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民間借貸糾紛中保證人配偶責任的認定

發(fā)布時間:2018-06-07 03:20

  本文選題:保證人配偶 + 保證合同; 參考:《沈陽師范大學》2017年碩士論文


【摘要】:自民間借貸糾紛中保證人配偶的責任在司法實踐中出現(xiàn)以來,實務界和理論界并沒有統(tǒng)一的裁判標準和學術觀點;诒WC的相關特性和保證合同的基本性質(zhì),保證人的配偶是否從保證合同中獲得利益對其是否應該承擔責任起到了決定性的作用。我國法律未對保證人配偶的責任做出明確的規(guī)定,但是其責任的承擔與否仍與我國《婚姻法》、《合同法》、《擔保法》等法律規(guī)定息息相關。本文主要從三個方面論述保證人配偶的責任:文章首先以兩則司法實務案例引出學界對于保證人配偶是否應該承擔責任的爭議焦點。學界及實務界對于該問題主要有兩種觀點:第一種觀點是,僅僅依據(jù)我國婚姻法司法解釋二第二十四條的規(guī)定,在排除惡意串通和惡債的前提條件下,認為保證人的配偶應該承擔責任。第二種觀點認為,保證人配偶是否承擔責任,不應該只考慮婚姻法的相關規(guī)定,要結合保證和保證合同的相關性質(zhì),以及案件的具體情況進行分析和認定。文章分別從《婚姻法》中夫妻財產(chǎn)制度、債務、婚姻狀況等方面;《擔保法》中保證的相關規(guī)定;《合同法》中保證合同的基本性質(zhì)、相對性原則等方面;以及保證人是否涉及無權處分等問題,從不同角度對保證人配偶的責任進行了分析論述。若要認定保證人配偶的責任,那么其自身獲得相應的利益則是必要條件。而我國的婚姻財產(chǎn)制度以及夫妻之間的婚姻狀況又是確定保證人配偶是否獲得利益的基礎。無權處分相關問題以及合同相對性原則也對保證人配偶責任有著重要影響。在分析保證人配偶責任時,不應單純的依據(jù)婚姻法相關規(guī)定,應該綜合上述三個角度,確定案件真實情況,針對具體案件做出相應裁判。通過對兩則案例的分析,筆者最后形成了自己的關于此種問題的解決方案,即債權人可以通過申請法院確定保證人的配偶為無獨立請求權第三人的方式參加訴訟,以便更好的查清事實,解決保證合同糾紛。
[Abstract]:Since the responsibility of the guarantor's spouse appeared in the judicial practice in the civil loan dispute, there is no unified judgment standard and academic point of view in the practical and theoretical circles. Based on the relevant characteristics of warranty and the basic nature of warranty contract, whether the guarantor's spouse obtains benefits from the warranty contract plays a decisive role in whether he or she should bear the responsibility. The law of our country does not make a clear stipulation on the responsibility of the guarantor's spouse, but the assumption of the responsibility is still closely related to the provisions of the Marriage Law, the contract Law, the guarantee Law and so on. This paper mainly discusses the responsibility of the guarantor's spouse from three aspects: firstly, the article leads to the controversy about whether the guarantor's spouse should bear the responsibility by two cases of judicial practice. The academic and practical circles have two main views on this issue: the first view is that only according to the provisions of Article 24 of the Judicial interpretation of the Marriage Law of our country, under the precondition of excluding malicious collusion and evil debts, It is believed that the sponsor's spouse should be held responsible. The second view is that the sponsor's spouse should not only consider the relevant provisions of the marriage law, but also analyze and determine the relevant nature of the guarantee and guarantee contract, as well as the specific circumstances of the case. The article separately from "Marriage Law" in the husband and wife property system, the debt, the marriage status and so on aspect, "the guarantee law" in the guarantee correlation stipulation, "contract law" guarantees the contract basic nature, the relativity principle and so on aspect; And whether the sponsor is involved in unauthorized disposition is discussed from different angles. If the sponsor's spouse is held responsible, it is necessary for him to obtain the corresponding benefits. The marital property system and marital status are the basis to determine whether the sponsor's spouse gets benefits. The related issues of unauthorized disposition and the principle of relativity of contract also have an important influence on the guarantor's spouse liability. In the analysis of the sponsor's spouse responsibility, we should not simply according to the relevant provisions of the Marriage Law, should synthesize the above three angles, determine the true situation of the case, and make the corresponding judgment for the specific case. Through the analysis of two cases, the author has finally formed his own solution to this problem, that is, the creditor can take part in the lawsuit by applying for the court to determine the spouse of the guarantor as the third person without independent claim. In order to better find out the facts and resolve the contract dispute.
【學位授予單位】:沈陽師范大學
【學位級別】:碩士
【學位授予年份】:2017
【分類號】:D923

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