本文選題：混合共同擔(dān)保 + 人的擔(dān)保��； 參考：《內(nèi)蒙古大學(xué)》2017年碩士論文

【摘要】：我國(guó)現(xiàn)行法對(duì)于混合共同擔(dān)保制度的規(guī)定存在相互沖突與不完善之處,亟待反思并設(shè)計(jì)相應(yīng)的完善規(guī)則已為我國(guó)司法實(shí)踐所必要。本文通過實(shí)證分析的方法并結(jié)合各地法院所做判決研究發(fā)現(xiàn),目前有關(guān)混合共同擔(dān)保在司法實(shí)踐中主要集中的問題是,債務(wù)人到期無法清償其債務(wù)時(shí),債權(quán)人應(yīng)如何執(zhí)行,有無執(zhí)行順序;保證人與第三人物保人之間能否相互追償;債權(quán)人放棄一方擔(dān)保責(zé)任對(duì)另一方有何影響。筆者在既有研究成果的基礎(chǔ)上認(rèn)為,在人保與物保并存時(shí),若無明確約定,若債務(wù)人自己提供物保,則無須考慮保證方式是一般保證還是連帶保證,統(tǒng)一認(rèn)定債權(quán)人的選擇權(quán)受到限制,也即債權(quán)人必須先就債務(wù)人的物保實(shí)現(xiàn)債權(quán);若提供物保的是第三人,則債權(quán)人可任憑己愿在保證人與物保人之間進(jìn)行選擇。在采取保證人與物保人平等主義的立場(chǎng)下,應(yīng)認(rèn)定保證人與第三人物保人之間能夠相互追償,各自應(yīng)擔(dān)份額依據(jù)各自擔(dān)保的范圍占總的擔(dān)保比例來確定。債權(quán)人放棄一方擔(dān)保責(zé)任的,他方得在相應(yīng)范圍內(nèi)免除擔(dān)保責(zé)任。
[Abstract]:There are some conflicts and imperfections in the provisions of the mixed common guarantee system in the current law of our country. It is necessary to reflect on and design the corresponding perfect rules in our country's judicial practice. In this paper, through the empirical analysis method and combined with the judgments made by local courts, it is found that the main problem in judicial practice is how the creditor should execute when the debtor is due to be unable to pay off its debts. Whether there is an order of enforcement; whether the guarantor and the third person can recover each other; and what effect the creditor has on the other by waiving the liability of one party's security. On the basis of the existing research results, the author holds that, if there is no clear agreement on the coexistence of PICC and real insurance, if the debtor provides rem himself, there is no need to consider whether the form of warranty is a general guarantee or a joint guarantee. It is agreed that the creditor's right of option is restricted, that is, the creditor must first realize the creditor's right of claim on the debtor's reinsurance; if the third party provides the reassurance, the creditor may choose between the guarantor and the guarantor. Under the position of equality between surety and real estate holder, it should be assumed that the guarantor and the third person holder can recover from each other, and their respective shares should be determined according to the scope of their respective guaranty to the proportion of the total guarantee. Where a creditor waives a party's liability for security, the other party may, within the corresponding scope, be exempted from the liability of the guarantee.
【學(xué)位授予單位】：內(nèi)蒙古大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：D923.2

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