發(fā)布時間：2018-04-29 16:13

  本文選題：經(jīng)濟增長 + 社會保障��； 參考：《重慶理工大學(xué)》2010年碩士論文

【摘要】：改革開放以來,我國經(jīng)濟總量顯著增加,國內(nèi)生產(chǎn)總值和人均國內(nèi)生產(chǎn)總值保持了很高的增長率。與此同時,作為社會“穩(wěn)定器”和“安全網(wǎng)”的社會保障制度也取得了長足進步。然而,從經(jīng)濟進一步發(fā)展方面來看,經(jīng)濟增長面臨著內(nèi)需不足和儲蓄率居高不下等問題,全球性的國際金融危機加劇了這種矛盾。 為了應(yīng)對國際金融危機,促進經(jīng)濟平穩(wěn)較快發(fā)展,我國全面實施了促進經(jīng)濟平穩(wěn)較快發(fā)展的一攬子計劃,大規(guī)模增加政府投資。但從長遠來看,積極擴大國內(nèi)需求,特別是消費需求,增強內(nèi)需,對經(jīng)濟增長的拉動作用才是更關(guān)鍵的因素。 儲蓄率偏高對于經(jīng)濟增長有害無益。一方面,儲蓄率居高不下,會擠壓消費,不利于提高人民生活水平;另一方面,由于邊際投資收益遞減規(guī)律,存在一個最優(yōu)儲蓄率。當(dāng)實際儲蓄率高于最優(yōu)儲蓄率時,降低儲蓄率將成為一個帕累托改進。我國社會保障制度不健全是儲蓄率居高不下的重要原因。 完善我國的社會保障制度體系,長期內(nèi)能夠增強人民的消費信心,促進社會消費需求,降低社會儲蓄率,從而推動經(jīng)濟實現(xiàn)長期穩(wěn)定增長,具有一箭雙雕的作用和效果。本文研究路徑為:完善社會保障制度——居民預(yù)期未來收入增加——降低預(yù)防性儲蓄、現(xiàn)期消費增加——經(jīng)濟增長。筆者將社會保障促進經(jīng)濟增長的這種效應(yīng)稱為社會保障的福利效應(yīng)。而且,“福利效應(yīng)”對于低收入階層的影響最為顯著�；凇案＠�(yīng)”,本文總結(jié)了目前我國社會保障制度存在的突出問題,并提出了我國建設(shè)和完善我國社會保障制度的改革方向。
[Abstract]:Since the reform and opening - up , China ' s total economic volume has increased significantly , GDP and GDP per capita have maintained a high rate of growth . At the same time , the social security system as " stabilizer " and " safety net " has made great progress . However , in view of the further development of economy , the economic growth faces the problems of insufficient domestic demand and high savings rate , and the global financial crisis has intensified the contradiction .

In order to deal with the international financial crisis and promote the smooth and rapid development of the economy , our country has fully implemented a package of plans to promote the development of the economy smoothly and increase the investment of the government on a large scale . However , in the long run , the domestic demand , especially the consumption demand , the demand for consumption , the enhancement of domestic demand , and the pulling effect on economic growth are more critical factors .

On the other hand , as the actual savings rate is higher than the optimal storage rate , the savings rate will become a Pareto improvement .

In order to improve the social security system , we can strengthen the consumer confidence of the people , promote the demand of social consumption , reduce the social savings rate , thus promote the long - term stable growth of the economy , and have the function and effect of a double - stone carving . The research path is : perfecting the social security system _ the residents ' expected future income increases _ reducing the preventive savings , the current consumption increases _ economic growth .

【學(xué)位授予單位】：重慶理工大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2010
【分類號】：F124;D632.1

【引證文獻】

相關(guān)碩士學(xué)位論文 前1條

1 常曉宇;城市單親家庭兒童心理發(fā)育障礙與社會工作的介入[D];長春工業(yè)大學(xué);2012年

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本文編號：1820653