本文選題：典當(dāng) + 典當(dāng)行��； 參考：《寧波大學(xué)》2015年碩士論文

【摘要】：典當(dāng)業(yè)在中外均具有悠久的歷史,在現(xiàn)代則發(fā)展成為專(zhuān)門(mén)以物為質(zhì)押、抵押融資的特殊金融業(yè),在現(xiàn)代金融體系中具有不可或缺的地位。典當(dāng)業(yè)在1600多年的發(fā)展過(guò)程中,曾經(jīng)有過(guò)輝煌的歷史,也曾經(jīng)衰落過(guò),但終究未曾被歷史所湮沒(méi)�，F(xiàn)代社會(huì),自從出現(xiàn)商品經(jīng)濟(jì)之后,隨著經(jīng)濟(jì)的日益發(fā)展以及呈現(xiàn)出來(lái)的重要態(tài)勢(shì),人們對(duì)于融資的需求越來(lái)越迫切,伴隨著典當(dāng)行業(yè)的出現(xiàn),一定程度上緩解了人們?nèi)谫Y難、周轉(zhuǎn)不易的困難局面,因此典當(dāng)行業(yè)也因此有了存在與發(fā)展的經(jīng)濟(jì)基礎(chǔ)和社會(huì)基礎(chǔ)。在金融業(yè)高度繁榮發(fā)達(dá)的現(xiàn)代社會(huì),典當(dāng)業(yè)的三項(xiàng)特征:只貸不存、以物質(zhì)錢(qián)和流質(zhì)(押)契約規(guī)則的適用使其成為典當(dāng)業(yè)制度的根本特色,也是其與相關(guān)借貸融資行業(yè)相比所具有的獨(dú)特優(yōu)勢(shì)。中國(guó)近三十年來(lái)典當(dāng)業(yè)的曲折發(fā)展,正說(shuō)明了其自身發(fā)展存在的弊端:我們可以看到典當(dāng)業(yè)總體上呈現(xiàn)出不斷向上的發(fā)展趨勢(shì),但是直至目前為止,我國(guó)對(duì)此制度并沒(méi)有出臺(tái)專(zhuān)門(mén)的立法予以規(guī)范,同時(shí),既存的規(guī)章制度不僅效力比較低,還與上位法形成沖突,因此實(shí)務(wù)操作中一旦出現(xiàn)糾紛往往難于處理。隨著時(shí)代的發(fā)展變化,典當(dāng)營(yíng)業(yè)已從多方面發(fā)生了變化,當(dāng)物的經(jīng)營(yíng)范圍不斷擴(kuò)大、典當(dāng)法律關(guān)系的實(shí)現(xiàn)方式不斷增加,并且典當(dāng)業(yè)的糾紛也更復(fù)雜化,對(duì)于典當(dāng)業(yè)本身來(lái)說(shuō),不僅是一個(gè)轉(zhuǎn)變自身營(yíng)業(yè)模式的契機(jī),同時(shí)也對(duì)如何有效地進(jìn)行轉(zhuǎn)變提出了更高的要求。本文將根據(jù)我國(guó)典當(dāng)業(yè)目前存在的實(shí)際情況,從典當(dāng)?shù)幕痉申P(guān)系、典當(dāng)?shù)臍v史演變和社會(huì)經(jīng)濟(jì)價(jià)值、以及我國(guó)典當(dāng)實(shí)踐中存在的不足等方面進(jìn)行分析、研究,并由此提出改善的建議和對(duì)策。全文將分為四大方面進(jìn)行闡述:第一部分,首先闡述與典當(dāng)制度相關(guān)的基本法律問(wèn)題。在對(duì)典、當(dāng)概念、性質(zhì)、基本要素進(jìn)行界定的基礎(chǔ)上,對(duì)典當(dāng)進(jìn)行明確的定義,作為整篇文章的理論支撐點(diǎn)。第二部分,繼而闡述我國(guó)典當(dāng)業(yè)的歷史演變過(guò)程及其存在的社會(huì)經(jīng)濟(jì)價(jià)值。首先,對(duì)我國(guó)典當(dāng)業(yè)從古至今的歷史演變過(guò)程進(jìn)行細(xì)致的梳理,共可分為四個(gè)時(shí)期;接著引出典當(dāng)業(yè)在我國(guó)整個(gè)金融機(jī)構(gòu)體系中存在的實(shí)際價(jià)值,這也是典當(dāng)業(yè)至今呈現(xiàn)出生機(jī)勃勃?jiǎng)輵B(tài)的原因。第三部分,闡述我國(guó)目前典當(dāng)實(shí)踐之現(xiàn)狀。典當(dāng)業(yè)存在著多種問(wèn)題,如:法理上的誤區(qū)、立法上的不足以及實(shí)踐中難以操作的房屋典當(dāng)問(wèn)題、典當(dāng)經(jīng)營(yíng)比較混亂,暴露出的許多法律問(wèn)題亟待解決。第四部分,闡述健全、完善我國(guó)典當(dāng)業(yè)制度的可行對(duì)策。在前面三部分對(duì)典當(dāng)業(yè)進(jìn)行全面探討、研究的基礎(chǔ)上,根據(jù)典當(dāng)業(yè)目前的實(shí)際發(fā)展,提出立法建議,并輔之以其他具體的建議。
[Abstract]:Pawnbroker has a long history both at home and abroad. In modern times, pawnbroking has developed into a special financial industry with special collateral and mortgage financing, which plays an indispensable role in the modern financial system. Pawnbroking industry in the development of more than 1600 years, there has been a brilliant history, has also declined, but after all has not been annihilated by history. Since the emergence of commodity economy in modern society, with the development of economy and the important situation, people's demand for financing is becoming more and more urgent. With the emergence of pawnbroker industry, the difficulty of financing has been alleviated to a certain extent. Turnover is difficult, so the pawn industry also has the existence and development of the economic and social basis. In the modern society where the financial industry is highly prosperous and developed, there are three