本文選題：全國(guó)社會(huì)保障基金 + 投資　； 參考：《遼寧大學(xué)》2012年碩士論文

【摘要】：隨著經(jīng)濟(jì)的飛速發(fā)展，國(guó)民財(cái)富逐漸增多，人民的生活得到一定的改善，但人民的幸福指數(shù)卻很低。據(jù)2009年度《幸福星球報(bào)告》，哥斯達(dá)黎加成為世界最幸福的國(guó)家。中國(guó)與美國(guó)的幸福指數(shù)分別排名20、114位，比伊拉克及伊朗都低。所以經(jīng)濟(jì)發(fā)展并不完全代表人民幸福，國(guó)家加強(qiáng)注重民生問(wèn)題，比如人口老齡化、收入分配差距的擴(kuò)大、精神文化發(fā)展與經(jīng)濟(jì)發(fā)展不同步等問(wèn)題。人口老齡化問(wèn)題凸顯重要。我國(guó)已經(jīng)逐漸邁入老齡化社會(huì)，人口結(jié)構(gòu)老化，至今老齡人口已經(jīng)突破1.6億，且每年以800萬(wàn)的速度增加。對(duì)此，老年人各方面的需求日益凸顯，如生活照料、醫(yī)療保障、精神文化等方面。一些有關(guān)專(zhuān)家預(yù)測(cè)，2050年我國(guó)將是人口老齡化高峰時(shí)期，老齡人口將達(dá)到總?cè)丝诘娜种�。解決人口老齡化問(wèn)題，社會(huì)保障是重要的措施之一。而我國(guó)養(yǎng)老保險(xiǎn)制度上不完善，空賬運(yùn)行、隱性債務(wù)等因素造成養(yǎng)老保險(xiǎn)基金根本無(wú)法應(yīng)對(duì)人口老齡化高峰。為此我國(guó)專(zhuān)門(mén)設(shè)立了一項(xiàng)具有戰(zhàn)略儲(chǔ)備性質(zhì)的公共養(yǎng)老基金——全國(guó)社會(huì)保障基金，并且全國(guó)社會(huì)保障基金理事會(huì)負(fù)責(zé)全國(guó)社會(huì)保障基金的投資運(yùn)營(yíng)，以實(shí)現(xiàn)全國(guó)社會(huì)保障基金的保值增值。 而要實(shí)現(xiàn)保值增值的目的，金融市場(chǎng)對(duì)全國(guó)社會(huì)保障基金的影響很大。全國(guó)社會(huì)保障基金理事會(huì)作為金融市場(chǎng)的投資主體，采取何種方式進(jìn)行投資、投資結(jié)構(gòu)的變化、籌資狀況等都會(huì)對(duì)金融市場(chǎng)有一定的影響；同樣，金融市場(chǎng)是金融體系的表現(xiàn)，為全國(guó)社會(huì)保障基金的投資提供了更多更好的投資工具，為全實(shí)現(xiàn)保值增值提供一個(gè)重要環(huán)境，全國(guó)社會(huì)保障基金從金融市場(chǎng)中受益，收益率越高，投資比例越大，所以金融市場(chǎng)的收益率對(duì)全國(guó)社會(huì)保障基金的投資具有很大的影響。由此，全國(guó)社會(huì)保障基金的投資比例與金融市場(chǎng)收益率之間有一定的關(guān)系。以下為本文的主要內(nèi)容，第一章：概述全國(guó)社會(huì)保障基金的情況：概念、投資方式、政策規(guī)定級(jí)金融市場(chǎng)的相關(guān)理論；第二章：分析全國(guó)社會(huì)保障基金投資運(yùn)行的現(xiàn)狀，包括投資及籌資方面的現(xiàn)狀，并且通過(guò)數(shù)據(jù)分析全國(guó)社會(huì)保障基金投資運(yùn)行中存在的問(wèn)題，包括資金來(lái)源缺乏制度化、直接投資占主導(dǎo)、管理模式及信息披露機(jī)制等方面的問(wèn)題；第三章：通過(guò)對(duì)全國(guó)社會(huì)保障基金投資比例與各金融市場(chǎng)收益率之間進(jìn)行相關(guān)性分析，進(jìn)行實(shí)證分析全國(guó)社會(huì)保障基金投資比例與各金融市場(chǎng)收益率的關(guān)系，先通過(guò)理論研究建立模型，，再進(jìn)行變量和數(shù)據(jù)選取、數(shù)據(jù)描述，利用計(jì)量研究方法分析數(shù)據(jù)檢驗(yàn)，最后相關(guān)性分析并得出結(jié)論；第四章：通過(guò)第二章和第三章的分析，本章總結(jié)出為加強(qiáng)全國(guó)社會(huì)保障基金投資、提高投資效率及收益率，提出一些具有實(shí)用價(jià)值的政策建議，并借鑒國(guó)外養(yǎng)老儲(chǔ)備基金投資經(jīng)驗(yàn)的多方面經(jīng)驗(yàn)，具有很強(qiáng)的理論意義和使用價(jià)值，對(duì)實(shí)現(xiàn)全國(guó)社會(huì)保障基金的保值增值意義重大。
[Abstract]:With the rapid development of economy, the national wealth increases gradually, the people's life gets certain improvement, but the people's happiness index is very low.Costa Rica has become the happiest country in the world, according to the 2009 Happiness Planet report.China and the United States ranked 20114, lower than both Iraq and Iran.Therefore, economic development does not fully represent the well-being of the people. The state should pay more attention to people's livelihood issues, such as the aging of the population, the widening of the income distribution gap, and the lack of synchronization between spiritual and cultural development and economic development.The aging of the population highlights its importance.Our country has gradually stepped into the aging society, the population structure is aging, so far the aging population has exceeded 160 million, and has increased at the rate of 8 million per year.Therefore, the needs of the elderly are increasingly prominent, such as life care, medical security, spiritual culture and so on.Some experts predict that 2050 will be the peak of China's aging population, which will reach 1/3 of the total population.To solve the problem of aging population, social