遼寧省城鎮(zhèn)居民老年津貼給付水平研究
發(fā)布時(shí)間：2018-08-13 18:26
【摘要】：當(dāng)前,中國城鄉(xiāng)人口老齡化危機(jī)日益加劇,老年人口逐年增加,在這一背景下,一方面因制度缺失導(dǎo)致部分老年人缺乏合適的養(yǎng)老保障,另一方面由于高齡老年人口的快速增加,使老年人口對養(yǎng)老和醫(yī)療等社會保障項(xiàng)目有更多的需求。老年津貼制度是一種建立在公民資格基礎(chǔ)上的非繳費(fèi)型老年保障制度,它既能滿足老年人群的養(yǎng)老需求,又可以彌補(bǔ)制度的缺失,因而,建立和完善老年津貼制度勢在必行。目前遼寧省城鎮(zhèn)居民老年津貼制度處于起始階段,各市地基本上只推行高齡老人生活補(bǔ)貼,且存在享受年齡條件偏高,覆蓋面過窄,給付標(biāo)準(zhǔn)偏低,地區(qū)之間差異較大,且尚未形成統(tǒng)籌與協(xié)調(diào)的運(yùn)行機(jī)制等問題,無法有效保障老年人口基本生活水平,更不用說讓老年人群過上有尊嚴(yán)和體面的晚年生活,從而容易造成新的社會不公平,影響社會的和諧與穩(wěn)定。 本文在分析遼寧省城鎮(zhèn)居民老年津貼現(xiàn)狀的基礎(chǔ)上,從供給和需求兩個(gè)角度,構(gòu)建了遼寧省城鎮(zhèn)居民老年津貼給付水平數(shù)理模型,著重對老年津貼給付水平及調(diào)整機(jī)制進(jìn)行定量研究,同時(shí)對基于不同資格條件、不同給付標(biāo)準(zhǔn)的多種方案的資金供求和政府財(cái)政負(fù)擔(dān)進(jìn)行測算和分析,以便得出科學(xué)、合理確定老年津貼給付標(biāo)準(zhǔn)的基本方法和調(diào)整機(jī)制。最后,提出合理確定老年津貼標(biāo)準(zhǔn),逐步降低老年津貼享受年齡條件,逐步提高老年津貼給付水平,建立津貼標(biāo)準(zhǔn)自動調(diào)整機(jī)制,拓展資金籌集渠道和完善與其他社會保障制度的統(tǒng)籌協(xié)調(diào)機(jī)制等相關(guān)政策建議。 本文除緒論外,主要分為五章,具體內(nèi)容安排如下: 第一章對文中所涉及到的幾個(gè)重要概念進(jìn)行了內(nèi)涵的界定,并敘述了相關(guān)基礎(chǔ)理論。首先對本文研究中所需要使用的幾個(gè)重要概念包括養(yǎng)老保障的概念、老年津貼以及老年津貼給付水平的含義做了基本界定。其次,對生存公平理論、生命周期理論、老年人口養(yǎng)老保障補(bǔ)償理論進(jìn)行了論述。 第二章的研究任務(wù)是對遼寧省城鎮(zhèn)居民老年津貼的現(xiàn)狀進(jìn)行深入研究和分析,詳細(xì)闡述了遼寧省城鎮(zhèn)居民老年津貼制度存在的問題。 第三章的研究任務(wù)是構(gòu)建老年津貼給付水平精算模型,著重對老年津貼給付水平進(jìn)行定量研究,確定給付標(biāo)準(zhǔn)的自動調(diào)整機(jī)制,同時(shí)對2010—2020年遼寧省城鎮(zhèn)居民老年津貼標(biāo)準(zhǔn)進(jìn)行了預(yù)測。 第四章的研究任務(wù)是在2010—2020年遼寧省城鎮(zhèn)老年人口預(yù)測的基礎(chǔ)上,對基于不同資格條件、不同給付標(biāo)準(zhǔn)的多種方案的老年津貼資金供求和財(cái)政負(fù)擔(dān)進(jìn)行測算和分析。 第五章為本文的結(jié)論部分,緊緊圍繞得出的結(jié)論對建立和完善城鄉(xiāng)居民老年津貼制度和確定適度給付水平進(jìn)行了多角度的政策研究。
[Abstract]:At present, the aging crisis of China's urban and rural population is worsening day by day, and the elderly population is increasing year by year. Under this background, on the one hand, the lack of system leads to the lack of proper old-age security for some elderly people. On the other hand, because of the rapid increase of the elderly population, the elderly population has more demand for social security items such as old-age care and medical care. The old-age allowance system is a kind of non-contributory old-age security system based on the citizenship. It can not only meet the old-age needs of the elderly people, but also make up for the lack of the system. Therefore, it is imperative to establish and perfect the old-age allowance system. At present, the old-age allowance system for urban residents in Liaoning Province is in the initial stage, and the living allowance for the elderly is basically implemented in various cities, and there are higher enjoyment age conditions, too narrow coverage, lower standard of payment, and greater differences between regions. And that issues such as integrated and coordinated operational mechanisms are not yet in place to effectively guarantee the basic standard of living of the elderly population, let alone allow them to live in dignity and dignity in their old age, thus contributing to new social inequities, Affect social harmony and stability. Based on the analysis of the present situation of the old-age allowance for urban residents in Liaoning Province, this paper constructs a mathematical model of the level of old-age allowance for urban residents in Liaoning Province from the perspectives of supply and demand. Focusing on the quantitative study of the level and adjustment mechanism of old-age allowance payments, and at the same time calculating and analysing the supply and demand of funds and the financial burden of the government in various schemes based on different eligibility conditions and different payment criteria, in order to arrive at a scientific conclusion, The basic method and adjustment mechanism of determining the standard of old-age allowance payment reasonably. Finally, it is proposed that the standard of old-age allowance should be reasonably determined, the age condition of old-age allowance should be reduced step by step, the level of old-age allowance should be raised step by step, and the mechanism of automatic adjustment of allowance standard should be established. To expand funding channels and improve coordination mechanisms with other social security systems and other relevant policy recommendations. In addition to the introduction, this paper is divided into five chapters, the specific content is arranged as follows: the first chapter defines the connotation of several important concepts involved in the text, and describes the relevant basic theory. Firstly, several important concepts, including the concept of old-age security, the meaning of old-age allowance and the level of old-age allowance, are defined. Secondly, the theory of survival equity, life cycle theory and old-age pension compensation theory are discussed. The second chapter of the research task is to study and analyze the current situation of urban residents' old-age allowance in Liaoning Province, and elaborate the existing problems of Liaoning Province's urban residents' old-age allowance system. The research task of the third chapter is to construct an actuarial model of the level of old-age allowance payment, focusing on the quantitative study of the level of the old-age allowance payment, and to determine the automatic adjustment mechanism of the payment standard. At the same time, the allowance standard for urban residents in Liaoning Province from 2010 to 2020 is forecasted. The research task of the fourth chapter is to calculate and analyze the supply and demand of old-age allowance funds and the financial burden of various schemes based on different qualification conditions and different payment criteria on the basis of the forecast of the urban elderly population in Liaoning Province from 2010 to 2020. The fifth chapter is the conclusion of this paper, closely around the conclusions of the establishment and improvement of urban and rural residents of the old-age allowance system and determine the appropriate level of payment of policy research.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2011
