【摘要】：自1998年我國(guó)福利分房制度的取消,隨后房地產(chǎn)市場(chǎng)就步入了商品化和貨幣化的改革道路,我國(guó)房地產(chǎn)市場(chǎng)在之后的十年間得到了快速的發(fā)展,住房市場(chǎng)如雨后春筍般在全國(guó)迅速茁壯成長(zhǎng)。房地產(chǎn)業(yè)的支柱性作用已在我國(guó)經(jīng)濟(jì)中得到確立并發(fā)展壯大,在國(guó)民經(jīng)濟(jì)中發(fā)揮著中流砥柱的作用,可謂是“牽一發(fā)而動(dòng)全身”。與此同時(shí),我國(guó)婚姻狀況發(fā)生了重要的變化。而對(duì)于家庭而言,住房資產(chǎn)作為我國(guó)每個(gè)家庭財(cái)富重要的組成部分,在家庭資產(chǎn)中占有很大的比例,且呈逐年上升趨勢(shì)。家庭作為社會(huì)中的最小的組織單位,而婚姻又是家庭的基礎(chǔ)�；橐鰻顩r的變動(dòng)通過(guò)改變家庭經(jīng)濟(jì)行為直接影響著家庭的財(cái)富分布和住房資產(chǎn)的變動(dòng)。住房資產(chǎn)的波動(dòng)能夠反映家庭經(jīng)濟(jì)的變化,有助于政府部門有效的了解家庭財(cái)富狀況、分析和判斷居民住房資產(chǎn)的配置情況,為國(guó)家宏觀調(diào)控提供切實(shí)有效的建議。因此,從婚姻狀況變動(dòng)的角度進(jìn)行分析其對(duì)住房資產(chǎn)沖擊效應(yīng)的研究具有十分重要的實(shí)踐意義。本文主要研究我國(guó)婚姻狀況的現(xiàn)狀及其未來(lái)發(fā)展趨勢(shì),認(rèn)識(shí)婚姻狀況變動(dòng)對(duì)住房資產(chǎn)的沖擊效應(yīng)的影響,主要分析了家庭婚姻狀況由未婚到在婚和已婚到離婚這兩種婚姻狀況變動(dòng)情況下對(duì)住房資產(chǎn)沖擊效應(yīng),為房地產(chǎn)市場(chǎng)的宏觀調(diào)控提供富有建設(shè)性建議。本文在介紹了國(guó)內(nèi)外研究文獻(xiàn)的基礎(chǔ)上,對(duì)我國(guó)婚姻狀況和住房資產(chǎn)的基本情況進(jìn)行描述并予以詳細(xì)分析。其次對(duì)關(guān)于婚姻狀況變動(dòng)對(duì)住房資產(chǎn)沖擊效應(yīng)的理論基礎(chǔ)和傳導(dǎo)機(jī)制予以重點(diǎn)分析。再次,以中國(guó)家庭追蹤數(shù)據(jù)為樣本,對(duì)數(shù)據(jù)進(jìn)行整理并運(yùn)用傾向得分匹配法和普通最小二乘法模型進(jìn)行實(shí)證分析得出婚姻狀況變動(dòng)與住房資產(chǎn)之間的計(jì)量關(guān)系。實(shí)證結(jié)果表明,婚姻狀況從未婚到已婚的變動(dòng)對(duì)住房資產(chǎn)存在著正向的沖擊效應(yīng),并且是顯著的;而從已婚到離婚的婚姻狀況變動(dòng)對(duì)住房資產(chǎn)存在著顯著負(fù)向的沖擊效應(yīng)。最后,根據(jù)理論和實(shí)證結(jié)果分別從婚姻法的修訂和離婚協(xié)議制度、加強(qiáng)住房二級(jí)市場(chǎng)建設(shè)以及改革收入分配制度等視角提出相對(duì)應(yīng)的政策建議。
[Abstract]:Since the abolition of the welfare housing division system in 1998, the real estate market has entered the road of commercialization and monetization reform, and the real estate market of our country has developed rapidly in the following ten years. The housing market has mushroomed across the country. The pillar function of the real estate industry has been established and developed in our economy, and it plays the role of mainstay in the national economy. At the same time, China's marital status has undergone important changes. For families, housing assets, as an important part of the wealth of every family in China, account for a large proportion of the household assets, and show a rising trend year by year. The family is the smallest organizational unit in society, and marriage is the foundation of the family. The change of marital status directly affects the distribution of family wealth and the change of housing assets by changing family economic behavior. The fluctuation of housing assets can reflect the changes of household economy, which is helpful for government departments to understand the situation of household wealth effectively, analyze and judge the allocation of residential housing assets, and provide practical and effective suggestions for national macro-control. Therefore, it is of great practical significance to analyze its impact on housing assets from the perspective of marital status change. This article mainly studies the present situation and the future development trend of the marital status in China, and recognizes the impact of the change of the marital status on the impact of housing assets. This paper mainly analyzes the impact effect of family marital status from unmarried to married and married to divorced on housing assets, and provides constructive suggestions for macro-control of real estate market. Based on the introduction of domestic and foreign research literature, this paper describes and analyzes the basic situation of marital status and housing assets in China. Secondly, the theoretical basis and transmission mechanism of the impact of marital status change on housing assets are analyzed. Thirdly, taking the Chinese family tracking data as the sample, the data are sorted out and the relationship between marital status change and housing assets is analyzed by using the tendency score matching method and the ordinary least square model. The empirical results show that the change of marital status from unmarried to married has a positive impact on housing assets and is significant, while the change of marital status from married to divorced has a significant negative impact on housing assets. Finally, according to the theoretical and empirical results from the marriage law revision and divorce agreement system, strengthen the housing secondary market construction and reform the income distribution system and other perspectives to put forward corresponding policy recommendations.
【學(xué)位授予單位】：湘潭大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：C913.1;F299.23

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 劉學(xué)良;吳t，

本文編號(hào)：2233433