發(fā)布時(shí)間：2018-06-10 19:28

  本文選題：職工基本養(yǎng)老保險(xiǎn) + 擴(kuò)大覆蓋面��； 參考：《蘭州大學(xué)》2017年碩士論文

【摘要】：隨著世界范圍內(nèi)整體社會(huì)經(jīng)濟(jì)的發(fā)展和人民生活水平的不斷提高,人均壽命得以延長(zhǎng),越來越多的國(guó)家開始或已經(jīng)進(jìn)入老齡化社會(huì),人口老齡化問題凸顯,老齡人口贍養(yǎng)比逐漸攀升,對(duì)各個(gè)國(guó)家和社會(huì)構(gòu)成嚴(yán)重的挑戰(zhàn)。世界各國(guó)都不得不面對(duì)養(yǎng)老保險(xiǎn)這一棘手問題,而擴(kuò)大養(yǎng)老保險(xiǎn)覆蓋面則更是當(dāng)今世界必須面臨的重大問題之一,因此對(duì)擴(kuò)大養(yǎng)老保險(xiǎn)覆蓋面問題進(jìn)行研究有著深刻的理論意義和重要的應(yīng)用價(jià)值。特別是研究欠發(fā)達(dá)地區(qū)職工基本養(yǎng)老保險(xiǎn)的擴(kuò)面問題,探討欠發(fā)達(dá)地區(qū)職工基本養(yǎng)老保險(xiǎn)的擴(kuò)面的解決途徑,促進(jìn)欠發(fā)達(dá)地區(qū)社會(huì)保障體系的建設(shè)成為我國(guó)學(xué)者必須面對(duì)的重大問題。本文先介紹了國(guó)內(nèi)外關(guān)于職工基本養(yǎng)老保險(xiǎn)擴(kuò)面的現(xiàn)有研究成果,在借鑒這些研究成果的基礎(chǔ)上,闡述了養(yǎng)老保險(xiǎn)的理論基礎(chǔ)--公平效率理論,并分析了擴(kuò)大養(yǎng)老保險(xiǎn)覆蓋面的重要意義。然后采用檔案數(shù)據(jù)分析法,對(duì)蘭州市職工基本養(yǎng)老保險(xiǎn)的發(fā)展歷程與擴(kuò)面現(xiàn)狀進(jìn)行分析,提出蘭州市職工基本養(yǎng)老保險(xiǎn)擴(kuò)面中存在征繳費(fèi)率高企業(yè)負(fù)擔(dān)重,企業(yè)歷史欠費(fèi)及新欠問題嚴(yán)重,靈活就業(yè)人員應(yīng)參未參,農(nóng)民工等特殊群體參保難等四個(gè)方面的問題。深入分析存在的問題后,指出蘭州市職工基本養(yǎng)老保險(xiǎn)擴(kuò)繳難的原因在于整體經(jīng)濟(jì)下行、企業(yè)效益下滑,缺乏完善的頂層制度、稽核監(jiān)察力度不足,低收入人群影響覆蓋范圍,非正規(guī)就業(yè)群體影響擴(kuò)面。其后運(yùn)用比較分析的方法,通過與上海市、鎮(zhèn)江市職工基本養(yǎng)老保險(xiǎn)的制度與擴(kuò)面實(shí)踐經(jīng)驗(yàn)進(jìn)行比較分析研究,對(duì)蘭州市職工基本養(yǎng)老保險(xiǎn)的擴(kuò)面工作產(chǎn)生一定啟示。在此基礎(chǔ)上,筆者根據(jù)養(yǎng)老保險(xiǎn)的基礎(chǔ)理論,結(jié)合蘭州市的實(shí)際情況,提出擴(kuò)大蘭州市職工基本養(yǎng)老保險(xiǎn)覆蓋面的解決思路在于:利用全民參保登記擴(kuò)面征繳;合理降低費(fèi)率,減輕企業(yè)負(fù)擔(dān);完善政策設(shè)計(jì),加大稽核監(jiān)察力度;便民服務(wù)促進(jìn)參保。
[Abstract]:With the development of the whole social economy and the improvement of people's living standard, the average life expectancy is prolonged, more and more countries begin to or have entered the aging society, the problem of population aging is prominent. The support ratio of the aged population is rising gradually, which poses a serious challenge to each country and society. All countries in the world have to face the thorny problem of old-age insurance, and expanding the coverage of pension insurance is one of the major problems the world must face today. Therefore, it has profound theoretical significance and important application value to study the expansion of pension insurance coverage. In particular, to study the expansion of basic old-age insurance for workers in underdeveloped areas, and to explore the solutions to the expansion of basic old-age insurance for workers in less developed areas. To promote the construction of social security system in underdeveloped areas has become a major problem that Chinese scholars must face. This paper first introduces the existing research results of basic old-age insurance for workers at home and abroad. On the basis of using these research results for reference, this paper expounds the theoretical foundation of old-age insurance-fair efficiency theory. It also analyzes the significance of expanding the coverage of pension insurance. Then, by using file data analysis method, this paper analyzes the development process and current situation of basic old-age insurance for workers in Lanzhou, and points out that there is a heavy burden on enterprises with high levy rate in the expansion of basic pension insurance for workers in Lanzhou. The historical and new problems of enterprises are serious, flexible employment personnel should not participate in, migrant workers and other special groups are difficult to participate in the four aspects of the problems. After in-depth analysis of the existing problems, it is pointed out that the reasons for the difficulties in expanding the payment of basic old-age insurance for workers in Lanzhou are the overall economic downturn, the decline in enterprise benefits, the lack of a perfect top-level system, the insufficient audit and supervision, and the impact on the coverage of low-income people. Informal employment groups influence expansion. Then, by using the method of comparative analysis, through the comparative analysis of the system and practical experience of basic old-age insurance for workers and staff in Shanghai and Zhenjiang, this paper gives some enlightenment to the expansion of basic old-age insurance for workers in Lanzhou City. On this basis, according to the basic theory of pension insurance and the actual situation of Lanzhou City, the author puts forward the solution of expanding the coverage of basic pension insurance for workers in Lanzhou City: making use of the universal participation insurance registration to expand the scope of collection, reasonably reducing the rate, Lighten the burden of enterprises; perfect policy design, strengthen audit and supervision; convenient services to promote participation in insurance.
【學(xué)位授予單位】：蘭州大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F842.67

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本文編號(hào)：2004339