本文關(guān)鍵詞： 社會(huì)養(yǎng)老保險(xiǎn) 比較分析 適度性 可行性　出處：《上海工程技術(shù)大學(xué)》2011年碩士論文　論文類(lèi)型：學(xué)位論文

【摘要】：養(yǎng)老保險(xiǎn)關(guān)系著一個(gè)國(guó)家或地區(qū)老年人口退休后的生活質(zhì)量,經(jīng)濟(jì)危機(jī)的影響和人口老齡化危機(jī)的加重,使養(yǎng)老保險(xiǎn)水平的適度性問(wèn)題越來(lái)越受到社會(huì)的廣泛關(guān)注。 目前學(xué)術(shù)界對(duì)于養(yǎng)老保險(xiǎn)適度水平的研究還處于探索性階段。大多數(shù)學(xué)者對(duì)于養(yǎng)老保險(xiǎn)的研究主要從定性角度分析,對(duì)于養(yǎng)老保險(xiǎn)水平缺乏定量分析。養(yǎng)老金的支出必須與國(guó)家生產(chǎn)力發(fā)展水平及各方面承受能力相適應(yīng),上海是我國(guó)經(jīng)濟(jì)發(fā)展最快的城市,也是我國(guó)最早進(jìn)入老齡化社會(huì)的城市。對(duì)上海市養(yǎng)老保險(xiǎn)水平的適度性進(jìn)行研究,有一定的典型意義。 本課題的研究是在上海人口老齡化的社會(huì)大背景下,以福利經(jīng)濟(jì)學(xué)的數(shù)量模型為基礎(chǔ),通過(guò)收集相關(guān)數(shù)據(jù),測(cè)算上海市養(yǎng)老保險(xiǎn)水平的適度性并分析適度水平的可行性。具體的研究?jī)?nèi)容主要圍繞以下幾個(gè)方面： 首先,從理論上探討?zhàn)B老保險(xiǎn)水平及其適度性的內(nèi)涵,明確養(yǎng)老保險(xiǎn)水平的衡量指標(biāo)及養(yǎng)老保險(xiǎn)水平適度性的判斷標(biāo)準(zhǔn),從經(jīng)濟(jì)學(xué)角度和社會(huì)學(xué)角度對(duì)養(yǎng)老保險(xiǎn)水平進(jìn)行理論研究； 其次,主要從養(yǎng)老保險(xiǎn)的覆蓋率、養(yǎng)老保險(xiǎn)的支出、養(yǎng)老保險(xiǎn)的替代率等角度,全面分析上海市養(yǎng)老保險(xiǎn)水平的現(xiàn)狀,并對(duì)上海市的養(yǎng)老保險(xiǎn)水平進(jìn)行總體評(píng)價(jià)； 第三、將上海的養(yǎng)老保險(xiǎn)水平與西方發(fā)達(dá)國(guó)家、全國(guó)平均水平及上海周邊城市進(jìn)行比較分析,從中得出調(diào)整上海市養(yǎng)老保險(xiǎn)水平的有益經(jīng)驗(yàn)； 第四、對(duì)上海市的地區(qū)生產(chǎn)總值、老年人口比重、社會(huì)平均工資等影響上海市養(yǎng)老保險(xiǎn)水平的因素進(jìn)行分析,并測(cè)算上海市養(yǎng)老保險(xiǎn)水平的適度區(qū)間,全面分析上海市養(yǎng)老保險(xiǎn)水平的適度性。 第五、從企業(yè)、個(gè)人及政府的經(jīng)濟(jì)承受能力角度對(duì)測(cè)算出的上海市養(yǎng)老保險(xiǎn)適度水平進(jìn)行可行性分析,了解在現(xiàn)實(shí)的社會(huì)經(jīng)濟(jì)條件下,達(dá)到養(yǎng)老保險(xiǎn)的適度水平是否具有可行性。 最后,提出了包括“新切線式漸進(jìn)發(fā)展”模式、“外聯(lián)內(nèi)促式發(fā)展”模式和“全面均衡式發(fā)展”模式所構(gòu)成的養(yǎng)老保險(xiǎn)策略發(fā)展系統(tǒng)調(diào)控上海養(yǎng)老保險(xiǎn)水平適度性的對(duì)策建議。 論文的特色之處在于運(yùn)用福利經(jīng)濟(jì)學(xué)的數(shù)量模型結(jié)合上海的經(jīng)濟(jì)發(fā)展情況對(duì)上海近期的養(yǎng)老保險(xiǎn)適度水平進(jìn)行測(cè)算,并通過(guò)對(duì)企業(yè)、個(gè)人可承受的繳費(fèi)率及政府的財(cái)政補(bǔ)貼能力進(jìn)行動(dòng)態(tài)分析,對(duì)上海提高養(yǎng)老保險(xiǎn)水平進(jìn)行可行性研究。
[Abstract]:Pension insurance is related to the quality of life of the elderly population after retirement in a country or region. The impact of economic crisis and the aggravation of population aging crisis make the issue of the appropriateness of the level of pension insurance more and more concerned by the society. At present, the academic research on the appropriate level of endowment insurance is still in the exploratory stage. There is a lack of quantitative analysis of the level of old-age insurance. The expenditure on pensions must be commensurate with the level of development of the national productive forces and the affordability of all aspects. Shanghai is the fastest growing city in China's economy. It is also the earliest city in China to enter the aging society. It is of certain typical significance to study the appropriateness of the endowment insurance level in Shanghai. The research of this subject is based on the quantitative model of welfare economics under the background of the aging population in Shanghai, through the collection of relevant data. Measure the appropriateness of Shanghai pension insurance level and analyze the feasibility of appropriate level. The specific research contents mainly focus on the following aspects:. First of all, the connotation of endowment insurance level and its appropriateness are discussed theoretically, and the measure index of endowment insurance level and the judgment standard of the appropriateness of endowment insurance level are made clear. From the angle of economics and sociology, this paper makes a theoretical study on the level of old-age insurance. Secondly, from the coverage of pension insurance, the expenditure of pension insurance, the replacement rate of old-age insurance, the overall analysis of the status quo of the level of pension insurance in Shanghai, and the overall evaluation of the level of old-age insurance in Shanghai; Third, the level of pension insurance in Shanghai is compared with the developed countries, the national average level and the surrounding cities in Shanghai, and the beneficial experience of adjusting the level of pension insurance in Shanghai is obtained. In 4th, we analyzed the factors that affect the level of pension insurance in Shanghai, such as the regional GDP, the proportion of the elderly population and the average social wage, and calculated the appropriate range of the level of the old-age insurance in Shanghai. Comprehensive analysis of Shanghai pension insurance level of moderation. In 5th, from the angle of economic affordability of enterprises, individuals and governments, we analyzed the feasibility of calculating the appropriate level of old-age insurance in Shanghai, and learned that under the actual social and economic conditions, Whether it is feasible to reach the appropriate level of endowment insurance. Finally, the paper puts forward some countermeasures and suggestions on the adjustment and control of the level of endowment insurance in Shanghai, which are composed of "new tangent progressive development" mode, "external internal promoting development" model and "comprehensive balanced development" mode. The characteristic of the paper is that the quantitative model of welfare economics is used to measure the moderate level of the pension insurance in Shanghai in the near future, and through the analysis of the enterprises, Based on the dynamic analysis of the individual affordable contribution rate and the government's ability to subsidize, the feasibility of raising the level of old-age insurance in Shanghai is studied.
【學(xué)位授予單位】：上海工程技術(shù)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2011
【分類(lèi)號(hào)】：C913.6

