本文選題：非法吸收公眾存款罪　切入點(diǎn)：主體認(rèn)定　出處：《鄭州大學(xué)》2017年碩士論文

【摘要】：隨著我國經(jīng)濟(jì)社會(huì)的大進(jìn)步大發(fā)展,民間資本活躍異常,也導(dǎo)致非法吸收公眾存款案件屢見不鮮,而且此類案件涉案金額巨大,涉案人數(shù)眾多。從經(jīng)濟(jì)發(fā)達(dá)地區(qū)到經(jīng)濟(jì)不發(fā)達(dá)地區(qū),從地方到全國,此類犯罪迅速蔓延,且經(jīng)常引起群體性事件。這些案件不斷出現(xiàn)也使得地方政府及司法機(jī)關(guān)焦頭爛額,投入巨大的人力物力財(cái)力來處理這些案件,耗費(fèi)了大量的社會(huì)資源與司法資源,而在處理這些案件時(shí)所涉及到案件的定性及后續(xù)問題的處置問題,一直是令司法機(jī)關(guān)頭疼的問題,在這個(gè)過程中所引發(fā)的爭(zhēng)議也一定程度的反映出當(dāng)前司法認(rèn)定與法律規(guī)制及理論研究之間的矛盾�；谏鲜鍪聦�(shí),本文緊跟實(shí)務(wù),歸納出在司法實(shí)踐中對(duì)此類犯罪爭(zhēng)議較多的問題,選取其中最具代表性和對(duì)司法實(shí)務(wù)最具幫助性的問題進(jìn)行研究,并且經(jīng)過歸納分析提出筆者個(gè)人見解;最后在分析國內(nèi)外立法現(xiàn)狀的基礎(chǔ)上提出完善立法建議�？傊�,本文通過在實(shí)務(wù)中找出問題,將問題進(jìn)行概括與分析,提出個(gè)人建議,以期理論解決實(shí)際,做到從實(shí)踐中來到實(shí)踐中去。本文一共分為四部分,第一部分為“非法吸收公眾存款罪的特點(diǎn)及審理難點(diǎn)”,簡(jiǎn)述了非法吸收公眾存款罪的概念,總結(jié)了本罪的特點(diǎn),發(fā)現(xiàn)正是因?yàn)楸咀锏奶攸c(diǎn)才引發(fā)了諸如群體事件等社會(huì)問題,而且這些特點(diǎn)的也決定了本罪案件在審理中存在的難點(diǎn),本文也進(jìn)而對(duì)非法吸收公眾存款單位犯罪中起訴對(duì)象的確定、數(shù)額認(rèn)定及存款人是否應(yīng)作為被害人等諸多司法實(shí)踐中的難點(diǎn)進(jìn)行了分析論述。第二部分為“主體資格認(rèn)定的難點(diǎn)、罪與非罪”,對(duì)沒有存款業(yè)務(wù)的金融機(jī)構(gòu)及具有吸收存款資格的商業(yè)銀行等金融機(jī)構(gòu)能否成為非法吸收公眾存款罪的主體進(jìn)行了分析,并且得出結(jié)論,金融機(jī)構(gòu)無論是否具有存款資格,都可以成為非法吸收公眾存款罪的犯罪主體。對(duì)非法吸收公眾存款罪與民間合法借貸、委托理財(cái)進(jìn)行了區(qū)別,經(jīng)分析,非法吸存與民間借貸的區(qū)別主要在于吸存對(duì)象是否存在公眾特征,而非法吸存與委托理財(cái)應(yīng)從保底條款的存在與否、合同的簽訂針對(duì)對(duì)象是否不特定、資金的去向和用途、投資人是否受到損失這四方面來綜合考慮來加以區(qū)別。第三部分為“共犯與罪數(shù)形態(tài)”,對(duì)非法吸收公眾存款罪的共同犯罪形態(tài)進(jìn)行了分析,認(rèn)為為獲得貸款而被迫幫助非法吸存的不構(gòu)成幫助犯,為牟利而幫助非法吸存的構(gòu)成共同正犯,并且對(duì)非法吸收公眾存款罪與其他犯罪的罪數(shù)問題進(jìn)行了分析闡述。第四部分為“非法吸收公眾存款罪立法完善”,對(duì)國外相關(guān)立法規(guī)定進(jìn)行了簡(jiǎn)要介紹,并針對(duì)非法吸收公眾存款罪的完善提出了一些立法建議,包括:對(duì)本罪的主體范疇做出相對(duì)較細(xì)化的規(guī)定,進(jìn)一步優(yōu)化本罪當(dāng)前的刑罰設(shè)置,適當(dāng)增加資格刑罰等。
[Abstract]:With the great development of our country's economy and society and the unusual activity of private capital, illegal cases of taking deposits from the public are common, and the amount involved in such cases is huge. There are a large number of people involved. From economically developed areas to economically underdeveloped areas, from local areas to the whole country, such crimes spread rapidly and often caused mass incidents. The constant occurrence of these cases also made local governments and judicial organs extremely anxious. Investing huge human and material resources to deal with these cases, and consuming a lot of social and judicial resources, and in dealing with these cases involves the qualitative and follow-up issues of the disposal of cases, It has always been a headache for the judicial organs, and the controversy triggered in this process also reflects to a certain extent the contradiction between the current judicial determination, legal regulation and theoretical research. Based on the above facts, this paper follows closely the practice. In the judicial practice, there are many disputes about this kind of crimes, and the most representative and helpful problems are studied, and the author's personal opinion is put forward through the inductive analysis. In the end, on the basis of analyzing the current situation of legislation at home and abroad, the author puts forward some suggestions on how to perfect the legislation. In short, this paper tries to find out the problems in