本文選題：壽險(xiǎn) + 保險(xiǎn)密度�。� 參考：《武漢金融》2017年04期

【摘要】：現(xiàn)階段國(guó)內(nèi)各個(gè)地區(qū)壽險(xiǎn)市場(chǎng)的發(fā)展?fàn)顩r相差較大,而實(shí)證分析表明,壽險(xiǎn)密度既跟人均收入、金融市場(chǎng)發(fā)展水平、城鎮(zhèn)化發(fā)展水平、男性預(yù)期壽命、老年人撫養(yǎng)比、教育發(fā)展水平等因素正相關(guān),又跟市場(chǎng)利率、通貨膨脹率、社會(huì)保障支出、女性預(yù)期壽命、少年兒童撫養(yǎng)比等因素負(fù)相關(guān)。在未來經(jīng)濟(jì)增速放緩的條件下,人們需要充分利用收入以外的其它積極因素帶動(dòng)壽險(xiǎn)消費(fèi)。
[Abstract]:At the present stage, the development of the life insurance market in various regions of China is quite different. The empirical analysis shows that the density of life insurance is not only related to the per capita income, the level of development of the financial market, the level of urbanization, the life expectancy of men, the dependency ratio of the elderly, The level of educational development is positively related to the market interest rate, inflation rate, social security expenditure, female life expectancy, child-rearing ratio and other factors. At a time of slowing economic growth in the future, people need to take advantage of other positive factors other than income to boost life insurance consumption.
【作者單位】： 廣西財(cái)經(jīng)學(xué)院;廣西金融研究院;
【基金】：國(guó)家社科基金重點(diǎn)項(xiàng)目“南海通道對(duì)中國(guó)經(jīng)濟(jì)安全的影響與對(duì)策研究”(14AJY022) 廣西“海陸經(jīng)濟(jì)一體化與海上絲綢之路建設(shè)研究協(xié)同創(chuàng)新中心” 廣西高等學(xué)校數(shù)理金融高水平創(chuàng)新團(tuán)隊(duì)及卓越學(xué)者計(jì)劃 2015-2016年廣西財(cái)經(jīng)學(xué)院數(shù)量經(jīng)濟(jì)學(xué)自治區(qū)級(jí)重點(diǎn)學(xué)科、數(shù)量經(jīng)濟(jì)學(xué)自治區(qū)級(jí)重點(diǎn)實(shí)驗(yàn)室 廣西經(jīng)濟(jì)預(yù)測(cè)與決策中心開放性課題(2015ZDKT02、2016ZDKT03)聯(lián)合資助
【分類號(hào)】：F842.62
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本文編號(hào)：1990604