【摘要】：我國醫(yī)療損害賠償領域已經形成了侵權責任、責任保險相互補充的格局,侵權法視角下醫(yī)療責任保險各利益主體法律關系具有特殊性,使得醫(yī)療責任保險制度更加復雜。通過分析福建省各具特色的醫(yī)療責任保險模式,結合考察侵權法對醫(yī)療責任保險的影響,得出:醫(yī)療責任保險存在承保范圍狹窄、理賠服務弱化及防控風險不足等問題。據此提出完善我國醫(yī)療責任保險服務的具體策略:確立政府為主導的強制醫(yī)療責任險,構建醫(yī)療責任保險理賠制度及優(yōu)化預防激勵機制。
[Abstract]:Tort liability has been formed in the field of medical damage compensation in China. Liability insurance complements each other. Under the perspective of tort law, the legal relationship among the main interests of medical liability insurance has its particularity, which makes the medical liability insurance system more complex. Based on the analysis of different medical liability insurance modes in Fujian Province and the influence of tort law on medical liability insurance, it is concluded that medical liability insurance has some problems such as narrow coverage scope, weak claim service and insufficient prevention and control risk. Based on this, the author puts forward some specific strategies to perfect the medical liability insurance service in China: establishing the compulsory medical liability insurance led by the government, constructing the compensation system of the medical liability insurance and optimizing the incentive mechanism of prevention.
【作者單位】： 福建中醫(yī)藥大學大學人文與管理學院;福建師范大學馬克思主義學院;
【基金】：福建省社會科學規(guī)劃項目“政府購買醫(yī)療責任保險服務法律規(guī)制研究”(編號:FJ2016C008) 福建省衛(wèi)生廳醫(yī)學創(chuàng)新課題軟科學項目(編號:2014-CX-R13)
【分類號】：D923;R-05

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