practice, generalize and analyze the problems, and put forward personal suggestions in order to solve the problems theoretically and practically. This article is divided into four parts. The first part is "the characteristics of the crime of illegally absorbing public deposits and the difficulties of trial". The concept of the crime of illegally absorbing public deposits is briefly introduced, and the characteristics of this crime are summarized. It is precisely because of the characteristics of this crime that it causes social problems such as group events, and these characteristics also determine the difficulties that exist in the trial of this crime case. This article also goes on to determine the object of prosecution in the crime of illegally absorbing deposits from the public. The amount determination and whether the depositor should be the victim or not are analyzed and discussed in many judicial practices. The second part is the difficulty of determining the subject's qualification. This paper analyzes whether the financial institutions without deposit business and commercial banks with the qualification to absorb deposits can become the subject of the crime of illegally absorbing deposits from the public, and draws a conclusion. Whether or not financial institutions are qualified for deposits, they can become the main criminal subjects of the crime of illegally absorbing deposits from the public. The distinction between the crime of illegally absorbing public deposits and the lawful borrowing and borrowing by the private sector and the entrusting of financial management are analyzed. The difference between illegal deposit-sucking and folk borrowing is mainly whether there are public characteristics in the object of deposit-sucking, and whether the illegal deposit-sucking and entrustment financing should exist from the bottom of the guarantee clause or not, whether the contract is not specific to the object, the direction and use of the funds. The third part is "the form of accomplice and the number of crimes", which analyzes the joint criminal pattern of the crime of illegally absorbing deposits from the public. Considering that those who are forced to assist in illegally sucking up deposits in order to obtain loans do not constitute aiders, and those who help illegally suck up deposits for profit constitute co-principal offenders, The fourth part is the improvement of the legislation of the crime of illegally absorbing deposits from the public, and briefly introduces the relevant legislation and regulations of foreign countries, and analyzes the crime of illegally absorbing deposits from the public and the number of crimes committed by other crimes, the fourth part of which is the improvement of the legislation of the crime of illegal absorption of public deposits. Some legislative suggestions are put forward for the perfection of the crime of illegally absorbing public deposits, including: making relatively detailed provisions on the subject category of this crime, further optimizing the present penalty setting of this crime, appropriately increasing the qualification penalty and so on.
【學(xué)位授予單位】：鄭州大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：D924.3

【參考文獻(xiàn)】

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本文編號(hào)：1679926