海上保險中的預(yù)約保險合同研究
發(fā)布時間:2018-05-03 03:32
本文選題:預(yù)約保險合同 + 預(yù)約合同。 參考:《大連海事大學(xué)》2008年碩士論文
【摘要】: 預(yù)約保險合同是一種簡化的保險合同。在訂立時,保險當(dāng)事人雙方僅約定保險責(zé)任范圍、保險財產(chǎn)范圍、每一保險或地點的最高保險金額、保險費結(jié)算辦法等,其他詳細內(nèi)容有待每批貨物發(fā)運前,被保險人向保險人申報加以確定。由于預(yù)約保險合同既可以使保險人獲得長期穩(wěn)定的保費收入,又可以免除被保險人漏報的擔(dān)憂,所以現(xiàn)在它已經(jīng)成為海上保險,尤其是海上貨物運輸保險的一種常見形式。但是我國現(xiàn)行的法律對預(yù)約保險合同制度規(guī)定并不完善,僅有《海商法》對預(yù)約保險合同作了粗略的規(guī)定,爭議發(fā)生后缺乏法律解決依據(jù)。同時,學(xué)術(shù)界對預(yù)約保險合同本身的性質(zhì)、溯及效力等問題爭議頗大,沒有統(tǒng)一的觀點,導(dǎo)致了預(yù)約保險合同司法實踐的困難。 本文從基本理論出發(fā),對預(yù)約保險合同作以簡要介紹,并針對現(xiàn)今理論上和實踐中存在的、爭議較大的問題加以分析和闡述。文章將預(yù)約保險合同本身定性為預(yù)約合同,它與航次保險合同是預(yù)約合同和本合同的關(guān)系,并在此基礎(chǔ)上進一步論述了預(yù)約合同的可保利益、溯及效力以及申報等問題。 為了進一步完善我國的預(yù)約保險合同立法,文章結(jié)合英國權(quán)威判例,對比分析了英國法下預(yù)約保險合同制度及法律規(guī)定與我國預(yù)約保險合同相關(guān)內(nèi)容的異同。最后,結(jié)合我國預(yù)約保險合同司法實踐中出現(xiàn)的問題以及學(xué)者們的《海商法》修改建議稿中有關(guān)預(yù)約保險合同的修改內(nèi)容,對我國海上保險中的預(yù)約保險合同制度提出完善建議。
[Abstract]:An appointment insurance contract is a simplified insurance contract. At the time of conclusion, the parties to the insurance shall only agree on the scope of the insurance liability, the scope of the insurance property, the maximum amount of insurance coverage for each insurance or place, the insurance premium settlement measures, etc., other details of which are subject to the shipment of each shipment, The insured shall declare to the insurer for determination. Because the appointment insurance contract not only can make the insurer obtain the long-term stable premium income, but also can avoid the worry of underreporting by the insured, it has become a common form of marine insurance, especially the marine cargo transportation insurance. However, the current law of our country is not perfect in the system of advance insurance contract, only the maritime law makes a rough stipulation on the contract of advance insurance, and there is no legal basis for resolving the dispute after the occurrence of the dispute. At the same time, there is a lot of controversy about the nature, retroactivity and validity of the appointment insurance contract in academic circles, which leads to the difficulty of judicial practice of the appointment insurance contract. Based on the basic theory, this paper gives a brief introduction to the reservation insurance contract, and analyzes and expounds the controversial problems existing in theory and practice. This paper defines the reservation insurance contract itself as an appointment contract, which is the relationship between the reservation contract and the voyage insurance contract. On this basis, the insurable interest, retroactive effect and declaration of the reservation contract are further discussed. In order to further perfect the legislation of our country's reservation insurance contract, this paper compares and analyzes the similarities and differences between the reservation insurance contract system under English law and the relevant contents of our country's reservation insurance contract in combination with the authoritative precedents of the United Kingdom. Finally, combined with the problems in the judicial practice of the appointment insurance contract in our country, as well as the contents of the amendments to the reservation insurance contract in the proposed amendments to the Maritime Law of the scholars, This paper puts forward some suggestions on the system of advance insurance contract in marine insurance of our country.
【學(xué)位授予單位】:大連海事大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2008
【分類號】:D922.284
【引證文獻】
相關(guān)碩士學(xué)位論文 前3條
1 施歌;批量合同法律問題研究[D];大連海事大學(xué);2010年
2 王珊珊;我國海上保險單證的分類及其法律規(guī)制研究[D];大連海事大學(xué);2010年
3 管萌;海上預(yù)約保險合同之研究[D];大連海事大學(xué);2012年
,本文編號:1836807
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