“擔(dān)保”辨——基于擔(dān)保泛化弊端嚴(yán)重的思考
發(fā)布時(shí)間:2018-05-24 07:28
本文選題:擔(dān)保 + 非典型擔(dān)保。 參考:《政治與法律》2015年12期
【摘要】:債的擔(dān)保具有從屬性、補(bǔ)充性和保障債權(quán)切實(shí)實(shí)現(xiàn)性等特性。物的擔(dān)保、人的擔(dān)保、金錢擔(dān)保、某些優(yōu)先權(quán)以及所有權(quán)保留符合這三種特性,應(yīng)為債的擔(dān)保。連帶債務(wù)、并存的債務(wù)承擔(dān)、履行抗辯權(quán)、債的保全、預(yù)告登記、抵銷等制度措施沒有滿足這三種特性的要求,僅在保障債權(quán)切實(shí)實(shí)現(xiàn)方面優(yōu)于普通債務(wù)及民事責(zé)任,故不能算作債的擔(dān)保,只是具有擔(dān)保作用。保證金的類型較多,屬性復(fù)雜,有些屬于債的擔(dān)保,有些則否,不可一概而論。特定賬戶之上設(shè)立質(zhì)權(quán)時(shí),形成物的擔(dān)保,于其不符合擔(dān)保法、物權(quán)法關(guān)于質(zhì)權(quán)設(shè)立要件的規(guī)格時(shí),便不屬于債的擔(dān)保,僅為債的關(guān)系的標(biāo)的物。只有構(gòu)成擔(dān)保的措施方可適用法律關(guān)于擔(dān)保的相關(guān)規(guī)定,雖然具有擔(dān)保作用但并非擔(dān)保的措施不得適用法律關(guān)于擔(dān)保的規(guī)定。
[Abstract]:The guarantee of debt has the characteristics of subordination, supplement and guarantee of the realization of creditor's rights. Security of things, guarantees of persons, guarantees of money, certain priorities and retention of title conform to these three characteristics and shall be security for debts. Joint and several debts, concurrent obligations, the right to perform defences, debt preservation, notice registration, set-off and other institutional measures did not meet the requirements of these three characteristics, only in the protection of the realization of creditor's rights than ordinary debt and civil liability, Therefore, it can not be regarded as the guarantee of the debt, but only has the function of guarantee. The type of margin is more complex, some belong to the guarantee of debt, others are not, can not generalize. When a pledge is set up on a specific account, the guarantee of the formed thing is not the guarantee of the debt, but the subject matter of the relationship of the debt when it does not conform to the guaranty law and the specification of the requirements for the establishment of the pledge in the real right law. The relevant provisions of the law on security can be applied only to the measures that constitute security, and measures that have the effect of security but are not secured may not apply the provisions of the law on security.
【作者單位】: 清華大學(xué)法學(xué)院;
【基金】:國(guó)家哲學(xué)社會(huì)科學(xué)基金重點(diǎn)項(xiàng)目“法學(xué)方法論與中國(guó)民商法研究”(項(xiàng)目批準(zhǔn)號(hào):13AZD065)的階段性成果
【分類號(hào)】:D923
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