本文選題：互聯(lián)網(wǎng)金融　切入點：互聯(lián)網(wǎng)保險　出處：《西南金融》2016年05期 　論文類型：期刊論文

【摘要】：得益于互聯(lián)網(wǎng)金融的發(fā)展,互聯(lián)網(wǎng)保險異軍突起。監(jiān)管日趨明朗之際,網(wǎng)銷理財險受到廣泛關(guān)注。阿里巴巴推出的"娛樂寶"以"保險+信托"模式對接理財險產(chǎn)品,獲得持續(xù)火爆的市場反響。但互聯(lián)網(wǎng)背景下,如何規(guī)避理財險固有風險、履行保險人免責條款的說明義務(wù),防范投保人虛構(gòu)保險關(guān)系人等問題均需慎思。故本文以"娛樂寶"為研究對象,剖析其法律結(jié)構(gòu)及法律風險,簡要對比其與眾籌模式的異同,探求互聯(lián)網(wǎng)理財險的創(chuàng)新之處,最后評析互聯(lián)網(wǎng)保險的監(jiān)管現(xiàn)狀,以期加深對互聯(lián)網(wǎng)理財險的認識。
[Abstract]:Thanks to the development of Internet finance, Internet insurance has suddenly emerged. As supervision becomes clearer, financial insurance for online sales has received extensive attention. Alibaba's "Entertainment Treasure" docked wealth management insurance products with an "insurance trust" model. But under the background of the Internet, how to avoid the financial risk and fulfill the obligation of the insurer's exemption clause, Therefore, this paper takes "entertainment treasure" as the research object, analyzes its legal structure and legal risk, briefly compares its similarities and differences with the mode of crowdfunding, and probes into the innovation of Internet financing insurance. Finally, analyze the current situation of Internet insurance regulation, in order to deepen the understanding of Internet financing insurance.
【作者單位】： 華東政法大學;
【分類號】：D922.284
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本文編號：1602910