characteristics of pawnbroking: only lending and not saving, and making it the fundamental characteristic of pawnbroking system by the application of the rules of material money and liquid (pledge) contract. It is also a unique advantage compared with the related lending and financing industry. The zigzag development of pawnbroking in China in the past 30 years has illustrated the disadvantages of its own development: we can see that the pawnbroking industry as a whole shows a trend of continuous upward development, but up to now, Our country has not issued special legislation to regulate this system, at the same time, the existing rules and regulations are not only less effective, but also conflict with the upper law, so once there is a dispute in practice, it is often difficult to deal with. With the development of the times, the pawn business has changed from many aspects. The scope of operation of the pawnshop has been expanded constantly, the way to realize the legal relationship of pawn has been increasing, and the disputes of pawnbroking have become more complicated. For the pawnbroker itself, It is not only an opportunity to change one's own business model, but also a higher demand for effective transformation. According to the actual situation of pawnbroking in our country, this paper will analyze the basic legal relationship of pawn, the historical evolution and social economic value of pawn, and the deficiency of pawn practice in our country. Suggestions and countermeasures for improvement are put forward. The full text will be divided into four aspects: the first part, the pawn system related to the basic legal issues. On the basis of defining the concept, nature and basic elements of the book, pawn is defined as the theoretical support point of the whole article. The second part, then expounds the historical evolution of pawnbroking and its social and economic value. First of all, the historical evolution of pawnbroking industry in China from ancient times to the present is carefully combed, which can be divided into four periods, and then leads to the actual value of pawnbroking industry in the whole financial institution system of our country. This is also the reason why the pawnbroking industry has taken on a dynamic state. The third part expounds the present situation of pawn practice in our country. There are many problems in pawnbroking, such as the misunderstanding of legal theory, the deficiency of legislation and the problem of house pawn which is difficult to operate in practice, the operation of pawnshop is quite confused, and many legal problems are exposed to be solved urgently. The fourth part, elaborate perfect, perfect our country pawnbroker system feasible countermeasure. In the first three parts of the pawnbroking business comprehensive discussion, on the basis of research, according to the actual development of pawnbroking industry, put forward legislative proposals, and supplemented by other specific suggestions.
【學(xué)位授予單位】：寧波大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類(lèi)號(hào)】：D923

