【摘要】：金融互聯(lián)網(wǎng)到互聯(lián)網(wǎng)金融的發(fā)展是時(shí)代和觀念變化的產(chǎn)物,互聯(lián)網(wǎng)因素并沒(méi)有改變互聯(lián)網(wǎng)金融的金融功能和金融本質(zhì),這決定了金融領(lǐng)域仍是監(jiān)管和規(guī)制的出發(fā)點(diǎn)和落腳點(diǎn)。互聯(lián)網(wǎng)金融的核心爭(zhēng)議不僅在于網(wǎng)絡(luò)融資的合法性問(wèn)題和風(fēng)險(xiǎn)性評(píng)估,更在于其中前置性法規(guī)和刑事性法律的脫節(jié)和滯后。網(wǎng)絡(luò)融資的基本方式?jīng)Q定了多元化的法律關(guān)系和法律風(fēng)險(xiǎn)。與網(wǎng)絡(luò)融資行為密切相關(guān)的刑法罪名包括非法吸收公眾存款罪、集資詐騙罪,是否構(gòu)成各罪取決于網(wǎng)絡(luò)融資平臺(tái)本身的運(yùn)營(yíng)模式和事實(shí)行為。刑法應(yīng)該堅(jiān)守“二次違法性”理論的底線,保持行政違法性和刑事違法性的統(tǒng)一。因此必須盡快完善監(jiān)管法律法規(guī),而非輕言刑事法律的介入。對(duì)我國(guó)網(wǎng)絡(luò)犯罪的刑事法律的完善應(yīng)從立法模式、主體、罪名及量刑等幾個(gè)方面加以完善,對(duì)刑法理論的完善則包括行為的認(rèn)定、立法技術(shù)的更新、對(duì)全新法益的承認(rèn)等方面進(jìn)行。在預(yù)防犯罪工作中,通過(guò)控制犯罪條件來(lái)預(yù)防犯罪,雖然不能從根本上消除犯罪現(xiàn)象,但能起到阻斷和防止犯罪發(fā)生的作用,不失為對(duì)犯罪進(jìn)行綜合治理的一個(gè)重要方面。
[Abstract]:The development of financial Internet to Internet finance is the result of the change of times and ideas. The Internet factor has not changed the financial function and financial essence of Internet finance, which determines that the financial field is still the starting point and the foothold of supervision and regulation. The core controversy of Internet finance lies not only in the legality and risk assessment of network financing, but also in the disconnection and lag between the leading laws and criminal laws. The basic mode of network financing determines the diversified legal relationship and legal risk. The criminal charges closely related to the network financing behavior include the crime of illegally absorbing public deposits, the crime of raising funds and fraud, and whether each crime is constituted depends on the operation mode and factual behavior of the network financing platform itself. The criminal law should stick to the bottom line of the theory of "second illegality" and keep the unity of administrative illegality and criminal illegality. Therefore, we must improve the regulatory laws and regulations as soon as possible, not the intervention of criminal law. The perfection of criminal law of network crime in our country should be improved from the aspects of legislative model, subject, charge and sentencing, and the perfection of criminal law theory includes the identification of behavior, the updating of legislative technology, etc. Recognition of the new legal interests and other aspects. In crime prevention, the prevention of crime through the control of crime conditions, although not fundamentally eliminate the phenomenon of crime, but can play a role in blocking and preventing the occurrence of crime, it is an important aspect of comprehensive control of crime.
【學(xué)位授予單位】：江西財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：D917.6

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本文編號(hào)：2324859