本文選題：商業(yè)銀行 + 風(fēng)險防控��； 參考：《安徽大學(xué)》2013年碩士論文

【摘要】：在我國刑法中,金融類犯罪占了很大一部分,在經(jīng)濟(jì)全球化浪潮席卷而來的今天,逐步與世界接軌的我國金融業(yè)面臨著極大的挑戰(zhàn)。金融業(yè)的發(fā)展日新月異,金融業(yè)管理者所承擔(dān)的風(fēng)險防控工作也要與時俱進(jìn),在新時期新類型犯罪手段和方式層出不窮的挑戰(zhàn)下,對于商業(yè)銀行的風(fēng)險防控工作應(yīng)該常抓不懈,并提高工作效率,做到有的放矢。 在以往的專著和學(xué)術(shù)論文中,許多學(xué)者探討了我國金融犯罪的成因、金融機(jī)構(gòu)的風(fēng)險防控、金融犯罪的預(yù)防等等,本文從商業(yè)銀行風(fēng)險防控工作的角度探討了犯罪預(yù)防,論述了在控制風(fēng)險這一過程中,商業(yè)銀行所面臨的困境和應(yīng)該承擔(dān)的作用。 本文首先對商業(yè)銀行運營中的犯罪作了總體上的分析。主要闡述了商業(yè)銀行運營中犯罪的現(xiàn)狀、特點和原因。對任何事物的分析都應(yīng)該從現(xiàn)象看本質(zhì),由表及里,因此本文這部分列舉了國內(nèi)外相關(guān)事例和數(shù)據(jù),來對此類犯罪進(jìn)行描述,并分析了其社會原因、經(jīng)濟(jì)原因、外部原因和人為原因,以期在接下來的論述中提出相應(yīng)的預(yù)防對策。 按照商業(yè)銀行的業(yè)務(wù)分類,把商業(yè)銀行經(jīng)營活動的各類業(yè)務(wù)中所牽涉到的最具代表性的犯罪類型提出,為了便于理解和分類,按照刑法加以了歸類,用刑法上規(guī)定的罪名來指代這類犯罪,然后聯(lián)系到商業(yè)銀行風(fēng)險管理方面應(yīng)該做的工作,對于防范這些犯罪提出了相應(yīng)的對策和建議,包括宏觀層面和微觀層面、對內(nèi)和對外、技術(shù)上和制度上等。并將商業(yè)銀行的幾類業(yè)務(wù)分為：授信業(yè)務(wù)、融資業(yè)務(wù)、資金管理、科技管理、綜合管理以及日常經(jīng)營活動業(yè)務(wù)。文中列舉了一些數(shù)據(jù)和案例,對各類犯罪和具體罪名作了較為充分的闡述,在提出對策上,也由小及大、由客觀到主觀進(jìn)行分析,并且聯(lián)系實際和自身經(jīng)驗,對實際操作中可能面臨的窘境提出了筆者自己的看法。 本文主要是從犯罪學(xué)的角度來討商業(yè)銀行的風(fēng)險防控,具有一定的實用性和新穎性,旨在提供相應(yīng)的對策預(yù)防商業(yè)銀行各類業(yè)務(wù)中的犯罪,對商業(yè)銀行的風(fēng)險防控工作提出新的見解,也為我國其他金融系統(tǒng)里的各種犯罪的控制提供一個理論參考。
[Abstract]:In the criminal law of our country, the financial crime accounts for a large part. Today, with the tide of economic globalization, the financial industry of our country is facing great challenges.With the rapid development of the financial industry, the risk prevention and control work undertaken by the financial industry managers should also keep pace with the times. Under the constant challenge of the new type of crime means and methods, the risk prevention and control work of the commercial banks should be unremitting.And improve the work efficiency, to achieve a targeted.In the past monographs and academic papers, many scholars have discussed the causes of financial crimes in China, the risk prevention and control of financial institutions, the prevention of financial crimes, and so on.In the process of controlling risks, commercial banks are faced with the dilemma and the role they should bear.This article first makes the overall analysis to the commercial bank operation crime.Mainly elaborated the commercial bank operation crime present situation, the characteristic and the reason.The analysis of anything should look from the phenomenon to the essence, from the outside to the inside, so this article enumerates the relevant cases and data at home and abroad to describe this kind of crime, and analyzes its social and economic reasons.External causes and human causes, with a view to the following discussion of the corresponding preventive measures.According to the business classification of commercial banks, the most representative types of crimes involved in the various types of business activities of commercial banks are proposed. In order to facilitate their understanding and classification, they are classified in accordance with the criminal law.Referring to this kind of crime with the charges stipulated in the criminal law, and then referring to the work that should be done in the area of risk management of commercial banks, and putting forward corresponding countermeasures and suggestions for preventing these crimes, including macro and micro levels, internal and external,Technical and institutional etc.Several kinds of business of commercial bank are divided into credit business, financing business, fund management, science and technology management, integrated management and daily operation business.This paper enumerates some data and cases, and fully expounds various kinds of crimes and specific charges. In proposing countermeasures, it also makes analysis from small to large, from objective to subjective, and combines the actual situation with its own experience.The author puts forward his own views on the dilemma that may be faced in the actual operation.This article mainly discusses the commercial bank's risk prevention and control from the angle of criminology, has certain practicability and novelty, in order to provide the corresponding countermeasure to prevent the commercial bank in all kinds of business crime,It also provides a theoretical reference for the control of various crimes in other financial systems of our country.
【學(xué)位授予單位】：安徽大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：D917;D922.281

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