【相似文獻(xiàn)】

相關(guān)期刊論文 前10條

1 李楊林;余庭友;;加強(qiáng)典當(dāng)業(yè)的管理大有作為[J];中國(guó)刑事警察;1997年06期

2 木子;;典當(dāng)師風(fēng)光無(wú)限[J];北京紀(jì)事;2006年02期

3 郭婭麗;;戴著鐐銬的舞者——評(píng)《典當(dāng)行業(yè)監(jiān)管規(guī)定》[J];河北法學(xué);2013年07期

4 陳燦祁;連光陽(yáng);;我國(guó)現(xiàn)行典當(dāng)行法律制度研究[J];湖南工程學(xué)院學(xué)報(bào)(社會(huì)科學(xué)版);2009年03期

5 靳全明;陜西典當(dāng)業(yè)發(fā)展?fàn)顩r的調(diào)查與分析[J];陜西省行政學(xué)院.陜西省經(jīng)濟(jì)管理干部學(xué)院學(xué)報(bào);2003年04期

6 黃南;;別讓典當(dāng)業(yè)游走在法律邊緣[J];法人;2010年10期

7 孫少波;給典當(dāng)業(yè)一條生路[J];中國(guó)律師;1997年08期

8 李云虹;;典當(dāng)業(yè)的前世今生[J];法律與生活;2008年09期

9 ;廣東省典當(dāng)條例[J];人民之聲;1995年S4期

10 朱家賢;;對(duì)廣西典當(dāng)業(yè)發(fā)展的法律思考[J];法制與經(jīng)濟(jì);1996年04期

相關(guān)會(huì)議論文 前1條

1 李倩茹;;北京市典當(dāng)合同糾紛案例實(shí)證研究[A];2013年第四屆全國(guó)民商法學(xué)博士生學(xué)術(shù)論壇論文摘要集[C];2013年

相關(guān)重要報(bào)紙文章 前10條

1 魯長(zhǎng)波;安徽典當(dāng)業(yè)“供血”6億[N];上海證券報(bào);2007年

2 本報(bào)記者 劉禮福;經(jīng)營(yíng)環(huán)境有變 典當(dāng)行業(yè)隨動(dòng)[N];中國(guó)商報(bào);2009年

3 汪林;典當(dāng)行業(yè)再添研究新軍[N];中國(guó)商報(bào);2010年

4 本報(bào)記者 程逸;我市典當(dāng)行業(yè)為中小企業(yè)“輸血”[N];三明日?qǐng)?bào);2010年

5 記者 曹嫻;省典當(dāng)行業(yè)協(xié)會(huì)成立[N];湖南日?qǐng)?bào);2010年

6 邱玉峰;湖南典當(dāng)行業(yè)協(xié)會(huì)成立[N];中國(guó)商報(bào);2010年

7 本報(bào)記者 劉禮福;上海籌建典當(dāng)行業(yè)人才庫(kù)[N];中國(guó)商報(bào);2010年

8 本報(bào)記者 劉禮福;行業(yè)快速發(fā)展 協(xié)會(huì)如何引領(lǐng)[N];中國(guó)商報(bào);2010年

9 本報(bào)記者 王菁菁;典當(dāng)協(xié)會(huì)不少“健康”更加重要[N];中國(guó)商報(bào);2011年

10 本報(bào)見(jiàn)習(xí)記者 夏宇;網(wǎng)絡(luò)時(shí)代 行業(yè)會(huì)刊如何吸引讀者[N];中國(guó)商報(bào);2012年

相關(guān)碩士學(xué)位論文 前10條

1 張新穎;我國(guó)典當(dāng)行業(yè)監(jiān)管制度研究[D];首都經(jīng)濟(jì)貿(mào)易大學(xué);2008年

2 鄭珊珊;我國(guó)典當(dāng)行業(yè)的發(fā)展現(xiàn)狀及對(duì)策研究[D];對(duì)外經(jīng)濟(jì)貿(mào)易大學(xué);2006年

3 程曉輝;我國(guó)典當(dāng)行業(yè)近現(xiàn)代發(fā)展研究[D];武漢理工大學(xué);2014年

4 陳哲;泰安市典當(dāng)行監(jiān)督管理信息系統(tǒng)設(shè)計(jì)與實(shí)現(xiàn)[D];山東大學(xué);2014年

5 陳曉誠(chéng);三明市經(jīng)貿(mào)委拍賣(mài)典當(dāng)審查系統(tǒng)的研究與分析[D];云南大學(xué);2015年

6 張楊陽(yáng);我國(guó)典當(dāng)業(yè)法律問(wèn)題研究[D];寧波大學(xué);2015年

7 董安;現(xiàn)代典當(dāng)行業(yè)發(fā)展研究[D];山東大學(xué);2005年

8 涂曄;我國(guó)典當(dāng)行業(yè)發(fā)展問(wèn)題研究[D];蘇州大學(xué);2007年

9 阮文深;試論我國(guó)典當(dāng)行業(yè)的發(fā)展與思考[D];華中師范大學(xué);2000年

10 馬釗;典當(dāng)行業(yè)管理信息系統(tǒng)的設(shè)計(jì)與實(shí)現(xiàn)[D];廈門(mén)大學(xué);2014年

，

本文編號(hào)：2001832