dāng)時(shí)取得了良好的效果,許多國(guó)家也紛紛效仿,但是由于后來(lái)的立法環(huán)境、通訊技術(shù)發(fā)生了改變,保證制度的嚴(yán)厲后果逐漸凸現(xiàn)出來(lái),各國(guó)逐漸意識(shí)到了保證制度的不完善,于是紛紛對(duì)保證制度進(jìn)行改革。 我國(guó)對(duì)保證制度的規(guī)定不夠完善,現(xiàn)有立法中只有《海商法》規(guī)定了違反保證的后果,對(duì)于保證的含義等其他內(nèi)容都沒(méi)有作出具體的規(guī)定,因此在以后我國(guó)的立法以及司法實(shí)踐中應(yīng)該對(duì)保證制度加以關(guān)注并加以完善。 本篇論文分為五章: 第一章介紹了保證制度的起源,在英國(guó)法下對(duì)保證制度的規(guī)定。保證制度在制定的初期取得了良好效果,各國(guó)紛紛進(jìn)行效仿,為了更加平衡保險(xiǎn)合同雙方的利益,將誠(chéng)實(shí)信用原則引入保證制度。 第二章介紹了傳統(tǒng)保證制度的缺陷,變革的必要性以及英國(guó)進(jìn)行變革的方法。隨著立法環(huán)境以及通訊技術(shù)的迅猛發(fā)展,保證制度后果的嚴(yán)厲性逐漸顯現(xiàn)出來(lái),無(wú)法平衡保險(xiǎn)人和被保險(xiǎn)人的利益,保證制度因此必須要進(jìn)行改革。 第三章介紹了我國(guó)的相關(guān)規(guī)定,包括:海商法、最高院的司法解釋、中國(guó)人民保險(xiǎn)公司船舶保險(xiǎn)條款對(duì)保證的規(guī)定,以及中國(guó)與英國(guó)對(duì)保證規(guī)定的不同之處。 第四章介紹了在中國(guó)法律框架下保證制度的存在哪些缺陷及采取的變革措施變革,并且對(duì)我國(guó)的保證制度的取舍進(jìn)行了分析。 第五章介紹了保證制度變革對(duì)我國(guó)的啟示,以及對(duì)保證制度改革做出的具體的建議。
[Abstract]:The warranty system in marine insurance originated in Britain and achieved good results at that time. Many countries followed suit. However, due to the later legislative environment, communication technology has changed. The severe consequences of the guarantee system gradually emerged, and the countries gradually realized the imperfection of the guarantee system, so they carried out the reform of the guarantee system one after another. The stipulation of guarantee system is not perfect in our country. In the existing legislation, only the Maritime Law stipulates the consequences of breach of warranty, and there are no specific provisions on the meaning of warranty and other contents. Therefore, we should pay attention to and perfect the guarantee system in our country's legislation and judicial practice. This paper is divided into five chapters: the first chapter introduces the origin of the guarantee system and the provisions of the guarantee system under English law. In order to balance the interests of both sides of the insurance contract, the principle of good faith is introduced into the guarantee system in order to balance the interests of both sides of the insurance contract. The second chapter introduces the defects of the traditional guarantee system, the necessity of change and the methods of reform in Britain. With the rapid development of the legislative environment and communication technology, the severity of the guarantee system has gradually emerged, which can not balance the interests of the insurer and the insured. Therefore, the guarantee system must be reformed. The third chapter introduces the relevant provisions of our country, including: maritime law, the judicial interpretation of the Supreme Court, the people's Insurance Company of China ship insurance clause of warranty provisions, as well as the differences between China and the United Kingdom on warranty provisions. The fourth chapter introduces the defects of the guarantee system under the Chinese legal framework and the reform measures taken, and analyzes the choice and choice of the guarantee system in our country. The fifth chapter introduces the enlightenment of the guarantee system reform to our country, and the concrete suggestion to the guarantee system reform.
【學(xué)位授予單位】:大連海事大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類(lèi)號(hào)】:D922.294;D922.284

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