我國科技型中小企業(yè)信貸融資法律問題研究
發(fā)布時間：2018-10-12 21:33
【摘要】：近十年來,我國社會經濟發(fā)展水平不斷提升,國內生產總值保持高速增長,在建設世界科技強國的號召下科學技術在各個領域都有所突破。但相應的市場經濟法律法規(guī)還在逐步健全,尤其是金融法律法規(guī)。對于科技型中小企業(yè)來說,對資金的需求沒有比任何時候更強烈。如何進一步完善法律法規(guī)為經濟活動的開展提供良好法律保障,仍然需要落腳于法律法規(guī)的完善。法律法規(guī)規(guī)范性、權威性和穩(wěn)定性的保障措施,在推動科技型中小企業(yè)迅速成長上有著不可替代的作用。。因此,本文的從法律保障這個角度去探索和研究科技型中小企業(yè)信貸融資問題,并期待能通過提出的建議完善科技型中小企業(yè)信貸融資法律保障體系,促進企業(yè)進步、社會經濟發(fā)展。第一部分為緒論,闡述本文對科技型中心企業(yè)信貸融資法律問題的研究背景、研究意義,并簡要介紹研究現狀及研究方法。第二部分系論文的主要內容,由四章組成。第一章科技型中小企業(yè)信貸融資概述,對科技型中小企業(yè)進行界定,對信貸融資的主要形式及現狀予以介紹;第二章也是論文的關鍵內容,敘述信貸融資法律現狀,闡述科技型中小企業(yè)信貸融資存在的法律問題并分析其原因;第三章是對國外科技型中小企信貸融資法律制度的借鑒,服務于為我國科技型中小企業(yè)信貸融資法律問題的改善;第四章為文章的總結和對研究問題的深化,為促進我國科技型中小企業(yè)信貸融資環(huán)境的改善從三個角度提出合理的建議。第三部分為結語,為上文的了論述做一個簡要的總結,對本問題的研究還有進一步的空間,也期待為科技型中小企業(yè)信貸融資法律問題的完善貢獻更多智慧。
[Abstract]:In the past ten years, the level of social and economic development in China has been continuously improved, and the GDP has maintained a rapid growth. Under the call of building a world scientific and technological power, science and technology have made breakthroughs in all fields. But the corresponding market economy laws and regulations are still gradually sound, especially the financial laws and regulations. For technology-based small and medium-sized enterprises, the demand for capital is no stronger than at any time. How to further improve laws and regulations for the development of economic activities to provide good legal protection, still need to settle on the improvement of laws and regulations. The safeguard measures of normative, authoritative and stable laws and regulations have an irreplaceable role in promoting the rapid growth of science and technology-based small and medium-sized enterprises. Therefore, from the perspective of legal protection, this paper explores and studies the issue of credit financing for small and medium-sized technological enterprises, and looks forward to perfecting the legal guarantee system of credit financing for small and medium-sized technological enterprises through the suggestions put forward, so as to promote the progress of enterprises. Social and economic development. The first part is the introduction, which describes the research background and significance of the research on the legal issues of credit financing of sci-tech center enterprises, and briefly introduces the research status and research methods. The second part is the main content of the paper, which consists of four chapters. The first chapter is an overview of the credit financing of small and medium-sized technological enterprises, defines the small and medium-sized technological enterprises, and introduces the main forms and status quo of credit financing; the second chapter is also the key content of the paper, describing the legal status of credit financing. This paper expounds the legal problems existing in the credit financing of small and medium-sized scientific and technological enterprises and analyzes the reasons therefor. The third chapter draws lessons from the legal system of credit financing of foreign small and medium-sized scientific and technological enterprises, and serves for the improvement of the legal problems of credit financing for the small and medium-sized technological enterprises in China. The fourth chapter is the summary of the article and the deepening of the research, and puts forward some reasonable suggestions from three angles to promote the improvement of the credit financing environment of the small and medium-sized scientific and technological enterprises in China. The third part is the conclusion, which makes a brief summary for the above discussion. There is further space for the study of this issue, and it is also expected to contribute more wisdom to the perfection of the legal issues of credit financing for small and medium-sized technological enterprises.
【學位授予單位】：西南科技大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：D922.28
[Abstract]:In the past ten years, the level of social and economic development in China has been continuously improved, and the GDP has maintained a rapid growth. Under the call of building a world scientific and technological power, science and technology have made breakthroughs in all fields. But the corresponding market economy laws and regulations are still gradually sound, especially the financial laws and regulations. For technology-based small and medium-sized enterprises, the demand for capital is no stronger than at any time. How to further improve laws and regulations for the development of economic activities to provide good legal protection, still need to settle on the improvement of laws and regulations. The safeguard measures of normative, authoritative and stable laws and regulations have an irreplaceable role in promoting the rapid growth of science and technology-based small and medium-sized enterprises. Therefore, from the perspective of legal protection, this paper explores and studies the issue of credit financing for small and medium-sized technological enterprises, and looks forward to perfecting the legal guarantee system of credit financing for small and medium-sized technological enterprises through the suggestions put forward, so as to promote the progress of enterprises. Social and economic development. The first part is the introduction, which describes the research background and significance of the research on the legal issues of credit financing of sci-tech center enterprises, and briefly introduces the research status and research methods. The second part is the main content of the paper, which consists of four chapters. The first chapter is an overview of the credit financing of small and medium-sized technological enterprises, defines the small and medium-sized technological enterprises, and introduces the main forms and status quo of credit financing; the second chapter is also the key content of the paper, describing the legal status of credit financing. This paper expounds the legal problems existing in the credit financing of small and medium-sized scientific and technological enterprises and analyzes the reasons therefor. The third chapter draws lessons from the legal system of credit financing of foreign small and medium-sized scientific and technological enterprises, and serves for the improvement of the legal problems of credit financing for the small and medium-sized technological enterprises in China. The fourth chapter is the summary of the article and the deepening of the research, and puts forward some reasonable suggestions from three angles to promote the improvement of the credit financing environment of the small and medium-sized scientific and technological enterprises in China. The third part is the conclusion, which makes a brief summary for the above discussion. There is further space for the study of this issue, and it is also expected to contribute more wisdom to the perfection of the legal issues of credit financing for small and medium-sized technological enterprises.
【學位授予單位】：西南科技大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：D922.28
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