本文關(guān)鍵詞：我國(guó)社會(huì)保障基金投資管理研究　出處：《重慶大學(xué)》2010年碩士論文　論文類(lèi)型：學(xué)位論文

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【摘要】：截止到2009年底,我國(guó)社會(huì)保障基金已超過(guò)7000億美元,社會(huì)保障基金的資產(chǎn)和進(jìn)入市場(chǎng)規(guī)模空前擴(kuò)大。但是隨著社會(huì)保障覆蓋面的擴(kuò)大和“老齡化社會(huì)”的臨近,社會(huì)保障基金的支出壓力越來(lái)越大,我國(guó)社會(huì)保障制度將面臨嚴(yán)峻的挑戰(zhàn)。如何“做大”社會(huì)保障基金,防范可能出現(xiàn)的投資風(fēng)險(xiǎn),實(shí)現(xiàn)社會(huì)保障基金的保值增殖已迫在眉睫。目前我國(guó)社會(huì)保障基金投資于股票市場(chǎng)和其他金融市場(chǎng)正在有步驟的放開(kāi),在此背景下,社會(huì)保障基金的投資問(wèn)題顯得越來(lái)越突出。 社會(huì)保障基金是一國(guó)社會(huì)保障制度的基礎(chǔ),為了保證社會(huì)保障基金制度的正常運(yùn)行,社會(huì)保障基金不僅要保值,更要實(shí)現(xiàn)增殖,因此,社會(huì)保障基金投資必須增加投資品種、拓寬投資渠道、建立有效的投資組合,增加投資收益。但是,一個(gè)必須要面對(duì)的事實(shí)是:投資工具的增加意味著風(fēng)險(xiǎn)的增大,高收益必然伴隨著高風(fēng)險(xiǎn),這就給社會(huì)保障基金的管理提出了更大的挑戰(zhàn)。所以研究社會(huì)保障基金如何避免投資風(fēng)險(xiǎn),實(shí)現(xiàn)社會(huì)保障基金的保值增殖就顯得尤為重要。 本文從社會(huì)保障基金投資管理者的角度出發(fā),文章首先界定社會(huì)保障基金、社會(huì)保障基金投資的概念;其次,通過(guò)對(duì)歷年社會(huì)保障基金投資、收益情況進(jìn)行分析,總結(jié)出我國(guó)社會(huì)保障基金的投資現(xiàn)狀及存在的問(wèn)題:當(dāng)前我國(guó)社會(huì)保障基金投資收益較低,投資風(fēng)險(xiǎn)偏高、投資渠道狹窄、基金來(lái)源不穩(wěn)定等問(wèn)題。針對(duì)我國(guó)社會(huì)保障基金投資管理中出現(xiàn)的投資風(fēng)險(xiǎn)提出了相應(yīng)的建議,主要包括:社會(huì)保障基金的投資選擇、現(xiàn)代投資組合工具、社會(huì)保障基金投資的重點(diǎn)及其策略、社會(huì)保障基金投資風(fēng)險(xiǎn)的宏觀監(jiān)管、對(duì)我國(guó)社會(huì)保障基金投資風(fēng)險(xiǎn)的微觀控制。研究目的就在于試圖構(gòu)建出科學(xué)有效的社會(huì)保障基金投資管理體系,以此實(shí)現(xiàn)社會(huì)保障基金的保值增殖。
[Abstract]:By the end of 2009, China's social security fund has more than $700 billion, the social security fund and assets into the market. But with the unprecedented expansion of social security coverage and the coming of aging society, the social security fund spending pressure is more and more big, the social security system of our country will face severe challenges. How to make the social security fund, prevent investment risk, realize the value of social security funds proliferation is imminent. At present China's social security fund investment in the stock market and other financial markets step by step. Under this background, the investment of social security funds has become increasingly prominent.
The social security fund is the base of social security system, in order to ensure the normal operation of the system of social security fund, social security fund should not only value, but also to achieve the proliferation, therefore, the social security fund investment must increase investment, broaden investment channels, establishing an effective investment portfolio to increase investment income. However, a must to face the fact that: increasing investment tools means increased risk, high return must be accompanied by high risk, which gives more challenges to the social security fund management. So the study of the social security fund how to avoid investment risks, it is very important to realize the value of social security funds proliferation.
This paper from the social security fund investment management perspective, this paper first defines the concept of social security fund, social security fund investment; secondly, by analyzing the social security fund investment, analyze the income situation, summed up China's social security fund investment situation and existing problems of current China's social security fund investment income low investment, high risk, narrow investment channels, fund source of instability. In view of China's social security fund investment management investment risk and put forward some corresponding suggestions, mainly including: social security fund investment, modern portfolio tools, focus and strategy of social security fund investment, social macro supervision of security fund investment risk, micro investment risk control of China's social security fund. The purpose of the study is to attempt to build a scientific and effective The social security fund investment management system, in order to achieve the social security fund to maintain the value of the proliferation.

【學(xué)位授予單位】：重慶大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2010
【分類(lèi)號(hào)】：F832.48;D632.1

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