【參考文獻(xiàn)】

相關(guān)期刊論文 前8條

1 穆懷中;中國(guó)社會(huì)保障水平研究[J];人口研究;1997年01期

2 穆懷中;老年社會(huì)保障負(fù)擔(dān)系數(shù)研究[J];人口研究;2001年04期

3 穆懷中;社會(huì)保障水平發(fā)展曲線研究[J];人口研究;2003年02期

4 王曉軍;趙彤;;中國(guó)社會(huì)養(yǎng)老保險(xiǎn)的省區(qū)差距分析[J];人口研究;2006年02期

5 賈彥樂(lè);影響?zhàn)B老金替代率水平的制度因素分析[J];市場(chǎng)周刊.財(cái)經(jīng)論壇;2004年11期

6 邊恕,孫雅娜,穆懷中;遼寧省企業(yè)養(yǎng)老保險(xiǎn)繳費(fèi)水平與財(cái)政負(fù)擔(dān)能力分析[J];社會(huì)科學(xué)輯刊;2005年01期

7 劉金全,邵欣煒,崔暢;“預(yù)防性?xún)?chǔ)蓄”動(dòng)機(jī)的實(shí)證檢驗(yàn)[J];數(shù)量經(jīng)濟(jì)技術(shù)經(jīng)濟(jì)研究;2003年01期

8 郝勇;周敏;郭麗娜;;適度的養(yǎng)老保險(xiǎn)保障水平:基于彈性的養(yǎng)老金替代率的確定[J];數(shù)量經(jīng)濟(jì)技術(shù)經(jīng)濟(jì)研究;2010年08期

相關(guān)碩士學(xué)位論文 前3條

1 趙蕾;中國(guó)現(xiàn)行養(yǎng)老金制度問(wèn)題分析及對(duì)策研究[D];吉林大學(xué);2005年

2 潘楠;公共財(cái)政框架下我國(guó)社會(huì)保障支出分析[D];江西財(cái)經(jīng)大學(xué);2006年

3 秦印;廣東省財(cái)政社會(huì)保障支出水平研究[D];暨南大學(xué);2009年

，

本文編號(hào)：1519867