【分類號】：C913.7
本文編號：2181814
[Abstract]:At present, the aging crisis of China's urban and rural population is worsening day by day, and the elderly population is increasing year by year. Under this background, on the one hand, the lack of system leads to the lack of proper old-age security for some elderly people. On the other hand, because of the rapid increase of the elderly population, the elderly population has more demand for social security items such as old-age care and medical care. The old-age allowance system is a kind of non-contributory old-age security system based on the citizenship. It can not only meet the old-age needs of the elderly people, but also make up for the lack of the system. Therefore, it is imperative to establish and perfect the old-age allowance system. At present, the old-age allowance system for urban residents in Liaoning Province is in the initial stage, and the living allowance for the elderly is basically implemented in various cities, and there are higher enjoyment age conditions, too narrow coverage, lower standard of payment, and greater differences between regions. And that issues such as integrated and coordinated operational mechanisms are not yet in place to effectively guarantee the basic standard of living of the elderly population, let alone allow them to live in dignity and dignity in their old age, thus contributing to new social inequities, Affect social harmony and stability. Based on the analysis of the present situation of the old-age allowance for urban residents in Liaoning Province, this paper constructs a mathematical model of the level of old-age allowance for urban residents in Liaoning Province from the perspectives of supply and demand. Focusing on the quantitative study of the level and adjustment mechanism of old-age allowance payments, and at the same time calculating and analysing the supply and demand of funds and the financial burden of the government in various schemes based on different eligibility conditions and different payment criteria, in order to arrive at a scientific conclusion, The basic method and adjustment mechanism of determining the standard of old-age allowance payment reasonably. Finally, it is proposed that the standard of old-age allowance should be reasonably determined, the age condition of old-age allowance should be reduced step by step, the level of old-age allowance should be raised step by step, and the mechanism of automatic adjustment of allowance standard should be established. To expand funding channels and improve coordination mechanisms with other social security systems and other relevant policy recommendations. In addition to the introduction, this paper is divided into five chapters, the specific content is arranged as follows: the first chapter defines the connotation of several important concepts involved in the text, and describes the relevant basic theory. Firstly, several important concepts, including the concept of old-age security, the meaning of old-age allowance and the level of old-age allowance, are defined. Secondly, the theory of survival equity, life cycle theory and old-age pension compensation theory are discussed. The second chapter of the research task is to study and analyze the current situation of urban residents' old-age allowance in Liaoning Province, and elaborate the existing problems of Liaoning Province's urban residents' old-age allowance system. The research task of the third chapter is to construct an actuarial model of the level of old-age allowance payment, focusing on the quantitative study of the level of the old-age allowance payment, and to determine the automatic adjustment mechanism of the payment standard. At the same time, the allowance standard for urban residents in Liaoning Province from 2010 to 2020 is forecasted. The research task of the fourth chapter is to calculate and analyze the supply and demand of old-age allowance funds and the financial burden of various schemes based on different qualification conditions and different payment criteria on the basis of the forecast of the urban elderly population in Liaoning Province from 2010 to 2020. The fifth chapter is the conclusion of this paper, closely around the conclusions of the establishment and improvement of urban and rural residents of the old-age allowance system and determine the appropriate level of payment of policy research.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2011
【分類號】：C913.7
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