本文選題：外保內(nèi)貸 + 外匯管理規(guī)定　； 參考：《深圳大學(xué)》2017年碩士論文

【摘要】：當(dāng)今世界經(jīng)濟(jì)一體化程度不斷加深,世界主要經(jīng)濟(jì)體間的聯(lián)系日益緊密,中國(guó)企業(yè)正在逐步走向機(jī)遇與挑戰(zhàn)并存的國(guó)際化大市場(chǎng)中。與此同時(shí),我國(guó)銀行業(yè)總資產(chǎn)160多萬(wàn)億元,占中國(guó)全部金融資產(chǎn)的90%以上,經(jīng)濟(jì)發(fā)展高度已經(jīng)嚴(yán)重依賴于銀行信貸,企業(yè)直接融資嚴(yán)重不足。以往針對(duì)外保內(nèi)貸之監(jiān)管往往選擇提高企業(yè)外債額度、履約登記等硬性指標(biāo),本文通過(guò)對(duì)外保內(nèi)貸的各環(huán)節(jié)監(jiān)管進(jìn)行解析,指出目前監(jiān)管之不足之處,提出相應(yīng)完善建議,并且對(duì)混業(yè)監(jiān)管以及跨行業(yè)立法的目標(biāo)做出了一些的過(guò)渡方案的設(shè)想。在此背景下,國(guó)家外匯管理局在2013年實(shí)施的《外債登記管理辦法》中,從流程上進(jìn)一步簡(jiǎn)化了關(guān)于境外主體為境內(nèi)的債務(wù)人向境內(nèi)債權(quán)人提供擔(dān)保的相關(guān)流程,擔(dān)保人主體資格、擔(dān)保額度以及被擔(dān)保人資信對(duì)境內(nèi)機(jī)構(gòu)開(kāi)展境外擔(dān)保的條件開(kāi)始逐步放寬。本文通過(guò)研究外保內(nèi)貸的使用環(huán)境、立法現(xiàn)狀和監(jiān)管制度,分析我國(guó)當(dāng)前對(duì)外保內(nèi)貸監(jiān)管制度之優(yōu)劣,適當(dāng)學(xué)習(xí)和借鑒他國(guó)的監(jiān)管經(jīng)驗(yàn),考量我國(guó)外保內(nèi)貸監(jiān)管制度完善的可能性。全文一共分為四章。第一章介紹外保內(nèi)貸在我國(guó)的產(chǎn)生背景以及核心內(nèi)容,并與其相鄰融資方式內(nèi)保外貸進(jìn)行比較。第二章介紹我國(guó)外保內(nèi)貸的發(fā)展現(xiàn)狀和我國(guó)現(xiàn)有的監(jiān)管立法,闡述我國(guó)現(xiàn)行外資監(jiān)管制度和新近立法變革及現(xiàn)行的主要監(jiān)管立法。第三章述及在全球經(jīng)濟(jì)市場(chǎng)國(guó)際化的大環(huán)境下,我國(guó)外保內(nèi)貸業(yè)務(wù)面臨的法律障礙,分析我國(guó)外保內(nèi)貸相對(duì)落后的法律體系及監(jiān)管制度存在的具體問(wèn)題。第四章提出關(guān)于完善我國(guó)外保內(nèi)貸監(jiān)管制度的建議。
[Abstract]:Nowadays, the degree of economic integration in the world is deepening, and the relationship between the major economies of the world is becoming closer and closer. Chinese enterprises are gradually moving towards a large international market with both opportunities and challenges. At the same time, the total assets of China's banking industry are more than 160 trillion yuan, accounting for more than 90% of the total financial assets in China. The economic development has been highly dependent on bank credit, and the direct financing of enterprises is seriously inadequate. In the past, in view of the external guarantee internal loan supervision, we often choose to improve the external debt quota, performance registration and other hard indicators. This paper analyzes the various aspects of the external insurance internal loan supervision, points out the deficiencies of the current supervision, and puts forward the corresponding improvement suggestions. And the mixed supervision and cross-industry legislation of the objectives made some transition plan. In this context, the State Administration of Foreign Exchange, in the measures for the Administration of Foreign debt Registration, implemented in 2013, further simplifies the process of providing security to domestic creditors by foreign subjects for domestic debtors. The qualification of the guarantor, the amount of the guarantee and the conditions of the surety's credit guarantee for the domestic institution begin to relax step by step. In this paper, the author analyzes the advantages and disadvantages of China's current internal guarantee loan supervision system through the study of the use environment, legislative status and supervision system of the external guarantee internal loan, and learns and draws lessons from the regulatory experience of other countries. Considering the possibility of perfecting the supervision system of external guarantee and internal loan in our country. The full text is divided into four chapters. The first chapter introduces the background and core content of external guarantee loan in China, and compares it with its adjacent financing mode. The second chapter introduces the current situation of the development of the external guarantee internal loan and the existing supervision legislation in China, and expounds the current foreign capital supervision system, the recent legislative reform and the current main supervision legislation in our country. The third chapter deals with the legal obstacles faced by the internal loan business in China in the context of the internationalization of the global economic market, and analyzes the specific problems existing in the relatively backward legal system and the supervision system of the external guarantee internal loan in China. The fourth chapter puts forward the suggestion about perfecting the supervision system of external guarantee and internal loan in our country.
【學(xué)位授予單位】：深圳大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：D922.282

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本文編號(hào)：2025490