本文關(guān)鍵詞： 訴訟保全責(zé)任保險 保險責(zé)任 過錯責(zé)任原則　出處：《大連海事大學(xué)》2017年碩士論文　論文類型：學(xué)位論文

【摘要】：訴訟保全制度是我國民事訴訟法中重要的一部分,有利于保證當(dāng)事人合法權(quán)益的實現(xiàn),也有利于訴訟程序的順利進行。法院根據(jù)當(dāng)事人的申請或者根據(jù)案件需要做出財產(chǎn)保全的裁定,但是為了保證財產(chǎn)保全被申請人的合法權(quán)益,法院會要求申請人提供相應(yīng)的擔(dān)保。目前現(xiàn)有的訴訟保全擔(dān)保方式存在著一定的不足,不能對雙方當(dāng)事人形成有效的保護。在此前提下,保險公司推出財產(chǎn)保全責(zé)任保險,本文將對訴訟保全責(zé)任保險進行分析,對其所涉及到的法律關(guān)系等進行梳理,從而幫助人們更好的了解該保險,推動該保險的發(fā)展。本文第一部分是對訴訟保全責(zé)任保險進行概述,結(jié)合法律法規(guī)以及保險公司的保險條款等給予訴訟保全責(zé)任保險明確的定義,通過與傳統(tǒng)訴訟保全方式相對比,總結(jié)出該保險的特點。另外結(jié)合法院和案件適用類型,對于訴訟保全責(zé)任保險應(yīng)用現(xiàn)狀進行分析,進而推導(dǎo)出引入訴訟保全責(zé)任保險的意義。本文第二部分是對訴訟保全保險性質(zhì)進行分析,傳統(tǒng)的觀點認為該保險的性質(zhì)應(yīng)為責(zé)任保險,其符合責(zé)任保險的基本構(gòu)成及特征,但隨著該保險的推進,出現(xiàn)了虛假訴訟和惡意訴訟等情形,有學(xué)者提出將該保險性質(zhì)界定為保證保險,引入保證保險的相關(guān)規(guī)定能夠有效避免虛假訴訟和惡意訴訟等問題;通過對比分析責(zé)任保險與保證保險,在現(xiàn)階段結(jié)合實務(wù)操作仍將其性質(zhì)界定為責(zé)任保險為宜。本文第三部分是對訴訟保全責(zé)任保險在適用過程中存在的問題進行分析并提出相應(yīng)的解決措施,保險責(zé)任是保險中最為核心的問題,在明確保險責(zé)任范圍的前提下,參考侵權(quán)責(zé)任認定的構(gòu)成要件,歸納出保險責(zé)任認定的標(biāo)準(zhǔn);訴訟保全責(zé)任保險與通常的責(zé)任保險不同,在其保險條款中不設(shè)置除外責(zé)任,不予設(shè)置除外責(zé)任的原因需認真考慮;代位求償權(quán)是財產(chǎn)保險中的重要組成部分,財產(chǎn)保險包含責(zé)任保險,雖然已經(jīng)將訴訟保全責(zé)任保險性質(zhì)界定為責(zé)任保險,但其又與通常的責(zé)任保險并不相同,故而,在訴訟保險責(zé)任保險中能否適用代位求償權(quán)以及代位求償權(quán)的構(gòu)成要件也將是本文的重點研究內(nèi)容。本文的最后提出訴訟保全責(zé)任保險的完善意見,從保險法司法解釋、民事訴訟法司法解釋、部門規(guī)章的完善等角度提出相關(guān)法律意見;同時,也對訴訟保全責(zé)任保險在實務(wù)中的應(yīng)用提出意見。
[Abstract]:Litigation preservation system is an important part of our civil procedure law, which is conducive to the realization of the legitimate rights and interests of the parties. Also conducive to the smooth conduct of the proceedings. The court according to the application of the parties or according to the need to make the case of property preservation ruling, but in order to ensure property preservation of the legitimate rights and interests of the respondent. The court will require the applicant to provide the corresponding security. At present, there are some deficiencies in the existing litigation preservation security, which can not form an effective protection for both parties. The insurance company introduces the property preservation liability insurance, this article will carry on the analysis to the lawsuit preservation liability insurance, to its involves the legal relation and so on carries on the comb, thus helps the people to understand this insurance better. Promote the development of the insurance. The first part of this article is to summarize the litigation preservation liability insurance, combined with the laws and regulations and insurance clauses of insurance companies to give a clear definition of litigation preservation liability insurance. By comparing with the traditional litigation preservation, this paper summarizes the characteristics of the insurance. In addition, combined with the court and the applicable types of cases, the application status of litigation preservation liability insurance is analyzed. The second part of this paper is to analyze the nature of litigation preservation insurance, the traditional view that the nature of the insurance should be liability insurance. It accords with the basic composition and characteristics of liability insurance, but with the advance of the insurance, there are false litigation and malicious litigation, some scholars proposed to define the nature of the insurance as guarantee insurance. The introduction of the relevant provisions of warranty insurance can effectively avoid false litigation and malicious litigation and other issues; Through the comparative analysis of liability insurance and warranty insurance. The third part of this paper is to analyze the problems existing in the process of application of litigation preservation liability insurance and put forward the corresponding solutions. The insurance liability is the most core problem in the insurance. On the premise of defining the scope of the insurance liability, the standard of the insurance liability identification is summed up by referring to the constitutive elements of the tort liability identification. The litigation preservation liability insurance is different from the usual liability insurance, and the reasons why the exception liability is not established in its insurance clauses need to be seriously considered. Subrogation is an important part of property insurance. Property insurance includes liability insurance. Although the nature of litigation preservation liability insurance has been defined as liability insurance, it is different from the usual liability insurance. Therefore, whether the subrogation claim and the constitution of the subrogation claim can be applied in the litigation insurance liability insurance will also be the key research content of this paper. Finally, this paper puts forward the suggestion of perfecting the lawsuit preservation liability insurance. From the angle of judicial interpretation of insurance law, judicial interpretation of civil procedure law and perfection of departmental regulations, this paper puts forward relevant legal opinions; At the same time, the application of litigation preservation liability insurance in practice is also put forward.
【學(xué)位授予單位】：大連海事大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：D922.284

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