本文關鍵詞：歐盟保險合同法的調(diào)和與統(tǒng)一，由筆耕文化傳播整理發(fā)布。

歐盟保險合同法的調(diào)和與統(tǒng)一 沈雨青 （對外經(jīng)濟貿(mào)易大學法學院，北京 100029） ［摘要］對于成員國保險合同法的差異和由此造成的沖突，歐盟一直采用國際私法的沖 突規(guī)則來解決。這一方法被認為影響了保險的跨境交易，也使得保險市場一體化很難實現(xiàn)。 為了改變這一現(xiàn)狀，歐洲經(jīng)濟與社會委員會提出了“歐洲保險合同法”的立法建議，而歐洲 委員會則將保險合同法作為合同法的一部分，從“歐洲合同法”的層面提出立法建議，其討 論集中于“共同參考框架”。目前，在保留各成員國保險合同法的同時，單獨出臺一部歐洲 保險合同法供合同雙方選擇適用，顯得更為可行。 ［關鍵詞］歐盟；單一市場；保險合同；法律適用 ［中圖分類號］ F841.0 ［文獻標識碼］ A ［文章編號］1004-3306（2007）08-0093-04 Abstract： Differences of insurance contract laws of member states and the conflicts caused by the differences are always solved by rules of conflicts in private international law in EU, which is regarded as a block to the cross 　 border transactions of insurance and make the single insurance market only stay in paper. In order to improve the situation, EESC submitted an initiative opinion on “European Insurance Contract Law”, while the EC Commission issued two communications on “European Contract Law” which insurance contract was a part of it. The discussions of all these legislative proposals centered on “Common frame of reference of European contract law”. Presently, the “best solution” will be making a European insurance contract law to be chosen freely by contract parties, meanwhile, keeping the insurance contract law of member states. Key words：EU；single market；insurance contract；legal application 2007年 3月25 日，，歐盟迎來了 50 歲華誕，并擁有 27 個成員國。50 年來，歐盟作為

  本文關鍵詞：歐盟保險合同法的調(diào)和與統(tǒng)一，由筆耕文化傳播整理發(fā)布。