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互聯(lián)網(wǎng)經(jīng)濟環(huán)境下的金融變革

發(fā)布時間:2018-04-20 22:20

  本文選題:互聯(lián)網(wǎng) + 經(jīng)濟 ; 參考:《金融博覽》2013年07期


【摘要】:正美國微戰(zhàn)略公司的董事長兼首席執(zhí)行官邁克爾·賽勒,在《移動浪潮》一書中將信息技術進步分為五次浪潮:大型計算機,小型計算機,桌面電腦,互聯(lián)網(wǎng)時代的個人電腦,移動互聯(lián)網(wǎng)。他認為,移動技術和社交網(wǎng)絡的合力將在未來10年提升世界50%國家的國內生產(chǎn)總值。金融行業(yè)在互聯(lián)網(wǎng)技術的浪潮下也將不可避免地發(fā)生變革。泛金融發(fā)展趨勢金融平民化趨勢。隨著互聯(lián)網(wǎng)技術的不斷豐富和應用,3G/4G移動通信技術的快速發(fā)展,計算機硬件性能的不斷提升,具備實力的主體不斷參與到金融服務領域中來,這其中除了銀行、電商、第三方支付企業(yè)、P2P,還包括社交網(wǎng)絡、搜索引擎、移動運營商等等。
[Abstract]:Michael Sailer, chairman and chief executive officer of American Microstrategy, divides information technology advances into five waves in the Mobile Wave: mainframe computers, minicomputers, desktop computers, and personal computers in the Internet age. Mobile Internet. He thinks the combination of mobile technology and social networking will boost the world's GDP by 50 percent over the next 10 years. The financial industry will inevitably change under the tide of Internet technology. Pan-finance development trend financial popularizing trend. With the continuous enrichment of Internet technology and the rapid development of mobile communication technology using 3G / 4G, the performance of computer hardware has been continuously improved, and the powerful subjects are constantly participating in the field of financial services. Among these, banks and e-commerce companies are among them. Third-party payment companies like P 2 P, also include social networks, search engines, mobile operators and so on.
【作者單位】: 中國農業(yè)銀行產(chǎn)品研發(fā)部;
【分類號】:F830.49


本文編號:1779703

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