本文關鍵詞： 地方政府 地方分權 金融管理權　出處：《中央民族大學》2015年碩士論文　論文類型：學位論文

【摘要】：隨著我國金融發(fā)展的不斷深化,金融業(yè)對其發(fā)展環(huán)境提出了新的要求。金融發(fā)展不僅需要更寬松的政策支持,而且對金融管理的理念、主體、方式方法等都提出了新的挑戰(zhàn)。我國經濟現(xiàn)在處于高速發(fā)展的時期,對金融的現(xiàn)實需求也只會有增無減,但是我國金融同樣存在著粗放式的弊端,數(shù)量多但質量不高、面廣但深度不夠。同時在金融管理方面,我國也存在著諸多風險和不足,如重復監(jiān)管與監(jiān)管真空并存,中央緊握監(jiān)管權忽視地方政府管理需求,民間金融活躍卻得不到有效引導,金融發(fā)展與實體經濟相脫節(jié),金融風險防范機制缺位等。但是隨著我國市場經濟的不斷發(fā)展,地方經濟作為后起之秀必將撐起我國經濟發(fā)展的大旗。在這一大的趨勢下,地方金融自然也會迎來一輪新的崛起,同時對我國地方政府的執(zhí)政能力和金融管理能力也將提出更高的要求。立足于我國地方政府金融管理權問題,筆者從我國地方與中央分權的概況切入,以立法分權和財稅分權引出金融管理分權,對地方政府金融管理分權的理論基礎進行了分析。地方政府金融管理權的設立有其必然性與合理性,地方政府擁有適當?shù)慕鹑诠芾頇?一方面可以彌補現(xiàn)行金融管理制度存在的監(jiān)管空白,同時可以調動地方政府對地方金融發(fā)展的能動性,讓地方政府慢慢涉足金融管理,在實踐中提升發(fā)展和管理金融的能力。在理論基礎分析的基礎上,以三個較為典型的省市——上海市、溫州市、安徽省為對象進行實證分析,剖析我國地方政府在管理地方金融活動中的特點和不足。地方政府金融管理權缺乏更高位階法律的確認、地方政府金融管理權與中央監(jiān)管權責界限不明、地方政府金融管理體系尚不完善、地方政府與中央金融管理權可能存在沖突。這些問題都是在完善地方政府金融管理權過程中需高度關注的。日本和美國作為金融發(fā)展較為成熟的兩個國家,在地方政府金融管理方面各自具有獨特之處。日美兩國在地方政府金融管理實踐中經驗豐富,有許多值得我們學習的創(chuàng)新之舉,如日本的地方融資平臺、地方債券制度,美國的存款保險制度、牌照升級轉換制度等。我國雖然沒有立法確認地方政府的金融管理權,但現(xiàn)實中地方政府早已涉足,在借鑒國外經驗和做法的基礎上,結合我國實際,筆者從地方政府金融管理的目標定位、管理體系、法律完善和管理方法四個方面提出了完善和創(chuàng)新我國地方金融管理權的一些措施。
[Abstract]:With the continuous deepening of China's financial development, the financial industry has put forward new requirements for the development of the environment. The financial development requires not only a more lenient policy support, but also to the financial management concept, the main methods are put forward new challenges. China's economy is now in a period of rapid development, the real demand for financial it will only increase, but there are also drawbacks of China's financial extensive quantity, but the quality is not high, but a wide range of depth is not enough. At the same time in the field of financial management in our country, there are many risks and problems, such as repeated supervision and vacuum supervision, the central supervision of local government management ignored the right grip demand, private finance is active but not effective guidance, financial development and economic separation, financial risk prevention mechanism is vacant. But with the development of market economy in China, the local economy as a newcomer The show will support the economic development of our country's banner. In this general trend, local finance will usher in a new round of rise, at the same time on our local government's ruling ability and financial management ability will also put forward higher requirements. Based on the problems of China's local government financial management. Starting from the situation of China's central and local government decentralization, decentralization and fiscal decentralization in legislation leads to financial management decentralization, analyzed the theoretical basis of local government financial management decentralization. The establishment of local government financial management right has its inevitability and rationality, local governments have the appropriate financial management right, one can make up there the current system of financial management and regulatory gaps, the local government can mobilize the initiative of local financial development, so that the local government gradually involved in financial management, and enhance the development of financial management in practice Ability. Based on theoretical analysis based on the three typical provinces and cities - Shanghai City, Wenzhou City, Anhui Province as the object of empirical analysis, analysis of China's local government characteristics in the management of local financial activities and lack of financial management. The lack of power to the local government confirmed more high-level legal boundaries, where the government financial management authority and central regulatory responsibilities is unknown, the local government financial management system is not perfect, the right of the government and the central financial management of local conflicts. These problems are in perfect financial management right of local government in need of attention. Japan and the United States as the two country financial development more mature, in the local government financial management aspects of each is unique. The two countries in the practice of local government financial management experience, there are many worthy of our learning innovations, such as the Local financing platform, local bond system, the deposit insurance system, the license to upgrade the conversion system. Although our country has no legislative confirmation of local government financial management right, but in reality the local government has been involved, based on foreign experiences and practices, with the reality of our country, the management system from the target location, place government financial management, and puts forward some measures for the improvement and innovation of local financial management authority in China in four aspects of law and management methods.

【學位授予單位】：中央民族大學
【學位級別】：碩士
【學位授予年份】：2015
【分類號】：D922.28

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