本文選題：服務模式創(chuàng)新　切入點：存款總額　出處：《中國農(nóng)村金融》2014年11期 　論文類型：期刊論文

【摘要】：正傳統(tǒng)銀行與互聯(lián)網(wǎng)金融的融合是必然的,出路在于以互聯(lián)網(wǎng)思維加快具有競爭力的產(chǎn)品和服務模式創(chuàng)新自去年開始,余額寶與其他互聯(lián)網(wǎng)投融資產(chǎn)品在金融市場掀起了一輪又一輪熱潮,有人追捧,有人批判,風起云涌。短期來看,互聯(lián)網(wǎng)金融產(chǎn)品吸收的資金總量還無法與銀行存款總額相抗衡,但它們的增長速度相當驚人。在這種市場格局下,傳統(tǒng)銀行業(yè)特R%是農(nóng)村中小金融機構(gòu)著實感到競爭壓力倍
[Abstract]:The integration of traditional banks and Internet finance is inevitable, and the way out is to speed up the innovation of competitive products and service models through Internet thinking since last year. Yu'e Bao and other Internet investment and financing products have set off a wave of upsurge in the financial market, which has been pursued by some, criticized by others, and surging. In the short term, The total amount of capital absorbed by Internet financial products cannot yet compete with the total amount of bank deposits, but their growth rate is quite astonishing. In this market situation, the traditional banking sector has a special R% of financial institutions in rural areas that feel competitive pressure.
【作者單位】： 天津農(nóng)商銀行;
【分類號】：F49;F832
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本文編號：1568466