本文選題：公費醫(yī)療 + 預防性儲蓄��； 參考：《新疆社會科學》2017年05期

【摘要】：文章結合預防性儲蓄理論,采用中國健康營養(yǎng)調查數(shù)據(jù),研究是否享受公費醫(yī)療對我國老年人儲蓄行為的影響。發(fā)現(xiàn):醫(yī)療支出是老年人晚年生活的重要支出;我國的老年人有很強的預防性儲蓄動機;預防性儲蓄主要是為了應對醫(yī)療的不確定性;享受公費醫(yī)療的老年人在經濟條件上,相比一般老年人,擁有更充足的流動性支持�；谝陨习l(fā)現(xiàn),文章提出政府應在改革和完善醫(yī)療保險制度的過程中,著重提高老年人醫(yī)療保障水平,為老年人提供更為確定的醫(yī)療保障預期,促進老年人減少預防性儲蓄,這將有利于老年人充分享受改革發(fā)展的社會經濟成果。
[Abstract]:Based on the precautionary saving theory and the data of China Health Nutrition Survey, this paper studies the effects of public health care on the savings behavior of the elderly in China.It is found that medical expenditure is an important expenditure for the elderly in their old age; the elderly in our country have strong precautionary saving motivation; the precautionary saving is mainly to deal with the uncertainty of medical treatment; the elderly who enjoy public medical treatment are in economic conditions.There is more mobility support than the average elderly.Based on the above findings, the paper puts forward that the government should, in the process of reforming and perfecting the medical insurance system, focus on raising the level of medical security for the elderly, providing a more definite medical security expectation for the elderly, and promoting the elderly to reduce their preventive savings.This will be conducive to the elderly to fully enjoy the socio-economic fruits of reform and development.
【作者單位】： 中國人民大學人口與發(fā)展研究中心;中國人民大學老年學研究所;山東工商學院公共管理學院;
【基金】：教育部人文社科重點研究基地重大項目“面向全面小康社會的老年長期照料體系研究”(16JJD840012)的階段性研究成果
【分類號】：C913.6;R197.1
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本文編號：1753507