security is one of the important measures.However, the pension insurance fund is unable to cope with the population aging peak because of the imperfect pension insurance system, the empty account operation and the hidden debt.For this reason, China has set up a special public pension fund with a strategic reserve, the National Social Security Fund, and the National Council of Social Security funds is responsible for the investment and operation of the National Social Security Fund.In order to achieve the value of the National Social Security Fund.To achieve the purpose of maintaining and increasing the value, the financial market has a great influence on the national social security fund.As the main body of investment in the financial market, the National Council of Social Security funds will have a certain impact on the financial market in terms of how to invest, the changes in the investment structure, the financing situation, etc. Similarly, the financial market is the performance of the financial system.It provides more and better investment tools for the investment of the national social security fund, and provides an important environment for the full value preservation and appreciation. The national social security fund benefits from the financial market. The higher the rate of return, the greater the proportion of investment.So the rate of return of the financial market has a great impact on the investment of the national social security fund.Thus, there is a certain relationship between the investment ratio of the national social security fund and the return rate of the financial market.The following are the main contents of this paper: the first chapter: an overview of the situation of the national social security fund: concept, investment mode, policy regulation level of financial market theory; chapter two: analysis of the current situation of the national social security fund investment operation,Including the status of investment and financing, and through data analysis of the problems in the operation of the National Social Security Fund, including the lack of institutionalization of funding sources and the dominance of direct investment,Chapter three: through the analysis of the correlation between the investment ratio of the national social security fund and the rate of return of each financial market.This paper makes an empirical analysis of the relationship between the investment ratio of the national social security fund and the rate of return of each financial market, establishes a model through theoretical research, then selects the variables and data, describes the data, and analyzes the data test by using the econometric research method.Chapter four: through the analysis of the second and third chapters, this chapter summarizes some practical policy suggestions for strengthening the investment of the national social security fund, improving the investment efficiency and the rate of return.It is of great theoretical significance and practical value to draw lessons from the investment experience of foreign pension reserve funds, which is of great significance to the realization of maintaining and increasing the value of the national social security fund.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類(lèi)號(hào)】：F842.6;F832.5;F224

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